HomeTrust Bancshares, Inc. filed its Form 10-Q with the SEC on November 6, 2026, covering the quarterly period ended September 30, 2026, reporting net income of $17,965 thousand and diluted earnings per share of $1.11 for the third quarter.

Key Highlights

  • Net income of $17,965 thousand for the three months ended September 30, 2026, up from $16,491 thousand in the same period of 2025, according to the filing.
  • Net interest income of $46,463 thousand for Q3 2026, compared to $45,389 thousand in Q3 2025, as reported by the company.
  • Diluted EPS of $1.11 for the quarter, versus $0.95 in Q3 2025, based on 15,999,202 diluted average shares outstanding.
  • Total assets of $4,421,757 thousand at September 30, 2026, down from $4,545,635 thousand at December 31, 2025.
  • Loans, net of $3,588,825 thousand at September 30, 2026, an increase from $3,536,675 thousand at December 31, 2025.
  • Allowance for credit losses on loans of $39,501 thousand at September 30, 2026, compared to $41,479 thousand at December 31, 2025.
  • Shares outstanding fell to 15,816,210 at September 30, 2026, from 17,286,289 at December 31, 2025, reflecting share count reduction during the period.

HomeTrust Bancshares Third Quarter 2026 Financial Results

HomeTrust Bancshares, Inc. (NYSE:HTB), a Maryland-incorporated bank holding company headquartered at 10 Woodfin Street, Asheville, North Carolina, operates through its banking subsidiary and reported results for the quarter ended September 30, 2026 in this filing. The company disclosed nine-month net income of $50,367 thousand for the period January through September 2026, compared to $48,240 thousand for the same nine months of 2025. Nine-month basic earnings per share were $3.06 versus $2.81 in the prior-year period, according to the consolidated statements of income.

On the revenue side, total interest and dividend income for Q3 2026 was $62,889 thousand, down from $65,395 thousand in Q3 2025. The company reported that interest expense on deposits fell to $16,307 thousand for the quarter from $19,474 thousand in the prior-year quarter, contributing to the year-over-year improvement in net interest income. Total noninterest income for Q3 2026 was $9,069 thousand, compared to $8,751 thousand a year earlier. Service charges and fees on deposit accounts were $2,586 thousand, while gain on sale of loans held for sale was $1,592 thousand for the quarter, the filing stated.

The filing also disclosed that total noninterest expense for Q3 2026 was $34,137 thousand, up from $31,266 thousand in Q3 2025. Salaries and employee benefits were the largest component at $20,128 thousand for the quarter. The company disclosed merger-related expense of $904 thousand in Q3 2026, with no comparable amount in Q3 2025. For the nine months ended September 30, 2026, the filing reported a loss on redemption of junior subordinated debt securities of $1,079 thousand, with no such item in the year-ago nine-month period. Total deposits stood at $3,583,609 thousand at September 30, 2026, down from $3,709,997 thousand at December 31, 2025.

What Was Disclosed

HomeTrust Bancshares disclosed its unaudited consolidated financial results for the three and nine months ended September 30, 2026, including income statements, balance sheet data, and per-share figures, in a Form 10-Q filed November 6, 2026, covering the period under Commission file number 001-35593.