Auburn National Bancorporation, Inc. filed its Form 10-Q for the quarterly period ended September 30, 2026 with the U.S. Securities and Exchange Commission on November 6, 2026, reporting third-quarter net earnings of $2.523 million and basic and diluted earnings per share of $0.72.

Key Highlights

  • Net earnings: $2.523 million for the quarter ended September 30, 2026, compared with $2.227 million for the same quarter in 2025.
  • Basic and diluted EPS: $0.72 for Q3 2026, up from $0.64 in Q3 2025.
  • Net interest income: $8.014 million for Q3 2026, compared with $7.572 million for Q3 2025.
  • Total assets: $1.016988 billion as of September 30, 2026, versus $1.018797 billion at December 31, 2025.
  • Total deposits: $923.338 million at September 30, 2026, compared with $922.926 million at December 31, 2025.
  • Nine-month net earnings: $7.019 million for the nine months ended September 30, 2026, versus $5.590 million for the same period in 2025.
  • Shares outstanding: 3,479,447 shares of common stock as of November 5, 2026.

Auburn National Bancorporation Reports Third-Quarter 2026 Financial Results

According to the filing, Auburn National Bancorporation, Inc. (NASDAQ:AUBN), a Delaware-incorporated bank holding company headquartered at 100 N. Gay Street, Auburn, Alabama, reported net earnings of $2.523 million for the quarter ended September 30, 2026, compared with $2.227 million for the quarter ended September 30, 2025. Basic and diluted earnings per share were $0.72 for Q3 2026, up from $0.64 in the prior-year period. Weighted average basic shares outstanding were 3,484,168 for Q3 2026, compared with 3,493,699 for Q3 2025.

The filing disclosed total interest income of $10.769 million for Q3 2026, versus $10.412 million for Q3 2025. Interest income from loans, including fees, was $8.303 million in Q3 2026 compared with $7.793 million in Q3 2025. Total interest expense was $2.755 million for Q3 2026, compared with $2.840 million for Q3 2025, resulting in net interest income of $8.014 million versus $7.572 million in the prior-year quarter. The company reported a negative provision for credit losses of $(50) thousand in Q3 2026, compared with $(255) thousand in Q3 2025. Total noninterest income was $974 thousand in Q3 2026, up from $829 thousand in Q3 2025. Total noninterest expense was $5.894 million in Q3 2026 versus $5.806 million in Q3 2025.

As of September 30, 2026, the filing reported total assets of $1.016988 billion, total deposits of $923.338 million, and total stockholders' equity of $89.587 million. Loans, net of unearned income, were $571.847 million, and the allowance for credit losses stood at $6.487 million. Accumulated other comprehensive loss, net, was $(25.685) million at September 30, 2026, compared with $(19.390) million at December 31, 2025. For the nine months ended September 30, 2026, the company reported net earnings of $7.019 million and basic and diluted EPS of $2.01, compared with $5.590 million and $1.60, respectively, for the same period in 2025.

What Was Disclosed

Auburn National Bancorporation filed a quarterly report covering the period ended September 30, 2026, disclosing income statement, balance sheet, and equity data. Third-quarter net earnings rose to $2.523 million from $2.227 million year-over-year, with total assets of approximately $1.017 billion at quarter-end.