FB Financial Corporation to Present at Keefe, Bruyette & Woods Summer Banking Conference

Conference Presentation Filing Details

FB Financial Corporation, a Tennessee-incorporated financial services company, disclosed on July 27, 2026, that members of its management team would participate in the Keefe, Bruyette & Woods Summer Bank Conference the following day. The disclosure was made through a current report filed with the Securities and Exchange Commission. The company furnished a slide presentation as an exhibit to the report, making the materials available to investors and market participants seeking to understand management's outlook and strategic priorities.

The filing was executed by Michael M. Mettee, the company's Chief Financial Officer and Chief Operating Officer, indicating that senior financial leadership would be involved in the conference presentation. The disclosure document notes that the presentation materials would be used by the management team during their session at the KBW Conference, a prominent gathering of financial industry professionals and investors focused on banking sector developments.

Investor Access to Presentation Materials

The company has made the slide presentation available through multiple channels for investor accessibility. In addition to furnishing the materials as Exhibit 99.1 to the current report filed with the SEC, FB Financial Corporation has posted the presentation on its investor relations website. Shareholders and members of the investment community can access the materials at the company's designated investor portal, which the disclosure identifies as https://investors.firstbankonline.com/event.

This dual-channel distribution approach ensures that both regulatory filings databases and the company's own digital platforms provide transparency regarding the information being presented to conference attendees. By making materials publicly available prior to or concurrent with the presentation itself, the company demonstrates adherence to regulatory guidelines governing the disclosure of material information to investors on a fair and timely basis.

Regulation FD Compliance Framework

The disclosure is structured in accordance with Regulation FD (Fair Disclosure), which establishes guidelines for how public companies must handle the dissemination of material information. The filing explicitly states that the information contained in Item 7.01 and in the furnished exhibit shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended. This language protects the company from certain liabilities associated with filed documents while still ensuring public access to the presentation materials.

The disclosure further clarifies that the furnishing of the presentation shall not be construed as an admission regarding the materiality of any information contained therein. This standard language is typical of conference presentation disclosures filed under Regulation FD and reflects the SEC's framework for managing information disclosure without obligating companies to make determinations about whether specific conference content rises to the level of materiality under securities laws.

KBW Summer Bank Conference Context

The Keefe, Bruyette & Woods Summer Bank Conference is an established industry event that brings together senior executives from financial institutions, investment professionals, and market analysts to discuss trends, strategies, and outlooks within the banking sector. FB Financial Corporation's participation in this conference reflects management's engagement with the investment community and provides an opportunity for the company to communicate directly with stakeholders regarding its business operations and financial performance.

By presenting at such conferences, publicly traded financial institutions typically address topics including strategic initiatives, market positioning, regulatory environment considerations, and forward-looking perspectives on their competitive landscape. The timing of such presentations allows companies to share their views during important industry gatherings where investor interest in banking sector developments is concentrated.

Company Background and Trading Information

FB Financial Corporation is incorporated in the State of Tennessee and maintains its principal executive offices at 1221 Broadway, Suite 1300, in Nashville, Tennessee. The company's common stock, with a par value of $1.00 per share, trades on the New York Stock Exchange under the ticker symbol FBK. As of the filing date, the company's commission file number with the SEC is 001-37875, and its IRS Employer Identification Number is 62-1216058.

The disclosure indicates that FB Financial Corporation is not classified as an emerging growth company under the relevant definitions in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934. This classification status means the company is subject to full reporting and compliance requirements applicable to large accelerated filers and established public companies without eligibility for scaled disclosure accommodations available to emerging growth companies.

Filing Execution and Certification

The current report was signed on July 27, 2026, by Michael M. Mettee in his capacity as Chief Financial Officer and Chief Operating Officer of FB Financial Corporation. The inclusion of both financial and operational responsibilities in a single executive title suggests that this officer holds significant authority over both the company's financial reporting and operational management. The signature requirement under the Securities Exchange Act of 1934 ensures that a duly authorized officer certifies the accuracy and completeness of the disclosure.

The timing of the filing—with the report dated July 27, 2026, and the presentation scheduled for July 28, 2026—follows standard practice for conference presentation disclosures, allowing the company to register the materials with the SEC and notify the market of the upcoming event and the availability of presentation content on substantially the same day the filing is made.

Exhibits and Supporting Documentation

The current report includes two exhibits. Exhibit 99.1 contains the presentation by FB Financial Corporation that will be used by management at the KBW Conference. Exhibit 104 is the Cover Page Interactive Data File, formatted as an inline XBRL document, which is standard regulatory filing documentation used for data standardization and accessibility purposes. The XBRL format allows regulators and market participants to access structured data from regulatory filings in machine-readable form.

The furnishing of these exhibits provides investors with direct access to the materials management will present at the conference without requiring attendees to be physically present at the event or to obtain the materials through alternative channels. This public disclosure approach aligns with the SEC's objectives regarding transparency and equal access to information that could influence investment decisions.

Implications for Investor Communications Strategy

FB Financial Corporation's decision to furnish conference presentation materials as part of a regulatory filing demonstrates a structured approach to investor communications. By filing the disclosure contemporaneously with the conference presentation, the company ensures that all shareholders and market participants receive the information simultaneously, rather than having a delayed or uncertain distribution timeline. This approach supports fair disclosure principles and reduces potential information asymmetries in the market.

Investors monitoring FB Financial Corporation's disclosures can use the presentation materials to gain insight into how management views the current business environment, competitive positioning, and strategic priorities. The conference format allows for direct dialogue between company management and investors, supplementing written disclosures and earnings conference calls as a venue for addressing investor questions and concerns about the company's direction and performance.