Chemung Financial Corporation Schedules Investor Meetings for Third Quarter 2026

Management Presentation Schedule and Leadership Participation

Chemung Financial Corporation's management disclosed its intention to participate in a series of meetings with interested parties during the third quarter of 2026. These meetings are designed to facilitate discussions around the corporation's strategic direction, operational performance, and broader industry trends affecting the financial services sector. The disclosure indicates that the company is taking an active approach to investor engagement during this period, providing stakeholders with opportunities to hear directly from senior leadership.

Anders M. Tomson, serving as Chief Executive Officer, and Dale M. McKim III, who holds the positions of Chief Financial Officer and Treasurer, are expected to serve as the primary presenters at these investor meetings. This dual leadership approach signals the corporation's intention to address both strategic and financial dimensions of the business during investor interactions. The involvement of both the CEO and CFO underscores the importance the company places on comprehensive communication with its investor base regarding operational execution and financial stewardship.

Investor Presentation Materials and Accessibility

The corporation has prepared an investor presentation for use during the scheduled meetings and has made this material publicly available through its corporate website. Investors can access the presentation on www.chemungcanal.com under the Investor Relations section, specifically labeled as "Investor Presentation." This transparency measure allows shareholders and other market participants to review the same materials that management will be discussing during formal investor meetings, creating consistency in messaging and information availability across different stakeholder groups.

The decision to post investor presentation materials on the corporate website reflects current Securities and Exchange Commission guidance regarding appropriate channels for investor communications. The company notes that, based on SEC guidance, material information may be communicated through the Investor Relations section of its website, and investors should be aware that information posted there could be deemed material. This dual-channel approach—combining traditional regulatory filings and press releases with website-based disclosure—expands the company's toolkit for reaching and informing its investor audience.

Material Information Disclosure Policy and Website Communication

Chemung Financial Corporation emphasized in its disclosure that the corporation continues to announce material information through traditional Securities and Exchange Commission filings and press releases. However, the company acknowledges that it may also use the Investor Relations section of its corporate website to communicate with investors about the corporation and its business. This recognition reflects the evolving landscape of investor communications, where companies increasingly leverage digital channels alongside traditional regulatory filings to disseminate information to market participants.

Investors are cautioned that information posted on the corporation's website could potentially be deemed material information, depending on its nature and significance. The company's explicit acknowledgment of this possibility indicates awareness of regulatory frameworks governing selective disclosure and investor communication practices. This disclosure approach demonstrates the corporation's intent to operate transparently within established guidelines while utilizing modern communication platforms to reach its stakeholder community effectively.

Regulatory Status and Non-Filing Designation of Presentation Materials

The investor presentation has been furnished pursuant to Item 7.01 of the Form 8-K, which pertains to regulation fair disclosure. Importantly, the company clarified that the presentation shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended. This designation means the presentation materials are not subject to the liability provisions that typically apply to filed documents under securities law. By explicitly stating this non-filing status, the corporation is distinguishing between its formal regulatory filings and supplemental investor communications materials.

Furthermore, the corporation specified that the investor presentation shall not be deemed incorporated by reference in any filing under the Securities Act of 1933 or the Securities Exchange Act of 1934, whether made before or after the date of the current report, except as expressly set forth by specific reference in such filing. This legal clarification protects the corporation by establishing clear boundaries between the regulated content of formal regulatory filings and supplemental materials designed for investor engagement. The specification provides legal precision regarding the documentary status and application of the presentation materials in the context of securities law compliance.

Exhibit Materials and Information Structure

The disclosure identifies the Second Quarter 2026 Investor Presentation as Exhibit 99.1 to the current report. This designation indicates that the detailed presentation materials supporting the investor meetings are available as supplemental documentation attached to the corporation's filing. The inclusion of exhibit materials provides investors with comprehensive access to the visual and narrative content that will form the basis of management's discussions during upcoming investor meetings. This structured approach ensures that the investment community can review presentation content in advance of or alongside formal investor gatherings.

In addition to the investor presentation exhibit, the filing includes the Cover Page Interactive Data File embedded within the Inline XBRL document, designated as Exhibit 104. The use of Inline XBRL formatting reflects current SEC requirements for enhanced data readability and machine-readable accessibility of corporate information. This technical specification ensures that investors and analysts have access to standardized, computer-processable versions of the company's disclosed information, facilitating more efficient analysis and comparison across financial datasets.

Third Quarter 2026 Investor Engagement Strategy

The announcement of planned investor meetings during the third quarter of 2026 represents a strategic commitment to proactive stakeholder engagement during a specific period of the fiscal year. By scheduling these meetings in advance and providing public notice through SEC disclosure, Chemung Financial Corporation is signaling its intention to maintain ongoing dialogue with the investment community regarding corporate performance and strategic initiatives. This approach aligns with practices among publicly traded financial services companies seeking to provide transparency and accessibility to their shareholder base.

The timing of these investor meetings during Q3 2026 may correlate with the company's financial reporting cycle and other key corporate events or milestones. The involvement of senior financial and executive leadership in these presentations indicates that management views investor engagement as an important component of its overall communication and capital markets strategy. The company's willingness to discuss both strategies and performance trends suggests a comprehensive approach to investor relations that addresses forward-looking initiatives as well as historical operational results.

Financial Services Industry Context and Investor Considerations

As a NASDAQ-listed financial services company, Chemung Financial Corporation operates in an industry sector where investor confidence, operational performance, and strategic positioning are subject to considerable market scrutiny. The decision to conduct formal investor meetings and distribute presentation materials reflects recognition of investor interest in understanding the company's competitive positioning, risk management practices, and growth strategies. For regional financial institutions like Chemung Financial, maintaining transparent communication with investors regarding performance trends and strategic direction is particularly important given the competitive dynamics and regulatory environment affecting the financial services sector.

The announcement provides investors with a structured opportunity to engage with company leadership during the third quarter, a period that may coincide with mid-year financial performance reviews and strategic planning discussions. Investors interested in Chemung Financial Corporation's strategic initiatives, financial performance, and industry outlook may benefit from reviewing the publicly available investor presentation and following the company's regulatory filings and press releases for additional material developments. The company's proactive disclosure of planned investor meetings and provision of presentation materials supports informed investment decision-making by the capital markets community.

Website Communication Framework and Investor Monitoring Requirements

The corporation's emphasis on using its corporate website as a channel for investor communications, subject to SEC guidance on material information disclosure, establishes a framework where investors should monitor multiple sources for updates from the company. While the Investor Relations section of www.chemungcanal.com may contain important information about the corporation's strategies and performance, investors should recognize that formal material announcements continue to be made through regulatory filings and press releases. The company's acknowledgment that website-posted information could be deemed material reflects the increasingly integrated nature of modern investor communications, where information may flow through both traditional regulatory channels and digital platforms.

Investors seeking comprehensive information about Chemung Financial Corporation's business performance, strategic initiatives, and market outlook should consider monitoring the company's regulatory filings, press releases, and the Investor Relations section of its website on an ongoing basis. The announcement of planned investor meetings and availability of presentation materials provides a concrete opportunity for stakeholders to access detailed information about the corporation's current strategies and performance. However, investors should recognize that the investor presentation materials are supplemental in nature and not incorporated by reference into regulatory filings, requiring readers to consult formal regulatory disclosures for complete legal and financial information.