ACI Worldwide, Inc. filed its Form 10-Q for the quarterly period ended June 30, 2026, with the Securities and Exchange Commission, reporting financial results for both the three and six months ended on that date.

Key Highlights

  • Q2 2026 total revenues: $430,423 thousand, up from $401,258 thousand in Q2 2025, according to the filing.
  • Q2 2026 net income: $31,798 thousand, compared to $12,202 thousand in the prior-year quarter.
  • Six-month net income: $70,104 thousand for the six months ended June 30, 2026, versus $71,072 thousand for the same period in 2025.
  • Diluted earnings per share: $0.31 for Q2 2026 and $0.69 for the six months ended June 30, 2026.
  • Share repurchases: 947,929 shares of common stock were repurchased during Q2 2026 for $41,549 thousand.
  • Shares outstanding: As of August 3, 2026, there were 100,955,241 shares of common stock outstanding.
  • Total assets: $3,095,270 thousand as of June 30, 2026, compared to $3,104,907 thousand at December 31, 2025.

ACI Worldwide Q2 2026 Revenue Growth and Balance Sheet Overview

According to the filing, ACI Worldwide, Inc. (Nasdaq Global Select Market: ACIW) reported total revenues of $430,423 thousand for the three months ended June 30, 2026, an increase from $401,258 thousand in the comparable prior-year period. The company's Software as a Service and Platform as a Service segment contributed $284,762 thousand to Q2 2026 revenues, compared to $271,258 thousand in Q2 2025. License revenue was reported at $68,795 thousand, maintenance at $51,558 thousand, and services at $25,308 thousand for the quarter.

The filing disclosed total operating expenses of $385,774 thousand for Q2 2026, resulting in operating income of $44,649 thousand, compared to operating income of $34,858 thousand for Q2 2025. Interest expense for the quarter was $11,979 thousand, down from $14,527 thousand in the prior-year period. Income tax expense was $7,126 thousand, producing net income of $31,798 thousand for the quarter. For the six months ended June 30, 2026, total revenues reached $856,172 thousand and net income was $70,104 thousand.

On the balance sheet, the filing reported total assets of $3,095,270 thousand and total liabilities of $1,598,526 thousand as of June 30, 2026. Total stockholders' equity stood at $1,496,744 thousand. Treasury stock increased to $1,052,735 thousand, reflecting repurchase activity during the period. Cash and cash equivalents were $167,398 thousand at June 30, 2026, compared to $196,462 thousand at December 31, 2025. Long-term debt was reported at $781,204 thousand, with a current portion of $40,973 thousand.

What Was Disclosed

ACI Worldwide's 10-Q for the quarter ended June 30, 2026, disclosed revenues, net income, balance sheet figures, share repurchase activity, and earnings per share for both the three- and six-month periods, along with updated share counts as of August 3, 2026.