First Citizens BancShares, Inc. filed its Form 10-Q for the quarterly period ended June 30, 2026 with the Securities and Exchange Commission on August 7, 2026, reporting consolidated financial results for the three and six months ended June 30, 2026.

Key Highlights

  • Total assets: $236,842 million as of June 30, 2026, up from $229,698 million at December 31, 2025.
  • Net interest income: $1,656 million for Q2 2026, compared to $1,695 million in Q2 2025; $3,277 million for the six months ended June 30, 2026, compared to $3,358 million in the prior-year period.
  • Provision for credit losses: A benefit of $10 million in Q2 2026, compared to a provision of $115 million in Q2 2025.
  • Total deposits: $173,427 million at June 30, 2026, up from $161,578 million at December 31, 2025.
  • Loans and leases: $151,034 million at June 30, 2026, compared to $147,930 million at December 31, 2025.
  • Total noninterest income: $776 million for Q2 2026, up from $678 million in Q2 2025.
  • Shares outstanding: 10,287,935 Class A and 1,005,185 Class B shares as of August 3, 2026, per the filing.

First Citizens BancShares Balance Sheet Growth and Income Trends Through June 2026

According to the filing, First Citizens BancShares reported total assets of $236,842 million at June 30, 2026, an increase from $229,698 million at December 31, 2025. The growth was driven in part by higher loans and leases, which rose to $151,034 million from $147,930 million, and an increase in interest-earning deposits at banks to $21,132 million from $19,801 million. Total deposits climbed to $173,427 million, with interest-bearing deposits reaching $130,952 million compared to $120,925 million at year-end 2025. Long-term borrowings declined to $32,036 million from $35,784 million over the same period.

The company disclosed net interest income of $1,656 million for the three months ended June 30, 2026, compared to $1,695 million for the same period in 2025. For the six-month period, net interest income was $3,277 million versus $3,358 million in the prior year. Total interest income for Q2 2026 was $2,851 million, down from $2,945 million in Q2 2025. The filing reported a benefit for credit losses of $10 million in Q2 2026, a reversal from the $115 million provision recorded in Q2 2025. The allowance for loan and lease losses stood at $1,484 million at June 30, 2026, compared to $1,566 million at December 31, 2025.

On the noninterest income side, the filing reported total noninterest income of $776 million for Q2 2026, up from $678 million in Q2 2025. Notable line items included rental income on operating lease equipment of $280 million, personnel cost of $844 million, and third-party processing fees of $100 million for the quarter. Total stockholders' equity was $21,900 million at June 30, 2026, compared to $22,238 million at December 31, 2025, with accumulated other comprehensive loss of $230 million, compared to accumulated other comprehensive income of $83 million at December 31, 2025. Class A common stock shares issued and outstanding decreased to 10,385,222 at June 30, 2026 from 11,133,974 at December 31, 2025, according to the filing.

What Was Disclosed

First Citizens BancShares filed its quarterly report covering the period ended June 30, 2026, disclosing consolidated balance sheet data, income statement results, and share counts for both the three-month and six-month periods, with comparisons to prior-year and prior year-end figures.