FVCBankcorp, Inc. filed its Form 10-Q with the Securities and Exchange Commission on August 6, 2026, covering the quarterly period ended June 30, 2026, and reporting net income of $8.223 million for the second quarter and $14.608 million for the first half of the year.

Key Highlights

  • Second-quarter net income: $8.223 million for the three months ended June 30, 2026, compared with $5.667 million for the same period in 2025, according to the filing.
  • Net interest income: $19.149 million for Q2 2026, up from $15.759 million in Q2 2025, as reported in the consolidated income statement.
  • Total assets: $2.367 billion at June 30, 2026, compared with $2.292 billion at December 31, 2025.
  • Total deposits: $2.052 billion at June 30, 2026, up from $1.997 billion at December 31, 2025.
  • Shareholders' equity: $266.576 million at June 30, 2026, compared with $253.600 million at December 31, 2025.
  • Diluted earnings per share: $0.45 for Q2 2026, compared with $0.31 for Q2 2025.
  • Shares outstanding: 18,034,205 shares of common stock as of August 3, 2026.

FVCBankcorp Q2 2026: Income, Balance Sheet, and Deposit Growth

FVCBankcorp, Inc. (NASDAQ: FVCB), a Virginia-chartered bank holding company headquartered in Fairfax, Virginia, reported net income of $8.223 million for the three months ended June 30, 2026, according to its unaudited consolidated financial statements. That compares with net income of $5.667 million for the three months ended June 30, 2025. For the six months ended June 30, 2026, the company disclosed net income of $14.608 million, versus $10.832 million for the same period in 2025. Basic earnings per share for the six-month period were $0.81, compared with $0.59 a year earlier.

The filing reported total interest and dividend income of $31.081 million for Q2 2026, up from $29.430 million in Q2 2025. Total interest expense fell to $11.932 million in Q2 2026 from $13.671 million in Q2 2025, driven in part by a decline in interest on deposits from $12.958 million to $11.360 million. Noninterest income for Q2 2026 was $2.152 million, which included a $847 thousand gain on sale of a minority interest and $600 thousand of income from minority membership interests, as disclosed in the income statement. Total noninterest expenses were $10.589 million for Q2 2026, compared with $9.428 million in Q2 2025, with salaries and employee benefits rising to $5.928 million from $5.036 million.

On the balance sheet, the filing disclosed total assets of $2.367 billion at June 30, 2026, up from $2.292 billion at December 31, 2025. Net loans stood at $1.880 billion, with the allowance for credit losses at $19.2 million, compared with net loans of $1.922 billion and an allowance of $18.9 million at year-end 2025. Noninterest-bearing deposits grew to $415.286 million from $363.228 million at December 31, 2025. Accumulated other comprehensive loss narrowed to $18.489 million from $19.580 million at December 31, 2025. Long-term debt, net of issuance costs, increased to $24.481 million from $18.750 million.

What Was Disclosed

FVCBankcorp filed its quarterly report for the period ended June 30, 2026, disclosing second-quarter and year-to-date income results, balance sheet positions including total assets of $2.367 billion, deposit levels, loan balances, and shareholders' equity of $266.576 million.