First Northern Community Bancorp filed its Form 10-Q for the quarterly period ended September 30, 2026, with the SEC on November 6, 2026, reporting third-quarter net income of $6.202 million and nine-month net income of $16.836 million.

Key Highlights

  • Q3 2026 net income: $6.202 million, compared to $6.013 million for the three months ended September 30, 2025, according to the filing.
  • Nine-month net income: $16.836 million for the nine months ended September 30, 2026, up from $15.150 million in the same period of 2025.
  • Diluted EPS: $0.38 per share for Q3 2026 and $1.02 per share for the nine months ended September 30, 2026, the filing reported.
  • Total assets: $1.990 billion at September 30, 2026, up from $1.911 billion at December 31, 2025.
  • Net loans: $1.132 billion at September 30, 2026, compared to $1.050 billion at December 31, 2025.
  • Total deposits: $1.760 billion at September 30, 2026, up from $1.679 billion at December 31, 2025.
  • Shares outstanding: 16,289,307 shares of common stock as of November 2, 2026, per the filing cover page.

First Northern Community Bancorp Reports Q3 2026 Financial Results

First Northern Community Bancorp (NASDAQ:FNRN), a California-based community bank holding company headquartered in Dixon, California, disclosed its unaudited condensed consolidated financial results for the three and nine months ended September 30, 2026. Net interest income for the third quarter of 2026 was $19.366 million, up from $16.847 million in the third quarter of 2025. For the nine months ended September 30, 2026, net interest income totaled $53.576 million, compared to $49.743 million in the same prior-year period, according to the filing.

The company reported total interest and dividend income of $23.514 million for Q3 2026 and $65.282 million for the nine-month period. Total interest expense for the three months ended September 30, 2026 was $4.148 million, all of which was attributed to deposits, with no FHLB advance interest expense recorded. The provision for credit losses was $0 for the third quarter and $900,000 for the nine months ended September 30, 2026, compared to $850,000 for the same nine-month period in 2025, the filing stated.

Non-interest expenses totaled $12.706 million for Q3 2026, with salaries and employee benefits representing the largest component at $6.985 million. Total stockholders' equity was $207.876 million at September 30, 2026, down from $212.018 million at December 31, 2025, primarily reflecting accumulated other comprehensive loss, net of tax, of $(33.736) million. The filing noted comprehensive loss of $(7.693) million for Q3 2026, driven by unrealized holding losses on available-for-sale securities of $(13.985) million, net of tax.

What Was Disclosed

First Northern Community Bancorp filed a quarterly report covering the period ended September 30, 2026, disclosing income statement, balance sheet, and stockholders' equity data. Total assets reached $1.990 billion, net loans grew to $1.132 billion, and Q3 net income was $6.202 million.