First Community Corporation, a South Carolina-based financial institution, disclosed on July 27, 2026 that it will present investor materials at the 2026 KBW Summer Bank Conference in New York from July 27–29, 2026. The announcement, filed as a current report, indicates that management will use prepared presentation materials during investor meetings over the three-day conference period. This disclosure provides investors with notice of the company's participation in a major banking industry conference.

Key Points

  • NASDAQ: FCCO
  • First Community Corporation will present to investors at the 2026 KBW Summer Bank Conference in New York
  • Investor presentation materials were furnished for use during management meetings on July 27–29, 2026
  • The announcement was filed on July 27, 2026 under Regulation FD Disclosure rules

First Community Corporation's Conference Participation

First Community Corporation disclosed its participation in the 2026 KBW Summer Bank Conference, one of the banking industry's premier investor events. The company furnished investor presentation materials to be used by management during investor meetings scheduled for July 27–29, 2026 at the conference held in New York, New York. This three-day event brings together bank executives, institutional investors, analysts, and other financial market participants to discuss industry trends, company performance, and strategic initiatives.

The disclosure was made through Exhibit 99.1 to the filing, which contains the investor presentation materials. KBW is recognized as a significant platform for bank executives to communicate directly with major institutional investors and equity research analysts. First Community's decision to participate and present materials demonstrates engagement with the investment community and an effort to provide shareholders with updated information about company operations and strategic direction.

Regulation FD Disclosure Framework

First Community Corporation filed the announcement under Item 7.01 of Regulation FD, which governs the disclosure of information to investors. The company specifically noted that the information contained in Items 7.01 and 9.01, including the investor presentation materials, is furnished to and not filed with the U.S. Securities and Exchange Commission. This distinction is important because it clarifies the regulatory treatment of the disclosure.

By using Regulation FD procedures, First Community ensured that investor presentation materials are disclosed in accordance with SEC rules designed to prevent selective disclosure and ensure that all investors have fair and simultaneous access to material information. The furnishing approach, rather than formal filing, is a standard practice for conference presentations and investor meeting materials that do not themselves constitute material event disclosures but rather provide context and details about the company's business and strategy.

Investor Communications and Conference Strategy

The filing demonstrates First Community Corporation's commitment to active investor relations and shareholder engagement during a key banking industry event. Management presentations at conferences such as the KBW Summer Bank Conference typically cover topics including financial performance, strategic initiatives, market positioning, and responses to industry questions. By scheduling multiple investor meetings over three consecutive days, the company positioned itself to reach a broad range of institutional investors, analysts, and market participants.

The timing of the announcement on July 27, 2026—the first day of the conference—allowed market participants to be informed of the presentation schedule and materials before and during the event. This approach supports the company's objective of providing transparent, timely information to investors and analysts who monitor the banking sector. Such conferences serve as important venues for management to discuss strategic direction, address investor concerns, and build relationships with the institutional investment community.

Investor Presentation Materials and Exhibit Disclosure

First Community Corporation furnished Exhibit 99.1 to this report, which contains the investor presentation materials prepared for use at the 2026 KBW Summer Bank Conference. The exhibit is expressly identified as furnished, not filed, with the SEC. This designation means that while the materials are disclosed to the public through regulatory filings, they retain certain regulatory distinctions from formally filed documents. Investors and analysts can access the presentation materials to review the company's talking points, strategic messaging, and key data presented to institutional investors.

The presentation materials typically include financial metrics, business segment performance, strategic initiatives, and forward-looking perspectives on the company's operations. By furnishing these materials as part of the 8-K filing, First Community ensured that all shareholders and market participants have contemporaneous access to the same information being presented to institutional investors during the conference. This approach aligns with fair disclosure principles and provides transparency to the broader investment community.

Corporate Officer Authentication

The filing was signed by D. Shawn Jordan, who holds the position of Chief Financial Officer at First Community Corporation. The signature appears under the corporate seal of First Community Corporation and is dated July 27, 2026, the same date as the earliest event reported. The CFO's authentication of the filing indicates that the company's financial leadership was directly involved in the preparation and submission of the disclosure to the SEC.

The participation of the Chief Financial Officer in signing the 8-K reflects the company's formal acknowledgment of the investor conference participation and the accuracy of the disclosures contained in the filing. This level of corporate governance ensures that the information provided to investors through the regulatory filing and presentation materials carries the weight of certification by senior financial management.

Banking Industry Conference Context

The KBW Summer Bank Conference represents a significant annual gathering in the financial services calendar. The conference draws hundreds of banking industry professionals, investors, and analysts to discuss trends affecting regional and community banks, market conditions, regulatory developments, and individual company performance. First Community Corporation, as a South Carolina-based banking institution, participates in this industry forum to reach potential and existing investors and to discuss its competitive positioning within the regional banking sector.

Regional and community banks often use KBW conferences to highlight their local market presence, unique service offerings, and strategic advantages. For investors following the banking sector, these conferences provide opportunities to hear directly from management and assess whether a bank's strategy aligns with their investment objectives. First Community's participation underscores the company's recognition of the importance of investor engagement and visibility within the banking investment community.

Regulatory Compliance and Regulatory Filing Requirements

First Community Corporation complied with SEC rules governing current reports by filing this 8-K on July 27, 2026, the same date as the earliest event reported—the company's presentation at the banking conference. The filing included all required cover page information, including the company's name, state of incorporation (South Carolina), SEC Commission File Number (000-28344), IRS Employer Identification Number (57-1010751), and principal executive office address in Lexington, South Carolina.

The company indicated that it is not an emerging growth company as defined by SEC rules and provided all required certifications and checkboxes related to the filing. By filing a current report on Form 8-K, First Community Corporation satisfied its obligation to disclose the conference presentation and related investor materials in a timely manner. The filing also included an Interactive Data File cover page in Inline XBRL format, consistent with SEC disclosure requirements for public company filings.

What Investors May Be Watching

Investors following First Community Corporation may use the filed investor presentation materials to assess the company's current strategic priorities, financial condition, and management's outlook on market conditions. The materials presented at the conference can signal management's confidence, anticipated business challenges, growth initiatives, and capital allocation plans. Analysts and institutional investors typically review these presentations to refine their investment recommendations and valuations for banking sector companies.

The three-day conference period (July 27–29, 2026) provided opportunities for management to conduct multiple investor meetings and respond to questions from analysts and fund managers. The immediate share price impact from the conference announcement was not clear from available public information. Investors interested in First Community Corporation's current strategic direction and financial performance should review the furnished investor presentation materials as part of their broader investment analysis of the company and the banking sector.