Chicago Atlantic Real Estate Finance, Inc. filed an 8-K with the SEC on November 10, 2026, announcing its financial results for the third quarter ended September 30, 2026, and disclosing details related to its proposed merger with Chicago Atlantic BDC, Inc.

Key Highlights

  • Q3 2026 results released: The company issued a press release on November 10, 2026, covering its financial results for the third quarter ended September 30, 2026.
  • Conference call held: A supplemental earnings presentation and conference call were scheduled for November 10, 2026, at 9:00 a.m. eastern time.
  • Proposed merger disclosed: The filing references a proposed merger of REFI with and into Chicago Atlantic BDC, Inc. ("LIEN"), pursuant to a Merger Agreement dated June 17, 2026.
  • Merger Agreement unanimously approved: According to the filing, the Merger Agreement "was unanimously approved by the Boards of Directors of both LIEN and REFI, each acting on the unanimous recommendation of its special committee of independent directors."
  • Form N-14 registration statement filed: LIEN filed a registration statement on Form N-14 on July 31, 2026, amended by Pre-Effective Amendment No. 1 on N-14/A on September 22, 2026, which includes a preliminary joint proxy statement and preliminary prospectus.
  • Signed by Co-CEO: The filing was signed by Peter Sack, Co-Chief Executive Officer of Chicago Atlantic Real Estate Finance, Inc.

Chicago Atlantic Real Estate Finance Reports Q3 2026 Results Amid Planned Merger with Chicago Atlantic BDC

Chicago Atlantic Real Estate Finance, Inc. (NASDAQ:REFI), a Maryland-incorporated real estate finance company externally managed by Chicago Atlantic REIT Manager, LLC, filed an 8-K on November 10, 2026, covering two items. Under Item 2.02, the company disclosed that it issued a press release announcing financial results for the third quarter ended September 30, 2026. The press release was attached as Exhibit 99.1. Under Item 7.01, the company disclosed that a supplemental earnings presentation (Exhibit 99.2) and a conference call script (Exhibit 99.3) were disseminated in connection with its earnings call held the same day at 9:00 a.m. eastern time.

The filing also includes disclosures relating to a proposed merger in which REFI would merge with and into Chicago Atlantic BDC, Inc., referred to in the filing as "LIEN." According to the filing, the merger is governed by an Agreement and Plan of Merger dated June 17, 2026, which was unanimously approved by both companies' boards, each acting on the unanimous recommendation of its special committee of independent directors. LIEN, described in the filing as a business development company with Chicago Atlantic BDC Adviser, LLC serving as its external investment adviser, filed a Form N-14 registration statement on July 31, 2026, subsequently amended on September 22, 2026. The filing notes that the registration statement had not yet been declared effective as of the filing date.

The filing states that all information furnished under Items 2.02 and 7.01, including the attached exhibits, "shall not be deemed 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934." The filing also checks boxes indicating it constitutes written communications pursuant to Rule 425 under the Securities Act and soliciting material pursuant to Rule 14a-12 under the Exchange Act, reflecting the pending merger transaction and related stockholder vote requirements.

What Was Disclosed

Chicago Atlantic Real Estate Finance, Inc. filed an 8-K on November 10, 2026, to report its Q3 2026 financial results and to furnish a supplemental earnings presentation, conference call script, and disclosures related to its proposed merger with Chicago Atlantic BDC, Inc. under a June 17, 2026 Merger Agreement.