Blue Ridge Bankshares Reports Second Quarter 2026 Financial Results

Quarterly Results Announcement and Filing Date

Blue Ridge Bankshares, Inc. released its second quarter 2026 financial results on July 28, 2026, through an official regulatory disclosure filed with the Securities and Exchange Commission. The announcement was made simultaneously with the filing of the current report, which serves as the official notification to investors regarding the company's operational and financial performance for the three-month period ending June 30, 2026. The timing of the announcement aligns with standard quarterly earnings release schedules observed across the financial services sector.

The regulatory filing incorporates the complete press release by reference, making the detailed quarterly performance data and management commentary part of the official SEC disclosure record. This approach ensures that all material information regarding the quarter's results is available to investors through both the press release and the formal regulatory filing system. The filing was executed by Judy C. Gavant, Executive Vice President and Chief Financial Officer of Blue Ridge Bankshares, on the same date as the results announcement.

Company Background and Market Registration

Blue Ridge Bankshares, Inc. is incorporated in Virginia and maintains its principal executive offices at 1801 Bayberry Court, Suite 101, in Richmond, Virginia. The company's common stock trades on NYSE American LLC under the ticker symbol BRBS. As a publicly traded financial institution, Blue Ridge Bankshares is subject to comprehensive SEC reporting requirements and maintains regular communication with the investment community regarding its financial performance and business developments.

The company is identified by SEC Commission File Number 001-39165 and carries an IRS Employer Identification Number of 54-1838100. Blue Ridge Bankshares operates as a bank holding company and provides financial services within its designated markets. The company's registration on a national securities exchange reflects its status as a public company with obligations to disclose material information to shareholders and the broader investment community on a timely basis.

Regulatory Filing Structure and Documentation

The disclosure was submitted to the SEC in the form of a current report, which is the standard regulatory mechanism for announcing earnings results and other material information that occurs between quarterly and annual reports. The filing includes the full text of the press release as an exhibit, ensuring that investors can access the announcement through official SEC channels via the Electronic Data Gathering, Electronic Retrieval (EDGAR) system. This dual publication approach—through both press release distribution and regulatory filing—ensures broad dissemination of the financial information.

The report includes interactive data files in Inline XBRL format, which provides standardized, machine-readable versions of the financial and non-financial information contained in the announcement. This format facilitates analysis and comparison of the company's data by investors, financial analysts, and automated systems. The regulatory filing satisfies Blue Ridge Bankshares' obligation to disclose results of operations and financial condition under applicable securities laws.

Financial Information Disclosure Process

The detailed financial metrics, performance analysis, and management discussion regarding the second quarter results are contained within the press release that was issued concurrently with the regulatory filing. Investors seeking specific revenue figures, net income data, asset information, or other quantitative metrics should consult the complete press release document, which has been incorporated into the regulatory filing as Exhibit 99.1. The filing confirms that material financial and operational information has been disclosed in connection with the quarterly results announcement.

The company's approach to disclosing quarterly results follows standard practice within the financial services industry, where earnings announcements are typically accompanied by detailed financial tables, earnings per share calculations, and comparative period analysis. Blue Ridge Bankshares has provided access to this information through the SEC's official filing system, allowing investors and stakeholders to review the complete quarterly performance data in a standardized regulatory format.

Investor Access to Quarterly Performance Data

Investors interested in reviewing Blue Ridge Bankshares' second quarter 2026 financial results can access the complete disclosure through the SEC's EDGAR database using the company's CIK number (0000842717) or by searching for filings under the ticker symbol BRBS. The filing, dated July 28, 2026, contains the press release with all announced financial information and management commentary regarding the quarter's performance. This centralized access point ensures that all investors have equal opportunity to review the material information released by the company.

The interactive data files included in the filing provide additional analysis capabilities for investors using financial research platforms and analytical tools. These machine-readable formats allow for systematic comparison of Blue Ridge Bankshares' financial metrics across quarters and fiscal years, facilitating trend analysis and performance evaluation. The comprehensive nature of the regulatory filing ensures transparency regarding the company's financial condition and results of operations during the reported period.

Quarterly Reporting Obligations and Compliance

As a publicly traded company on a national securities exchange, Blue Ridge Bankshares maintains ongoing obligations to report its financial results and material business developments to the SEC on a regular schedule. The July 28, 2026 filing represents the company's compliance with requirements to disclose quarterly results within specified timeframes following the close of each quarter. These reporting obligations are fundamental to the regulatory framework governing publicly traded companies and serve to protect investor interests through mandatory disclosure of material information.

The company's compliance with these requirements demonstrates its commitment to transparent financial reporting and adherence to securities regulations. Blue Ridge Bankshares' regular and timely disclosure of quarterly results allows investors to make informed decisions regarding their investment in the company's securities. The formal regulatory process ensures that all publicly available financial information is presented in a standardized format that facilitates comparison and analysis.

Executive Officer Certification of Filing

Judy C. Gavant, serving as Executive Vice President and Chief Financial Officer of Blue Ridge Bankshares, signed the regulatory filing on July 28, 2026, thereby certifying the accuracy and completeness of the disclosure. As the company's chief financial officer, Ms. Gavant holds responsibility for the accuracy of financial information disclosed in the company's regulatory filings and public announcements. The signature on the filing provides official authentication of the document and reflects the company's obligation to ensure the veracity of disclosed information.

The CFO's involvement in signing the regulatory filing underscores the importance of accuracy and completeness in financial disclosures. This certification process is part of the regulatory framework designed to ensure accountability for financial reporting and to protect investors from material misstatements or omissions in public company disclosures. The formality of this process reflects the serious nature of financial reporting obligations under securities law.

Company Contact Information and Market Presence

Blue Ridge Bankshares maintains its headquarters in Richmond, Virginia, where its executive offices are located at 1801 Bayberry Court, Suite 101. The company's main telephone line is available at (888) 331-6521 for inquiries from investors and other stakeholders. This centralized contact information ensures that interested parties can reach the company regarding questions about its operations, financial performance, or other material matters affecting the organization.

The company's presence on NYSE American LLC reflects its participation in a major U.S. securities exchange, providing liquidity and accessibility for investors seeking to trade Blue Ridge Bankshares common stock. The public nature of the company's stock listing requires adherence to exchange rules and SEC regulations governing continuous disclosure and shareholder communication. These regulatory frameworks create a structured environment for investor participation in the financial markets.

Importance of Regulatory Filings for Investor Analysis

Regulatory filings such as the July 28, 2026 announcement represent critical sources of information for investors analyzing financial institutions. The formal disclosure of quarterly results enables systematic evaluation of a company's financial trajectory, asset quality, profitability, and competitive positioning within its market. Investors and financial analysts rely on these standardized, audited, or reviewed financial statements to make informed decisions regarding investment allocation and portfolio management.

The importance of accessing official regulatory filings lies in their legal status as binding disclosures subject to regulatory oversight and potential liability for material misstatements. Unlike some forms of corporate communication that may carry lesser legal weight, regulatory filings represent formal, legally binding statements of financial condition and results of operations. Investors should prioritize review of official regulatory filings when conducting due diligence on publicly traded companies, ensuring reliance on information that meets the highest standards of regulatory scrutiny and disclosure requirements.