Explore 3 Stock Ideas & Industry Insights Download Free Report

CVB Financial Corporation

Financial Services US CVBF

20.47USD
0.03(0.15%)

Last update at 2026-06-05T15:41:00Z

Day Range

20.4320.57
LowHigh

52 Week Range

17.3221.26
LowHigh

Fundamentals

  • Previous Close 20.44
  • Market Cap2755.39M
  • Volume239255
  • P/E Ratio13.35
  • Dividend Yield3.85%
  • Revenue TTM518.96M
  • Revenue Per Share TTM3.79
  • Gross Profit TTM 518.96M
  • Diluted EPS TTM1.52

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 281.69M 271.24M 315.43M 328.35M 297.65M
Minority interest - - - - -
Net income 209.30M 200.72M 221.44M 235.43M 212.52M
Selling general administrative 168.28M 144.47M 139.19M 131.60M 129.46M
Selling and marketing expenses 33.28M 7.31M 6.76M 6.30M 4.62M
Gross profit 513.85M 480.17M 545.82M 555.50M 461.94M
Reconciled depreciation 14.78M 15.37M 18.22M 7.57M 8.24M
Ebit 283.25M 271.24M 315.43M 337.50M 297.65M
Ebitda 281.69M 286.61M 333.60M 345.07M 305.89M
Depreciation and amortization 12.34M 15.37M 18.17M 7.57M 8.24M
Non operating income net other - - - - -
Operating income 281.69M 271.24M 315.43M 337.50M 297.65M
Other operating expenses 361.67M 387.45M 350.23M 6.30M -164.28700M
Interest expense 133.01M 182.76M 118.34M 9.15M 6.08M
Tax provision 72.39M 70.52M 94.69M 92.92M 85.13M
Interest income 591.60M 628.56M 588.63M 513.46M 419.61M
Net interest income 458.58M 445.80M 504.29M 504.31M 413.53M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 72.39M 70.52M 94.00M 92.92M 85.13M
Total revenue 643.36M 658.69M 665.66M 555.50M 461.94M
Total operating expenses 232.15M 208.93M 230.39M 6.30M -164.28700M
Cost of revenue 129.51M 178.51M 119.84M - -
Total other income expense net -1.55600M 144.50M -37.76200M -9.15500M -6.08000M
Discontinued operations - - - - -
Net income from continuing ops 209.30M 200.72M 239.09M 235.43M 212.52M
Net income applicable to common shares - - - 233.92M 212.52M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 15631.05M 15153.66M 16020.99M 16476.54M 15883.70M
Intangible assets 5.77M 9.97M 15.29M 21.74M 25.39M
Earning assets - - - - -
Other current assets -46.72300M 13.07M 511.94M -89.21200M 4896.46M
Total liab 13335.83M 12967.34M 13943.02M 14528.02M 13802.19M
Total stockholder equity 2295.22M 2186.32M 2077.97M 1948.52M 2081.50M
Deferred long term liab - - - - 20.88M
Other current liab 11495.21M 11948.38M 11419.33M -808.31600M -2.28100M
Common stock 1222.37M 1296.88M 1288.90M 2303.31M 2085.47M
Capital stock 1222.37M 1296.88M 1288.90M 2303.31M 1209.90M
Retained earnings 1300.51M 1201.50M 1112.64M 1002.85M 875.57M
Other liab - - - 106.81M 130.74M
Good will 765.82M 765.82M 765.82M 765.82M 663.71M
Other assets 12042.37M 11608.62M - 6283.41M 5047.20M
Cash 107.51M 205.18M 289.50M 213.01M 1758.55M
Cash and equivalents - - - - -
Total current liabilities 11985.81M 12715.32M 13768.33M 186.68M 2.28M
Current deferred revenue - - -23.26800M - -
Net debt 883.09M 556.71M 2076.20M 781.99M -1756.26600M
Short term debt 490.60M 761.89M 2349.00M 995.00M 2.28M
Short long term debt 500.00M 500.00M 2070.00M 995.00M 2.28M
Short long term debt total 990.60M 761.89M 2365.70M 995.00M 2.28M
Other stockholder equity - - - -1002.84700M -875.56800M
Property plant equipment - - - 69.39M 49.10M
Total current assets 154.23M 564.82M 511.94M 3549.35M 4988.40M
Long term investments 5146.30M 5035.06M 5490.68M 5809.51M 5109.89M
Net tangible assets - - - 1160.95M 1392.40M
Short term investments 2683.07M 63.76M 2956.12M 3255.21M 3183.92M
Net receivables 46.72M 282.80M 301.34M 81.13M 45.93M
Long term debt - - - 995.00M 2.28M
Inventory - - -129.94600M - 66.71M
Accounts payable 4.77M 5.05M 23.27M 12836.25M 13026.78M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -227.65400M -312.06400M -323.56900M -354.79600M -3.96800M
Additional paid in capital - - - - -
Common stock total equity - - - - 1209.90M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - 875.57M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 528.29M 368.60M 303.29M -6643.77400M -5848.09000M
Deferred long term asset charges - - - - -
Non current assets total 15476.82M 14588.84M 15509.05M 6643.77M 5848.09M
Capital lease obligations - - - - -
Long term debt total - - - - 2.28M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -24.50000M 852.75M 328.57M -1176.96600M -3507.08500M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities -210.31100M 852.75M - -1176.96600M -1730.49100M
Net borrowings 0.00000M -1570.00000M - 915.76M 174.49M
Total cash from financing activities 160.59M -1179.09800M -754.08400M -625.85200M 1309.64M
Change to operating activities - - - -9.80000M -8.13200M
Net income 209.30M 200.72M 219.89M 235.43M 212.52M
Change in cash 171.69M -76.58700M 77.82M -1529.08700M -225.61200M
Begin period cash flow 204.70M 281.29M 203.46M 1732.55M 1958.16M
End period cash flow 376.39M 204.70M 281.29M 203.46M 1732.55M
Total cash from operating activities 221.41M 249.76M 295.63M 273.73M 195.24M
Issuance of capital stock - - - - -
Depreciation 14.78M 15.37M 13.05M 13.66M -6.42600M
Other cashflows from investing activities -181.74400M 410.82M - 6.53M 786.68M
Dividends paid 110.99M 111.83M 111.69M 104.44M 97.73M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -81.11600M -2.81700M -21.21600M -116.33000M -8.33700M
Other cashflows from financing activities 123.60M 505.55M -621.18200M -407.00600M 1444.20M
Change to netincome - - - 34.45M -17.27900M
Capital expenditures 4.07M 5.13M 113.52M 5.36M 4.68M
Change receivables - - - - -
Cash flows other operating - - - - 195.24M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -225.61200M
Change in working capital -29.39700M 11.68M 43.68M -9.80000M -8.13200M
Stock based compensation 6.22M 10.23M 9.44M 7.90M 5.18M
Other non cash items 20.51M 11.77M 45.12M 26.54M -1.17700M
Free cash flow 217.34M 244.63M 182.11M 268.37M 190.56M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
CVBF
CVB Financial Corporation
0.03 0.15% 20.47 13.35 11.53 5.31 1.20 6.31
HDB
HDFC Bank Limited ADR
-0.405 1.69% 23.62 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.12 0.39% 30.56 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
0.38 0.76% 50.48 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

CVB Financial Corp. operates as bank holding company for Citizens Business Bank, National Association, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. The company offers checking, savings, money market, and certificates of time deposit products for business and personal accounts, municipalities and districts, and specialized deposit products for title and escrow; and serves as a federal tax depository for business customers. It also provides commercial lending products comprising lines of credit and other working capital financing, accounts receivable lending, and letters of credit; agriculture loans to finance the operating needs of wholesale dairy farm operations, cattle feeders, livestock raisers, and farmers; lease financing services for municipal governments; commercial real estate and construction loans; consumer financing products, including automobile leasing and financing, lines of credit, credit cards, home mortgages, and home equity loans; and equipment and vehicle leasing services. In addition, the company offers various specialized services, such as treasury management systems for monitoring and managing cash flow, a merchant card processing program, armored pick-up and delivery, payroll services, remote deposit capture, electronic funds transfers, wires and automated clearinghouse, and online account access; and foreign exchange and letters of credit services. Further, it provides financial and trust services, such as fiduciary services, mutual funds, annuities, 401(k) plans, and individual investment accounts. CVB Financial Corp. was founded in 1974 and is headquartered in Ontario, California.

CVB Financial Corporation

701 North Haven Avenue, Ontario, CA, United States, 91764

Key Executives

Name Title Year Born
Mr. David A. Brager Pres, CEO & Director 1968
Mr. E. Allen Nicholson Exec. VP & CFO 1967
Mr. Richard H. Wohl Exec. VP & Gen. Counsel 1959
Mr. David C. Harvey Exec. VP & COO of Citizens Bus. Bank 1968
Mr. David F. Farnsworth Exec. VP & Chief Credit Officer of Citizens Bus. Bank 1957
Ms. Francene LaPoint CPA Sr. VP & Chief Accounting Officer 1965
Mr. Michael K. Currie Sr. VP & Chief Information Officer NA
Ms. Yamynn DeAngelis Exec. VP & Chief Risk Officer 1957
Mr. G. Larry Zivelonghi Exec. VP and Dairy & Livestock Industries Group Mang. - Citizens Bus. Bank NA
Mr. Robert Daniel Banis Exec. VP & Head of CitizensTrust of Citizens Bus. Bank NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.