Great Southern Bancorp, Inc. filed its Form 10-Q for the quarterly period ended September 30, 2026, with the SEC on November 6, 2026, reporting third-quarter net income of $14.009 million and total assets of $5.821 billion.

Key Highlights

  • Net income: $14.009 million for the three months ended September 30, 2026, compared with $17.752 million in the same period of 2025, according to the filing.
  • Diluted earnings per share: $1.27 for Q3 2026, down from $1.56 in Q3 2025, as reported in the consolidated statements of income.
  • Total assets: $5.821 billion at September 30, 2026, up from $5.599 billion at December 31, 2025.
  • Net interest income: $50.269 million for Q3 2026, compared with $50.773 million in Q3 2025.
  • Historical cash flow hedge accounting adjustments: A charge of $(4.060) million was recorded in non-interest income for the three months ended September 30, 2026, with no comparable amount in the prior-year period.
  • Shares outstanding: 10,667,515 shares of common stock outstanding as of November 5, 2026, down from 11,062,252 shares issued and outstanding at December 31, 2025.
  • Dividends declared: $0.43 per common share for Q3 2026, unchanged from Q3 2025.

Great Southern Bancorp Q3 2026 Financial Results: Income, Assets, and Loan Portfolio

According to the filing, Great Southern Bancorp (NASDAQ:GSBC) reported net income of $14.009 million for the three months ended September 30, 2026, a decline from $17.752 million in the third quarter of 2025. The company attributed the lower non-interest income partly to a $(4.060) million charge related to historical cash flow hedge accounting adjustments, an item that did not appear in the prior-year quarter. Total non-interest income for Q3 2026 was $3.412 million, compared with $7.062 million in Q3 2025.

The consolidated balance sheet disclosed total assets of $5.821 billion at September 30, 2026, versus $5.599 billion at December 31, 2025. Available-for-sale securities increased to $853.220 million from $523.831 million over the same period. Loans receivable, net of an allowance for credit losses of $63.568 million, stood at $4.248 billion, down from $4.357 billion at year-end 2025. Other real estate owned and repossessions, net, rose to $20.422 million from $6.036 million at December 31, 2025. Short-term borrowings and other interest-bearing liabilities increased substantially to $995.526 million from $330.928 million at year-end.

For the nine months ended September 30, 2026, the filing reported total interest income of $217.747 million, compared with $240.297 million in the same period of 2025. Total interest expense for the nine-month period was $69.657 million versus $89.227 million a year earlier, producing net interest income of $148.090 million against $151.070 million. Total stockholders' equity was $612.529 million at September 30, 2026, compared with $636.126 million at December 31, 2025, with accumulated other comprehensive loss widening to $(65.420) million from $(32.200) million. The registrant is classified as an accelerated filer and indicated it is not a shell company.

What Was Disclosed

Great Southern Bancorp filed its quarterly report covering the period ended September 30, 2026, disclosing Q3 net income of $14.009 million, diluted EPS of $1.27, total assets of $5.821 billion, and a $(4.060) million charge for historical cash flow hedge accounting adjustments with no prior-year equivalent.