Community Trust Bancorp, Inc. filed its Form 10-Q for the quarterly period ended September 30, 2026, with the SEC on November 6, 2026, reporting condensed consolidated financial results for the three and nine months ended September 30, 2026.

Key Highlights

  • Total assets reached $7.06 billion at September 30, 2026, up from $6.68 billion at December 31, 2025, according to the filing.
  • Total loans stood at $5.30 billion at September 30, 2026, compared with $4.89 billion at December 31, 2025.
  • Net interest income for the nine months ended September 30, 2026 was $180.7 million, versus $160.9 million for the same period in 2025.
  • Provision for credit losses was $9.17 million for the third quarter of 2026, compared with $3.87 million in the third quarter of 2025.
  • Total deposits were $5.69 billion at September 30, 2026, up from $5.39 billion at December 31, 2025.
  • Shares outstanding were 18,173,438 as of October 31, 2026, as reported on the filing's cover page.
  • Accumulated other comprehensive loss widened to $(96.7) million at September 30, 2026, from $(64.8) million at December 31, 2025.

Community Trust Bancorp Balance Sheet and Income Trends Through September 2026

According to the filing, Community Trust Bancorp, Inc. (NASDAQ:CTBI) reported total assets of $7,061,572 thousand at September 30, 2026, an increase from $6,684,138 thousand at December 31, 2025. Net loans grew to $5,237,809 thousand from $4,834,773 thousand over the same period, reflecting loan growth partially offset by an allowance for credit losses of $65,059 thousand, up from $60,169 thousand at year-end 2025.

The filing disclosed that total interest income for the nine months ended September 30, 2026 was $273,886 thousand, compared with $256,187 thousand for the nine months ended September 30, 2025. Interest and fees on loans, including loans held for sale, accounted for $240,609 thousand of that total through the first nine months of 2026, versus $226,271 thousand in the comparable 2025 period. Net interest income after provision for credit losses was $166,474 thousand for the nine-month period in 2026, up from $151,333 thousand in 2025.

On the noninterest income side, the company disclosed total noninterest income of $51,661 thousand for the nine months ended September 30, 2026, compared with $47,014 thousand for the same period in 2025. Trust and wealth management income contributed $14,071 thousand through September 30, 2026, against $12,350 thousand in the prior-year nine-month period. Total shareholders' equity was reported at $877,335 thousand at September 30, 2026, versus $856,072 thousand at December 31, 2025. The filing notes that the accompanying condensed consolidated financial statements are unaudited and that management believes all adjustments necessary for a fair presentation have been included, all of which are described as "normal and recurring" in nature.

What Was Disclosed

Community Trust Bancorp filed its quarterly report covering the period ended September 30, 2026, disclosing condensed consolidated balance sheet data, income and comprehensive income statements for the three- and nine-month periods, and key capital and deposit figures, all on an unaudited basis.