Nu Holdings began U.S. operations with financial products offering deposit accounts at 3.50% daily yield, fee-free transfers and a no-annual-fee card with unlimited 1.5% cashback. The launch matters because Nu is entering the market through an FDIC-insured partner-bank model while pursuing a national bank charter.

Key Highlights

  • Nu Holdings introduced Nu Global, a multi-currency account with yields of 3.50% on U.S. dollar-pegged stablecoins and 2.20% on euro-pegged stablecoins.
  • The U.S. offering includes fee-free domestic and international transfers alongside a no-annual-fee Credit card with unlimited 1.5% cashback.
  • Nu Holdings commenced its U.S. operations and released both offerings starting September 10, 2026.

Nu Holdings Ltd. (NYSE: NU) began operating in the United States on September 10, 2026, launching a suite of financial products and the Nu Global multi-currency account.

Nu Global Adds Stablecoin Yields and International Transfers

Nu Global combines a multi-currency account with a virtual card for spending internationally. Deposits converted into U.S. dollar-pegged stablecoins can earn 3.50% APY, while deposits converted into euro-pegged stablecoins can earn 2.20% APY. The account also allows customers to hold and trade a selected group of digital assets, including Bitcoin and Ethereum.

U.S. Launch Uses Partner-Bank Structure

Lead Bank, an FDIC-insured institution, is partnering with Nu Holdings to provide U.S. deposit accounts.