First Commonwealth Financial Corporation (NYSE: FCF) filed its Form 10-Q for the quarterly period ended June 30, 2026, with the Securities and Exchange Commission on August 10, 2026, reporting second-quarter net income of $44.6 million and six-month net income of $82.1 million.

Key Highlights

  • Q2 2026 net income: $44,589 thousand, compared with $33,402 thousand in Q2 2025, according to the filing.
  • Six-month net income: $82,137 thousand for the first half of 2026, up from $66,098 thousand in the same period of 2025.
  • Diluted earnings per share: $0.44 for Q2 2026 and $0.81 for the six months ended June 30, 2026.
  • Net interest income: $112,442 thousand for Q2 2026, compared with $106,241 thousand in Q2 2025; $221,416 thousand for the six-month period versus $201,763 thousand a year earlier.
  • Total assets: $12,207,826 thousand at June 30, 2026, down from $12,343,036 thousand at December 31, 2025.
  • Cash dividends declared per common share: $0.140 for Q2 2026, compared with $0.135 in Q2 2025.
  • Shares outstanding: 101,055,925 as of August 7, 2026, per the filing cover page.

First Commonwealth Financial Corporation's Second-Quarter and Mid-Year 2026 Financial Results

According to the filing, First Commonwealth Financial Corporation reported Q2 2026 net income of $44,589 thousand, a notable increase from $33,402 thousand in Q2 2025. For the six months ended June 30, 2026, net income totaled $82,137 thousand versus $66,098 thousand in the comparable 2025 period. Basic and diluted earnings per share each came in at $0.44 for the quarter and $0.81 for the half-year, the company disclosed. Total interest income for Q2 2026 was $159,322 thousand, slightly above $158,926 thousand in Q2 2025, while total interest expense declined to $46,880 thousand from $52,685 thousand, contributing to the improvement in net interest income.

The filing reports total noninterest income of $26,997 thousand for Q2 2026, up from $24,749 thousand in Q2 2025. Total noninterest expense decreased to $74,235 thousand in Q2 2026 from $76,268 thousand in Q2 2025, with merger and acquisition related expenses falling to $106 thousand from $3,955 thousand. Provision for credit losses was $8,931 thousand for Q2 2026, compared with $8,898 thousand in Q2 2025; for the six-month period, the provision was $19,664 thousand versus $14,634 thousand in 2025, according to the registrant.

On the balance sheet, the company reported total assets of $12,207,826 thousand at June 30, 2026, compared with $12,343,036 thousand at December 31, 2025. Portfolio loans and leases stood at $9,467,229 thousand, with an allowance for credit losses of $127,425 thousand. Total deposits were $10,260,061 thousand at June 30, 2026. Total shareholders' equity was $1,569,168 thousand, up from $1,554,376 thousand at December 31, 2025. Treasury stock increased, reflecting 25,498,462 shares held at June 30, 2026, versus 23,759,220 shares at December 31, 2025, per the filing.

What Was Disclosed

First Commonwealth Financial Corporation's 10-Q for Q2 2026 disclosed income statement, balance sheet, and per-share data for the three and six months ended June 30, 2026, showing higher net income and net interest income compared to the prior-year periods, alongside changes in total assets and shareholders' equity.