Kingstone Companies, Inc. filed its quarterly report on Form 10-Q with the U.S. Securities and Exchange Commission on August 7, 2026, covering the three and six months ended June 30, 2026, for the period during which the company operates as a property and casualty insurer headquartered in Kingston, New York.

Key Highlights

  • Q2 net income: Kingstone reported net income of $15,470,171 for the three months ended June 30, 2026, compared with $11,252,332 for the same quarter in 2025, according to the filing.
  • Six-month net income: Net income for the six months ended June 30, 2026 was $9,661,921, as stated in the condensed consolidated statements of income.
  • Net premiums earned: Net premiums earned reached $60,467,477 for Q2 2026 and $116,336,291 for the first six months of 2026, compared with $46,215,260 and $89,738,323, respectively, for the same periods in 2025.
  • Total assets: Total assets were $477,933,872 at June 30, 2026, up from $453,425,151 at December 31, 2025.
  • Total stockholders' equity: Stockholders' equity stood at $129,159,460 at June 30, 2026, compared with $122,731,249 at December 31, 2025.
  • Shares outstanding: As of August 4, 2026, there were 14,476,133 shares of common stock outstanding.

Kingstone's Financial Position and Operating Results for the Six Months Ended June 30, 2026

Kingstone Companies, Inc. (Nasdaq Capital Market: KINS), a Delaware-incorporated property and casualty insurer, disclosed its unaudited condensed consolidated financial results for the quarter and half-year ending June 30, 2026. According to the filing, total revenues for the second quarter of 2026 were $65,853,546, compared with $52,294,779 in Q2 2025. For the six months ended June 30, 2026, total revenues were $125,629,282, against $102,793,554 for the same period in 2025.

The company reported that loss and loss adjustment expenses for the six months ended June 30, 2026 were $69,504,881, up from $45,102,240 in the first half of 2025. Income from operations before taxes for the six-month period was $12,110,803, compared with $18,885,044 for the prior-year period, the filing stated. Income tax expense for the six months ended June 30, 2026 was $2,448,882, versus $3,750,052 for the same period in 2025.

On the balance sheet, total investments grew to $334,056,643 at June 30, 2026, from $309,688,511 at December 31, 2025, according to the filing. Loss and loss adjustment expense reserves increased to $167,475,018 from $140,538,618 over the same interval. The filing also noted that net investment income for the six months ended June 30, 2026 was $6,766,310, compared with $4,348,863 for the first half of 2025. Ceding commission revenue, a component of revenues tied to the company's reinsurance arrangements, was $2,936,842 for the six months ended June 30, 2026, down from $6,040,247 in the same period of 2025.

What Was Disclosed

The filing presents unaudited condensed consolidated balance sheets, income statements, and cash flow data for Kingstone Companies for the three and six months ended June 30, 2026, alongside comparative figures for the corresponding 2025 periods, covering the company's insurance operations and investment portfolio.