F.N.B. Corporation filed its quarterly report on Form 10-Q with the SEC on August 5, 2026, covering the period ended June 30, 2026, disclosing income statements, balance sheet data, and shareholder equity changes for the three and six months ended June 30, 2026.

Key Highlights

  • Net income of $149 million for the second quarter of 2026, compared to $130 million in the second quarter of 2025, according to the filing.
  • Diluted earnings per share of $0.42 for Q2 2026, up from $0.36 in Q2 2025, as reported in the consolidated statements of income.
  • Total assets of $50.999 billion as of June 30, 2026, compared to $50.229 billion as of December 31, 2025.
  • Net interest income of $366 million for Q2 2026, versus $348 million for Q2 2025.
  • Total deposits of $38.679 billion as of June 30, 2026, compared to $38.759 billion at December 31, 2025.
  • 353,000,972 shares of common stock outstanding as of July 31, 2026, per the cover page of the filing.

F.N.B. Corporation Q2 2026: Income, Balance Sheet, and Credit Loss Details

According to the filing, F.N.B. Corporation (NYSE: FNB) reported net income of $149 million for the three months ended June 30, 2026, up from $130 million in the same period of 2025. For the six months ended June 30, 2026, the company reported net income of $286 million, compared to $247 million for the first half of 2025. Basic and diluted earnings per common share were each $0.42 for Q2 2026 and $0.80 for the first half of 2026, the filing disclosed.

Total interest income was $578 million for Q2 2026, compared to $583 million in Q2 2025, while total interest expense declined to $212 million from $235 million over the same periods, according to the consolidated statements of income. The provision for credit losses was $22 million in Q2 2026, down from $26 million in Q2 2025. Total non-interest income was $97 million for the quarter, up from $91 million a year earlier, and total non-interest expense was $253 million, compared to $247 million in Q2 2025.

The consolidated balance sheet as of June 30, 2026 showed net loans and leases of $35.322 billion, compared to $34.338 billion at December 31, 2025, and an allowance for credit losses on loans and leases of $447 million, up from $439 million at year-end 2025. Total shareholders' equity was $6.839 billion at June 30, 2026, versus $6.759 billion at December 31, 2025. The company reported accumulated other comprehensive loss of $103 million at June 30, 2026, compared to $63 million at December 31, 2025, reflecting, according to the filing, unrealized losses on debt securities available for sale and derivative instruments during the period.

What Was Disclosed

F.N.B. Corporation's 10-Q for the period ended June 30, 2026 disclosed quarterly and year-to-date income statements, a consolidated balance sheet, comprehensive income figures, and changes in shareholders' equity, including per-share earnings and credit loss allowances.