BofA Finance LLC filed a Free Writing Prospectus on October 29, 2026, summarizing the terms of Performance Leveraged Upside Securities (PLUS) linked to the EURO STOXX 50 Index, due March 3, 2028, and fully and unconditionally guaranteed by Bank of America Corporation.

Key Highlights

  • Issuer and Guarantor: BofA Finance LLC is the issuer; Bank of America Corporation ("BAC") fully and unconditionally guarantees any payments on the securities.
  • Stated Principal and Issue Price: $1,000.00 per PLUS, with the securities priced at $1,000.00 per unit.
  • Leverage Factor: The leverage factor is 300.00%, applying to any index percent increase at maturity.
  • Maximum Payment at Maturity: At least $1,228.50 per PLUS (at least 122.85% of the stated principal amount), with the actual maximum to be set on the pricing date of November 13, 2026.
  • Estimated Value on Pricing Date: Expected to be between $920.00 and $970.00 per $1,000 in principal amount, according to the filing.
  • No Principal Protection: The filing states "The PLUS do not guarantee the repayment of principal and do not provide for the regular payment of interest."
  • No Exchange Listing: The securities will not be listed on any securities exchange.

Terms and Structure of BofA Finance's EURO STOXX 50 PLUS Offering

According to the filing, BofA Finance LLC is issuing Performance Leveraged Upside Securities under its "Medium-Term Notes, Series A" program. The securities are linked to the EURO STOXX 50 Index (Bloomberg symbol: "SX5E"), described as a price return index. The pricing date is set for November 13, 2026, with an original issue date of November 18, 2026, three business days after pricing, and a maturity date of March 3, 2028. The CUSIP is 09712GWT7 and the ISIN is US09712GWT74.

The filing discloses that at maturity, if the final index value exceeds the initial index value, investors receive $1,000 plus a leveraged upside payment calculated as $1,000.00 multiplied by the 300.00% leverage factor and the index percent increase, subject to the maximum payment at maturity of at least $1,228.50. If the final index value is less than or equal to the initial index value, investors receive $1,000 multiplied by the index performance factor, which the filing notes "will be less than or equal to the stated principal amount of $1,000." The valuation date is February 29, 2028, subject to postponement under terms described in the accompanying product supplement.

The filing identifies several risk categories. Under structure-related risks, it states that "your investment may result in a significant loss" and that the return is capped at the maximum payment at maturity. It also notes that any payments are subject to the credit risk of BofA Finance and BAC. Under valuation-related risks, the filing discloses that "the price to public you pay for the PLUS will exceed their initial estimated value," which is expected to be between $920.00 and $970.00 per $1,000 in principal. The filing further notes that BofA Finance "is a finance subsidiary and, as such, has no independent assets, operations, or revenues."

What Was Disclosed

BofA Finance LLC filed a Free Writing Prospectus disclosing the summary terms of PLUS securities linked to the EURO STOXX 50 Index, due March 3, 2028, guaranteed by BAC, with a 300.00% leverage factor, a maximum payment of at least $1,228.50, and no principal protection.