Amerant Bancorp Inc. filed its quarterly report on Form 10-Q with the SEC on November 3, 2026, covering the three and nine months ended September 30, 2026.

Key Highlights

  • Net income: Amerant Bancorp reported net income attributable to the company of $25,716 thousand for the three months ended September 30, 2026, compared with $14,756 thousand in the same period of 2025.
  • Nine-month net income: For the nine months ended September 30, 2026, net income attributable to the company was $64,632 thousand, versus $49,716 thousand for the same period in 2025.
  • Total assets: Total assets stood at $10,211,645 thousand as of September 30, 2026, up from $9,777,018 thousand at December 31, 2025.
  • Total deposits: Total deposits were $8,245,672 thousand at September 30, 2026, compared with $7,786,934 thousand at December 31, 2025.
  • Allowance for credit losses: The allowance for credit losses increased to $94,845 thousand from $79,276 thousand at December 31, 2025.
  • Shares outstanding: As of October 30, 2026, there were 39,017,279 shares of Class A Common Stock outstanding, down from 40,595,273 shares issued and outstanding at December 31, 2025.
  • Accumulated other comprehensive loss: Accumulated other comprehensive loss widened to $(118,873) thousand at September 30, 2026, from $(875) thousand at December 31, 2025, driven by unrealized losses on debt securities available for sale.

Amerant Bancorp's Third-Quarter 2026 Financial Results and Balance Sheet Position

According to the filing, Amerant Bancorp Inc. (NYSE:AMTB) reported net interest income of $90,464 thousand for the three months ended September 30, 2026, down from $94,152 thousand in the prior-year period. For the nine months ended September 30, 2026, net interest income was $253,320 thousand, compared with $270,535 thousand for the same period in 2025. Total interest income for the third quarter was $141,402 thousand, while total interest expense was $50,938 thousand, the company disclosed.

The provision for credit losses was $6,200 thousand in the third quarter of 2026, a significant reduction from $14,600 thousand recorded in the third quarter of 2025. For the nine-month period, the provision was $18,750 thousand, compared with $39,106 thousand a year earlier, according to the filing. Total noninterest income for the third quarter was $18,339 thousand, and total noninterest expenses were $69,098 thousand, down from $77,835 thousand in the prior-year quarter. The company reported income tax expense of $7,789 thousand for the three months ended September 30, 2026.

On the balance sheet, the filing shows loans held for investment, gross, grew to $6,976,861 thousand from $6,613,391 thousand at December 31, 2025. Debt securities available for sale totaled $2,166,041 thousand. Total stockholders' equity declined to $840,817 thousand from $938,802 thousand at year-end 2025, primarily reflecting a substantial increase in accumulated other comprehensive loss of $(118,873) thousand, attributable in part to net unrealized holding losses on debt securities available for sale of $(93,473) thousand in the third quarter alone, the filing stated.

What Was Disclosed

Amerant Bancorp filed its Form 10-Q for the quarter ended September 30, 2026, disclosing quarterly net income of $25,716 thousand, total assets of $10,211,645 thousand, total deposits of $8,245,672 thousand, and a significant increase in accumulated other comprehensive loss driven by unrealized securities losses.