Enova International, Inc. filed a current report on October 30, 2026, disclosing that the company and certain of its subsidiaries amended their existing secured asset-backed revolving credit facility through a Fourth Amendment to their Amended and Restated Credit Agreement.

Key Highlights

  • Facility expanded: The Fourth Amendment increases the total commitment amount from $825,000,000 to $900,000,000.
  • Amendment type: The agreement is described as a secured asset-backed revolving credit facility, now modified by the Fourth Amendment to the Amended and Restated Credit Agreement.
  • Administrative agent: Bank of Montreal serves as administrative agent and collateral agent under the amended facility.
  • Signing date: The Fourth Amendment was entered into on October 30, 2026.
  • Exhibit filing: The full amended credit agreement is to be filed as an exhibit to the company's Annual Report for the year ending December 31, 2026.
  • Signatories: The report was signed by Sean Rahilly, General Counsel and Secretary of Enova International, Inc.

Enova International Amends Secured Revolving Credit Facility with Bank of Montreal

According to the filing, Enova International, Inc. (NYSE:ENVA), a Delaware-incorporated company headquartered at 175 West Jackson Boulevard, Chicago, Illinois, entered into the Fourth Amendment to its Amended and Restated Credit Agreement on October 30, 2026. The amendment involves certain subsidiaries of the company and was executed with Bank of Montreal acting as both administrative agent and collateral agent, alongside the lenders party to the agreement.

The filing discloses that the Fourth Amendment raises the total commitment amount under the secured asset-backed revolving credit facility from $825,000,000 to $900,000,000. Enova International operates as an online financial services provider, and access to revolving credit facilities of this type forms part of the funding structure the company uses to support its lending operations. The filing notes that the description of the Fourth Amendment "does not purport to be complete and is subject to and qualified in its entirety" by reference to the full credit agreement, which the company indicated will be filed as an exhibit to its Annual Report on Form 10-K for the year ending December 31, 2026.

The current report covers two items: entry into a material definitive agreement under Item 1.01, and the creation of a direct financial obligation under Item 2.03, with the Item 2.03 disclosure incorporating by reference the information provided under Item 1.01. The filing was signed on behalf of the company by Sean Rahilly in his capacity as General Counsel and Secretary.

What Was Disclosed

Enova International disclosed on October 30, 2026, that it amended its secured asset-backed revolving credit facility, increasing total commitments from $825,000,000 to $900,000,000 via a Fourth Amendment to its Amended and Restated Credit Agreement, with Bank of Montreal as administrative agent and collateral agent.