Hanmi Financial Corporation filed its Form 10-Q for the quarterly period ended September 30, 2026, with the SEC on November 6, 2026, reporting third-quarter net income of $23.683 million and total assets of $8.044 billion.

Key Highlights

  • Net income: $23.683 million for the three months ended September 30, 2026, up from $22.061 million in the same period of 2025, according to the filing.
  • Diluted earnings per share: $0.80 for Q3 2026, compared with $0.73 in Q3 2025, as reported in the consolidated statements of income.
  • Total assets: $8.043788 billion as of September 30, 2026, versus $7.869185 billion at December 31, 2025.
  • Net interest income before credit loss expense: $67.570 million for Q3 2026, up from $61.079 million in Q3 2025.
  • Total deposits: $7.055774 billion at September 30, 2026, compared with $6.677650 billion at December 31, 2025.
  • Credit loss expense: $4.530 million for Q3 2026, versus $2.145 million in Q3 2025.
  • Shares outstanding: 29,486,335 as of October 30, 2026, per the cover page.

Hanmi Financial Q3 2026 Financial Results and Balance Sheet Position

Hanmi Financial Corporation (NASDAQ:HAFC), a Delaware-incorporated bank holding company headquartered in Los Angeles, California, disclosed its unaudited financial results for the three and nine months ended September 30, 2026, in a Form 10-Q filed November 6, 2026. For the third quarter, the company reported net income of $23.683 million on total interest and dividend income of $108.656 million. Total interest expense for the quarter was $41.086 million, producing net interest income before credit loss expense of $67.570 million, according to the filing.

For the nine months ended September 30, 2026, the filing reported net income of $69.745 million, compared with $54.850 million for the same period in 2025. Nine-month basic earnings per share were $2.35, and diluted earnings per share were $2.33, against $1.82 basic and $1.82 diluted for the first nine months of 2025. Total noninterest expense for the nine-month period reached $117.256 million, up from $108.689 million in the prior-year period, driven in part by higher data processing costs of $13.647 million versus $11.374 million.

On the balance sheet as of September 30, 2026, net loans were $6.497891 billion, with an allowance for credit losses of $70.810 million. Total deposits grew to $7.055774 billion from $6.677650 billion at December 31, 2025, with noninterest-bearing deposits of $2.146060 billion and interest-bearing deposits of $4.909714 billion. Total stockholders' equity stood at $808.309 million, compared with $796.386 million at year-end 2025. Accumulated other comprehensive loss widened to $(62.372) million from $(43.175) million, reflecting unrealized losses on available-for-sale securities. Borrowings were reported as zero at September 30, 2026, down from $150.000 million at December 31, 2025.

What Was Disclosed

Hanmi Financial filed an unaudited quarterly report covering Q3 and the first nine months of 2026, disclosing income statements, a consolidated balance sheet, comprehensive income, changes in stockholders' equity, and cash flows, with 29,496,736 shares of common stock outstanding as of September 30, 2026.