First Community Bankshares, Inc. filed its quarterly report on Form 10-Q for the period ended September 30, 2026, with the SEC on November 6, 2026, disclosing condensed consolidated financial statements and management discussion for the third quarter.

Key Highlights

  • Total assets: $3,633,679 thousand as of September 30, 2026, up from $3,259,643 thousand at December 31, 2025, according to the filing.
  • Loans held for investment, net: $2,444,781 thousand at September 30, 2026, compared with $2,283,994 thousand at December 31, 2025.
  • Total deposits: $3,028,884 thousand at September 30, 2026, rising from $2,685,329 thousand at December 31, 2025.
  • Allowance for credit losses: $32,638 thousand at September 30, 2026, versus $30,761 thousand at December 31, 2025.
  • Shares outstanding: 18,916,116 shares of common stock, $1.00 par value, as of November 3, 2026.
  • Debt securities available-for-sale: $335,316 thousand at September 30, 2026, up from $132,688 thousand at December 31, 2025.
  • Goodwill: $145,672 thousand at September 30, 2026, compared with $143,946 thousand at December 31, 2025.

First Community Bankshares Reports Balance Sheet Growth Through September 30, 2026

According to the Form 10-Q filed on NASDAQ:FCBC for the quarterly period ended September 30, 2026, First Community Bankshares, Inc. reported total assets of $3,633,679 thousand, an increase from $3,259,643 thousand recorded at December 31, 2025. The filing shows total cash and cash equivalents of $502,348 thousand at the end of the third quarter, compared with $512,240 thousand at year-end 2025. The company disclosed $386,767 thousand in federal funds sold and $7,362 thousand in interest-bearing deposits in banks as components of that cash position.

The filing reports loans held for investment, net of unearned income, of $2,477,419 thousand at September 30, 2026, against an allowance for credit losses of $32,638 thousand, yielding a net figure of $2,444,781 thousand. At December 31, 2025, the comparable net loans figure was $2,283,994 thousand. Debt securities available-for-sale grew to $335,316 thousand from $132,688 thousand over the same period, the filing shows. Other intangible assets stood at $17,167 thousand, up from $11,098 thousand at year-end 2025.

On the liability side, the filing discloses total deposits of $3,028,884 thousand at September 30, 2026, consisting of $974,259 thousand in noninterest-bearing deposits and $2,054,625 thousand in interest-bearing deposits. Total liabilities were reported at $3,088,409 thousand. The company had 28,748,551 shares of common stock issued and 18,916,116 outstanding as of September 30, 2026. The filing notes that preferred stock authorized includes Series A Noncumulative Convertible Preferred Stock, with none outstanding. The filing contains forward-looking statements that are the company's own and are expressly subject to its cautionary language regarding risks and uncertainties.

What Was Disclosed

First Community Bankshares filed its Form 10-Q for the quarter ended September 30, 2026, disclosing condensed consolidated balance sheet data showing total assets of $3,633,679 thousand, net loans of $2,444,781 thousand, and total deposits of $3,028,884 thousand, with 18,916,116 shares outstanding as of November 3, 2026.