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Commerce Bancshares Inc

Financial Services US CBSH

52.715USD
0.27(0.51%)

Last update at 2026-06-05T15:41:00Z

Day Range

52.3553.00
LowHigh

52 Week Range

46.9962.26
LowHigh

Fundamentals

  • Previous Close 52.45
  • Market Cap7454.80M
  • Volume359835
  • P/E Ratio12.43
  • Dividend Yield-%
  • Revenue TTM1711.66M
  • Revenue Per Share TTM12.33
  • Gross Profit TTM 1711.66M
  • Diluted EPS TTM4.07

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 731.84M 679.49M 619.73M 632.38M 686.30M
Minority interest -4.44800M -8.07000M -7.90500M -11.62100M -9.82500M
Net income 566.25M 526.33M 477.06M 488.40M 530.76M
Selling general administrative 704.28M 624.34M 617.23M 682.84M 644.16M
Selling and marketing expenses - 22.35M 24.51M 23.83M 21.86M
Gross profit 1711.66M 1630.72M 1550.71M 1509.23M 1425.88M
Reconciled depreciation 56.50M 54.08M 48.17M 46.86M 44.87M
Ebit 731.84M 679.49M 619.73M 677.55M 676.48M
Ebitda 770.03M 733.57M 669.24M 724.41M 721.34M
Depreciation and amortization 38.19M 54.08M 49.51M 46.86M 44.87M
Non operating income net other - - - 20.51M 30.06M
Operating income 731.84M 679.49M 619.73M 677.55M 676.48M
Other operating expenses 1407.83M 1413.44M 1349.60M 23.83M -749.40000M
Interest expense 371.87M 429.31M 383.16M 56.79M 12.87M
Tax provision 161.14M 145.09M 136.74M 132.36M 145.71M
Interest income 1483.72M 1469.56M 1305.06M 998.98M 848.29M
Net interest income 1111.86M 1040.25M 1004.35M 942.18M 835.42M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 161.14M 145.09M 134.55M 132.36M 145.71M
Total revenue 2139.66M 2092.93M 1969.32M 1509.23M 1425.88M
Total operating expenses 979.83M 951.23M 930.98M 23.83M -749.40000M
Cost of revenue 428.00M 462.21M 418.61M - -
Total other income expense net - 679.49M -142.56000M -45.17300M 9.82M
Discontinued operations - - - - -
Net income from continuing ops 570.70M 534.40M 507.37M 500.02M 540.59M
Net income applicable to common shares - - - 488.40M 530.76M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 32915.09M 31996.63M 31701.06M 31875.93M 36689.09M
Intangible assets 13.31M 13.63M 14.18M 15.23M 15.57M
Earning assets - - - - -
Other current assets - - 3166.01M -560.74890M 2764.37M
Total liab 29100.32M 28664.15M 28736.83M 29394.35M 12.56M
Total stockholder equity 3791.37M 3309.88M 2944.12M 2465.29M 3437.30M
Deferred long term liab - - - - -
Other current liab -2989.64100M 25293.64M 7975.94M 26187.44M 29813.07M
Common stock 692.94M 676.05M 655.32M 629.32M 610.80M
Capital stock 692.94M 676.05M 655.32M 629.32M 610.80M
Retained earnings 131.83M 45.49M 53.18M 31.62M 92.49M
Other liab - - - 275.29M 392.16M
Good will 146.54M 146.54M 146.54M 138.92M 138.92M
Other assets 22370.79M 21150.44M - 5749.21M 2719.57M
Cash 803.24M 3372.91M 2682.16M 841.64M 4276.76M
Cash and equivalents - - - - -
Total current liabilities - 28220.40M 10884.75M 26187.44M 46.23M
Current deferred revenue - - - - -
Net debt 2199.20M -446.09600M 228.06M -831.96400M -4264.19600M
Short term debt 2989.64M 2926.76M 2908.82M - 46.23M
Short long term debt - - - - -
Short long term debt total 3002.44M 2926.81M 2910.22M 9.67M 12.56M
Other stockholder equity 3474.29M 3347.24M 3127.02M 2891.22M 2656.92M
Property plant equipment - - - 418.91M 388.74M
Total current assets 9898.75M 12509.76M 3166.01M 13079.95M 18726.78M
Long term investments 9377.29M 9416.72M 9902.96M 12519.18M 14699.51M
Net tangible assets - - - 2311.14M 3282.81M
Short term investments 9095.51M 9136.85M 9684.76M 12238.32M 14450.03M
Net receivables - - - - -
Long term debt 12.80M 0.06M 1.40M 9.67M 12.56M
Inventory - - - 0.10M 0.12M
Accounts payable - - - 26187.44M 29813.07M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - 16.29M 11.03M
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -507.69000M -758.91100M -891.41200M -1086.86400M 77.08M
Additional paid in capital - - - - -
Common stock total equity - - - 629.32M 610.80M
Preferred stock total equity - - - - -
Retained earnings total equity - - - 31.62M 92.49M
Treasury stock - - - -41.74300M -32.97300M
Accumulated amortization - - - - -
Non currrent assets other - 1548.99M 938.08M -45.47300M -15242.74000M
Deferred long term asset charges - - - - -
Non current assets total 645.55M 19486.86M 28535.05M 13046.77M 15242.74M
Capital lease obligations - - - - -
Long term debt total - - - 9.67M 12.56M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 409.30M 483.79M 2207.80M -602.49400M -1340.71200M
Change to liabilities - - - -9.88200M -8.35400M
Total cashflows from investing activities -462.37000M 483.79M - 242.27M -2082.75800M
Net borrowings 12.74M -1.34800M - -181.23300M 924.58M
Total cash from financing activities -11.04300M -372.93700M -883.11900M -4200.80900M 3573.66M
Change to operating activities - - - 3.05M -3.17900M
Net income 570.70M 534.40M 485.18M 500.02M 540.59M
Change in cash 171.72M 688.71M 1789.48M -3399.15300M 2088.63M
Begin period cash flow 3375.99M 2687.28M 897.80M 4296.95M 2208.33M
End period cash flow 3547.72M 3375.99M 2687.28M 897.80M 4296.95M
Total cash from operating activities 645.14M 577.86M 488.77M 559.38M 597.72M
Issuance of capital stock - - - - -
Depreciation 38.19M 54.08M 49.51M 46.86M 44.87M
Other cashflows from investing activities -871.66700M -220.78400M - 909.96M -685.33000M
Dividends paid 150.24M 145.09M 134.73M 127.47M 122.69M
Change to inventory - - - - -
Change to account receivables -11.02500M -5.36200M -5.98600M -28.43900M 19.79M
Sale purchase of stock -207.56700M -170.47000M -76.37000M -186.62200M -129.36100M
Other cashflows from financing activities 271.14M -56.02600M -663.74700M -3886.71300M 3825.75M
Change to netincome - - - 52.57M -55.61600M
Capital expenditures 52.75M 46.13M 88.07M 65.19M 56.72M
Change receivables - - - -28.43900M 19.79M
Cash flows other operating - - - -20.54900M -10.48600M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - -3399.15300M 2088.63M
Change in working capital -27.73800M -17.00300M 45.25M -38.32100M 11.43M
Stock based compensation 17.27M 17.03M 17.05M 17.00M 15.41M
Other non cash items 35.16M -10.05500M -100.82400M 12.12M -40.19600M
Free cash flow 592.39M 531.73M 400.69M 494.19M 541.01M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
CBSH
Commerce Bancshares Inc		 0.27 0.51% 52.72 12.43 12.84 4.36 1.99 3.80
HDB
HDFC Bank Limited ADR		 -0.405 1.69% 23.62 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 0.12 0.39% 30.56 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd		 0.38 0.76% 50.48 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.92 6.10 5.67 0.44 0.77 3.43

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Profile

Commerce Bancshares, Inc. operates as the bank holding company for Commerce Bank that provides retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals and businesses in the United States. It operates through three segments: Retail Banking, Commercial, and Wealth. The Retail Banking segment offers various banking products and services, including consumer deposits; consumer loans, such as automobile, motorcycle, marine, tractor/trailer, recreational vehicle, fixed rate and revolving home equity, and other consumer loans; patient health care financing; real estate loans; indirect and other consumer financing; retail branch network; personal mortgage banking; consumer installment lending; and consumer debit and credit bank cards. The Commercial segment provides corporate lending, leasing, international, merchant and commercial bank card, and securities safekeeping and bond accounting services; and business products, government deposits, and related commercial cash management services, as well as sells fixed income securities to correspondent banks, corporations, public institutions, municipalities, and individuals. The Wealth segment provides traditional trust and estate planning, advisory and discretionary investment portfolio management, and brokerage services, as well as private banking accounts. The company offers private equity investment, securities brokerage, insurance agency, specialty lending, and leasing services, as well as online and mobile banking services. Commerce Bancshares, Inc. was founded in 1865 and is headquartered in Kansas City, Missouri.

Commerce Bancshares Inc

1000 Walnut, Kansas City, MO, United States, 64106

Key Executives

Name Title Year Born
Mr. David W. Kemper Non Independent Exec. Chairman 1951
Mr. John W. Kemper Pres, CEO & Non Independent Director 1978
Mr. Charles G. Kim Exec. VP & CFO 1961
Mr. Kevin Gene Barth Exec. VP of Commercial Line of Bus. 1961
Mr. Robert S. Holmes Exec. VP 1964
Mr. Paul A. Steiner Controller & Chief Accounting Officer 1972
Mr. David L. Roller Sr. VP & Chief Information Officer 1971
Mr. Thomas Joseph Noack Sr. VP, Sec. & Gen. Counsel NA
Mr. Jeffrey S. Missman VP NA
Ms. Susan B. Bergen-Painter Exec. VP and Corp. Marketing Director 1971

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