Carter Bankshares, Inc. filed a current report with the SEC on October 29, 2026, announcing its financial results for the three and nine months ended September 30, 2026, via an attached press release.

Key Highlights

  • Reporting periods covered: The announcement addresses both the three months and the nine months ended September 30, 2026.
  • Disclosure vehicle: Results were released through a press release attached as Exhibit 99.1 to the filing.
  • Exchange listing: Carter Bankshares common stock, $1.00 par value, trades on the NASDAQ Global Select Market under the symbol CARE (NASDAQ:CARE).
  • Registrant headquarters: The company is headquartered at 1300 Kings Mountain Road, Martinsville, Virginia 24112.
  • Forward-looking statements noted: The filing references forward-looking statements, including items related to a Portfolio Restructuring and an SBA lending team, and identifies them as subject to risks and uncertainties.

Carter Bankshares Announces Third-Quarter 2026 Financial Disclosures

Carter Bankshares, Inc., a Virginia-incorporated bank holding company, filed its current report disclosing third-quarter and year-to-date financial results for the period ending September 30, 2026. According to the filing, the company made this announcement on October 29, 2026, through a press release designated as Exhibit 99.1. The registrant carries Commission file number 001-39731 and IRS Employer Identification Number 85-3365661.

The filing was submitted under Item 2.02, Results of Operations and Financial Condition. The company disclosed that the information furnished under this item "shall not be deemed 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section," and is not incorporated by reference into other filings unless expressly stated. This is a standard furnishing designation that affects how the disclosure is treated under securities law.

The attached press release, according to the filing, contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. The company identified topics covered by those statements as including its Portfolio Restructuring, its SBA lending team and anticipated benefits from that team, financial condition, results of operations, strategic plans, brand strategy, and guiding principles. The filing noted that actual results "may differ significantly" from those expressed or implied in forward-looking statements, citing risks such as market interest rate changes, inflation, regulatory developments, cybersecurity threats, and concentrations in commercial real estate loans.

What Was Disclosed

Carter Bankshares filed a current report on October 29, 2026, furnishing third-quarter and nine-month 2026 financial results through an attached press release. The filing covered the period ended September 30, 2026, and was submitted under Item 2.02 of the applicable reporting rules.