Avidbank Holdings, Inc. filed its Form 10-Q with the SEC on August 12, 2026, reporting unaudited financial results for the quarterly and six-month periods ended June 30, 2026.

Key Highlights

  • Net income of $7.647 million for the three months ended June 30, 2026, compared to $5.797 million for the same period in 2025.
  • Six-month net income of $16.668 million for the period ended June 30, 2026, versus $11.233 million for the first half of 2025.
  • Net interest income of $26.681 million for Q2 2026, up from $20.290 million in Q2 2025.
  • Total assets reached $2.660 billion as of June 30, 2026, compared to $2.570 billion at December 31, 2025.
  • Total deposits of $2.322 billion at June 30, 2026, up from $2.186 billion at year-end 2025.
  • Diluted earnings per share of $0.71 for Q2 2026, compared to $0.75 in Q2 2025, on a higher weighted average diluted share count of 10,776,924 versus 7,686,385.
  • 10,982,764 shares of common stock issued and outstanding as of June 30, 2026.

Avidbank Holdings Balance Sheet Growth and Income Details for Q2 2026

According to the filing, Avidbank Holdings, Inc. (NASDAQ:AVBH) reported total assets of $2,660,440 thousand at June 30, 2026, up from $2,569,643 thousand at December 31, 2025. Net loans grew to $2,202,618 thousand from $2,126,178 thousand over the same period, with the allowance for credit losses on loans at $21,501 thousand as of June 30, 2026. Total shareholders' equity increased to $296,185 thousand from $280,979 thousand at year-end 2025, the company disclosed.

The registrant reported net interest income of $26,681 thousand for the three months ended June 30, 2026, compared to $20,290 thousand for the same quarter in 2025. The provision for credit losses was $2,789 thousand in Q2 2026, up from $925 thousand in Q2 2025. Non-interest income for Q2 2026 was $3,050 thousand, which the filing notes included $1.3 million in income related to bank-owned life insurance death benefits. Non-interest expense for the quarter was $16,473 thousand, compared to $12,609 thousand in Q2 2025, with other operating expenses rising to $3,934 thousand from $978 thousand year-over-year.

For the six months ended June 30, 2026, total interest income was $78,965 thousand versus $70,169 thousand for the same period in 2025, while total interest expense declined to $25,784 thousand from $30,527 thousand, according to the filing. Basic earnings per share for the six-month period were $1.57 in 2026 compared to $1.50 in 2025. Short-term borrowings stood at zero as of June 30, 2026, down from $60,000 thousand at December 31, 2025. Subordinated debentures remained at $22,000 thousand.

What Was Disclosed

Avidbank Holdings filed its quarterly report covering the period ended June 30, 2026, disclosing consolidated balance sheet data, income statements, comprehensive income, changes in shareholders' equity, and related notes for both the three- and six-month periods.