Chicago Atlantic Real Estate Finance, Inc. filed a Form 8-K on November 10, 2026, announcing its financial results for the third quarter ended September 30, 2026, and disclosing materials related to its proposed merger with Chicago Atlantic BDC, Inc.

Key Highlights

  • Q3 2026 Results Announced: The company issued a press release on November 10, 2026, reporting financial results for the third quarter ended September 30, 2026.
  • Earnings Conference Call: A supplemental earnings presentation and conference call script were disseminated on November 10, 2026, for a call held at 9:00 a.m. eastern time that day.
  • Proposed Merger Disclosed: The filing references a proposed merger of REFI with and into Chicago Atlantic BDC, Inc. ("LIEN"), pursuant to a Merger Agreement dated June 17, 2026.
  • Unanimous Board Approval: According to the filing, the Merger Agreement "was unanimously approved by the Boards of Directors of both LIEN and REFI, each acting on the unanimous recommendation of its special committee of independent directors."
  • Registration Statement Filed: LIEN filed a registration statement on Form N-14 on July 31, 2026, amended by Pre-Effective Amendment No. 1 on N-14/A on September 22, 2026; the registration statement had not yet been declared effective as of the filing date.
  • Signed by Co-CEO: The filing was signed by Peter Sack, Co-Chief Executive Officer, on November 10, 2026.

Chicago Atlantic REFI Discloses Q3 2026 Results Alongside Pending LIEN Merger Details

Chicago Atlantic Real Estate Finance, Inc. (NASDAQ:REFI), a Maryland corporation headquartered in Miami Beach, Florida, filed a current report on November 10, 2026, covering two items. Under Item 2.02, the company disclosed the issuance of a press release announcing financial results for its third quarter ended September 30, 2026. That press release is attached as Exhibit 99.1. The filing notes the Item 2.02 information "is being furnished and shall not be deemed 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934."

Under Item 7.01 (Regulation FD Disclosure), the company stated it disseminated a supplemental earnings presentation (Exhibit 99.2) and a conference call script (Exhibit 99.3) in connection with a call held on November 10, 2026, at 9:00 a.m. eastern time. The presentation was also posted to the company's Investor Relations website. As with Item 2.02, this information is furnished, not filed, according to the disclosure.

The filing also includes disclosures relating to a proposed merger in which REFI would merge with and into Chicago Atlantic BDC, Inc. ("LIEN"). The Merger Agreement, dated June 17, 2026, was unanimously approved by the boards of both entities. LIEN filed a Form N-14 registration statement on July 31, 2026, subsequently amended on September 22, 2026, which includes a preliminary joint proxy statement and preliminary prospectus. The filing states the registration statement had not yet been declared effective and that the preliminary proxy information "is not complete and may be changed." Stockholders are directed to regulatory filings and each company's investor relations website for further information.

What Was Disclosed

Chicago Atlantic Real Estate Finance, Inc. filed an 8-K on November 10, 2026, furnishing Q3 2026 earnings materials and disclosing details of a proposed merger with Chicago Atlantic BDC, Inc. under a Merger Agreement dated June 17, 2026.