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Bank of Georgia Group PLC

Financial Services US BDGSF

53.0USD
-14.25(21.19%)

Last update at 2024-05-16T14:23:00Z

Day Range

53.0053.00
LowHigh

52 Week Range

28.9041.92
LowHigh

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 1634.65M 801.94M 316.50M 556.41M 437.55M
Minority interest -4.49200M -3.31200M 11.37M 9.51M 7.90M
Net income 1439.51M 723.81M 293.58M 497.66M 469.00M
Selling general administrative 164.45M 129.52M 105.53M 89.59M 68.60M
Selling and marketing expenses - - - - -
Gross profit - - - 1015.23M 880.51M
Reconciled depreciation 111.09M 93.62M 82.94M 78.12M 45.44M
Ebit - - - - 0.00000M
Ebitda - - - - -
Depreciation and amortization - - - - -
Non operating income net other - - - - 0.00000M
Operating income - - - 582.74M 499.32M
Other operating expenses - 72.03M 51.51M 27.98M 30.12M
Interest expense 1074.55M 882.47M 806.37M 639.44M 574.59M
Tax provision 190.65M 74.82M 21.55M 56.46M 56.66M
Interest income 2256.88M 1851.04M 1595.43M 1489.57M 1326.20M
Net interest income 1182.34M 953.94M 777.64M 797.72M 747.71M
Extraordinary items - - - - 0.00000M
Non recurring - - - - 0.00000M
Other items - - - - 0.00000M
Income tax expense 190.65M 74.82M 21.55M 56.46M 56.66M
Total revenue 2393.11M 1365.68M 1090.66M 1118.57M 1036.39M
Total operating expenses - - - 450.13M 396.27M
Cost of revenue - - - 14.15M 13.42M
Total other income expense net - - - -26.33100M -61.77200M
Discontinued operations - - - - 107.90M
Net income from continuing ops 1445.00M 727.12M 294.94M 499.95M 380.88M
Net income applicable to common shares 1439.51M 723.81M 293.58M 497.66M 469.00M
Preferred stock and other adjustments - - - - 0.00000M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 28901.90M 23430.08M 22035.92M 18569.50M 14798.30M
Intangible assets 149.44M 144.25M 125.81M 106.29M 83.37M
Earning assets - - - - -
Other current assets - 1963.37M 2268.13M 1616.29M 1287.29M
Total liab 24653.08M 20337.17M 19486.01M 16418.59M 13000.03M
Total stockholder equity 4231.57M 3079.03M 2538.55M 2141.40M 1790.37M
Deferred long term liab - - - - 0.00000M
Other current liab - 225.15M 14.48M 76.94M 45.30M
Common stock 1.56M 1.62M 1.62M 1.62M 1.62M
Capital stock 1.56M 1.62M 1.62M 1.62M 1.62M
Retained earnings 3821.89M 2588.46M 1939.12M 1655.26M 1277.73M
Other liab - 81.87M 147.71M 65.92M 52.35M
Good will 33.35M 33.35M 33.35M 33.35M 33.35M
Other assets - 17032.02M 16220.99M 13498.35M 10854.81M
Cash 6017.87M 3451.95M 3986.96M 3736.94M 2504.17M
Cash and equivalents - - - - -
Total current liabilities - 16450.30M 15598.03M 13089.62M 10085.19M
Current deferred revenue - - - - -
Net debt - 2385.18M 98.26M 530.33M 887.69M
Short term debt - - - 812.77M 0.00000M
Short long term debt - - - 812.77M 410.68M
Short long term debt total - - - - -
Other stockholder equity - -3.22300M 71.23M -7.48100M 30.52M
Property plant equipment 516.24M 458.99M 471.06M 475.88M 344.06M
Total current assets - 3794.83M 4364.21M 3938.74M 2762.04M
Long term investments 4349.73M 2595.66M 2544.40M 1843.13M 2072.41M
Net tangible assets 4048.78M 2901.42M 2379.39M 2001.76M 1673.65M
Short term investments - - - 14.32M 114.64M
Net receivables - 50.05M 57.90M 50.37M 49.90M
Long term debt - - - 4502.23M 2862.48M
Inventory - 14.73M 16.33M 19.46M 17.67M
Accounts payable 35.17M 14442.14M 14486.83M 10579.75M 8468.84M
Total permanent equity - - - - 0.00000M
Noncontrolling interest in consolidated entity - - - - 0.00000M
Temporary equity redeemable noncontrolling interests - - - - 0.00000M
Accumulated other comprehensive income - - - - 0.00000M
Additional paid in capital - - - - 0.00000M
Common stock total equity - - - - 0.00000M
Preferred stock total equity - - - - 0.00000M
Retained earnings total equity - - - - 0.00000M
Treasury stock - - - - 0.00000M
Accumulated amortization - - - - 0.00000M
Non currrent assets other - - - - 0.00000M
Deferred long term asset charges - - - - 0.00000M
Non current assets total - - - - 0.00000M
Capital lease obligations - - - - 0.00000M
Long term debt total - - - - 0.00000M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -1832.67300M -86.78900M -673.28400M 184.17M -400.36600M
Change to liabilities 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities - -57.34500M -702.17900M 128.73M -703.27100M
Net borrowings - -105.04900M -572.65400M 259.86M 259.86M
Total cash from financing activities - 263.28M 2269.29M 1520.73M 576.66M
Change to operating activities - -1618.66200M -2462.18900M -1487.83500M -1271.95300M
Net income 1439.51M 723.81M 293.58M 497.66M 469.00M
Change in cash 2064.28M -450.39300M -182.66900M 937.83M -366.63600M
Begin period cash flow 1520.56M 1970.95M 2153.62M 1215.80M 1582.43M
End period cash flow 3584.84M 1520.56M 1970.95M 2153.62M 1215.80M
Total cash from operating activities 4761.45M -557.11400M -1803.65100M -731.96500M -286.05400M
Issuance of capital stock - - - - -
Depreciation - 69.36M 65.61M 61.77M 35.31M
Other cashflows from investing activities - 0.39M 3.30M 0.21M -283.62100M
Dividends paid 196.95M 71.98M 2.17M 124.05M 121.96M
Change to inventory - - - - 0.00000M
Change to account receivables - - - - 0.00000M
Sale purchase of stock -180.98100M -79.71900M -19.17700M -50.70500M -88.02800M
Other cashflows from financing activities - 520.03M 2863.29M 1435.53M 786.65M
Change to netincome - 242.29M 280.36M 183.25M 471.50M
Capital expenditures 121.67M 97.58M 108.34M 125.70M 95.10M
Change receivables - - - - 0.00000M
Cash flows other operating - - - - 0.00000M
Exchange rate changes - - - - 0.00000M
Cash and cash equivalents changes - - - - 0.00000M
Change in working capital - - - - -
Stock based compensation - - - - -
Other non cash items - - - - -
Free cash flow 4639.79M -134.65500M 951.30M 578.18M 504.52M

Fundamentals

  • Previous Close 67.25
  • Market Cap2232.11M
  • Volume1702
  • P/E Ratio3.11
  • Dividend Yield7.98%
  • Revenue TTM2202.67M
  • Revenue Per Share TTM48.53
  • Gross Profit TTM 1882.94M
  • Diluted EPS TTM13.49

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
BDGSF
Bank of Georgia Group PLC
-14.25 21.19% 53.00 3.11 3.48 0.97 1.10
HDB
HDFC Bank Limited ADR
0.49 0.88% 56.15 20.81 20.96 0.11 4.77
CIHHF
China Merchants Bank Co Ltd Class H
- -% 4.65 4.13 3.71 0.32 0.59
CIHKY
China Merchants Bank Co Ltd
1.23 5.14% 25.18 4.27 3.64 0.33 0.58
IBN
ICICI Bank Limited
-0.04 0.15% 27.15 17.79 16.95 0.07 3.08

Reports Covered

Stock Research & News

Profile

Bank of Georgia Group PLC, through its subsidiaries, provides various banking products and services in Georgia. It operates through three segments: Retail Banking, Corporate and Investment Banking, and BNB. The Retail Banking segment offers consumer loans, mortgage loans, overdrafts, credit cards, and other credit facilities; funds transfer and settlement services; and customers' deposits for individuals and legal entities under the Express, Bank of Georgia, MSME, and SOLO brands. This segment primarily serves retail, mass retail and affluent, and high-net-worth client segments, as well as small and medium enterprises, and micro businesses. The Corporate Investment Banking segment provides loans and other credit facilities, funds transfers and settlement services, trade finance services, and documentary operations support services; handles saving and term deposits for corporate and institutional customers; and offers brokerage services. The BNB segment provides retail and corporate banking services to clients in Belarus. Bank of Georgia Group PLC was incorporated in 2017 and is headquartered in London, the United Kingdom.

Bank of Georgia Group PLC

42 Brook Street, London, United Kingdom, W1K 5DB

Key Executives

Name Title Year Born
Mr. Archil Gachechiladze CFA CEO & Director 1980
Nini Arshakuni Head of Investor Relations NA
Ms. Elene Okromchedlishvili Head of Human Capital Management NA
Mr. Kakhaber Kiknavelidze Sr. Advisor 1972
Mr. Sulkhan Gvalia Deputy CEO of JSC Bank of Georgia & CFO of JSC Bank of Georgia 1974
Mr. Mikheil Gomarteli Deputy Chief Exec. Officer of Strategic Projects Directions 1976
Mr. Nika Gilauri Head of Istanbul NA
Mr. Levan Kulijanishvili COO of JSC Bank of Georgia & Deputy CEO of JSC Bank of Georgia 1974
Ms. Eteri Iremadze Deputy CEO of Premium Banking Bus. (Solo & Wealth Management) - JSC Bank of Georgia NA
Mr. Zurab Masurashvili Head of SME Bus. Banking - JSC Bank of Georgia NA

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