Peoples Financial Services Corp. filed its Form 10-Q for the quarterly period ended September 30, 2026, with the SEC on November 6, 2026, reporting third-quarter net income of $19,131 thousand and total assets of $5,559,310 thousand.

Key Highlights

  • Net income: $19,131 thousand for the three months ended September 30, 2026, compared with $15,246 thousand for the same period in 2025, according to the filing.
  • Net interest income: $47,287 thousand for Q3 2026, up from $41,183 thousand in Q3 2025, as reported in the consolidated statements of income.
  • Total assets: $5,559,310 thousand at September 30, 2026, compared with $5,270,578 thousand at December 31, 2025.
  • Total loans: $4,363,480 thousand at September 30, 2026, up from $4,066,896 thousand at December 31, 2025, with an allowance for credit losses of $40,780 thousand.
  • Total deposits: $4,672,137 thousand at September 30, 2026, compared with $4,434,069 thousand at December 31, 2025.
  • Shares outstanding: 10,012,216 shares of common stock as of October 31, 2026, as disclosed on the cover page.
  • Accumulated other comprehensive loss: $(45,913) thousand at September 30, 2026, compared with $(24,691) thousand at December 31, 2025.

Peoples Financial Services Reports Q3 2026 Financial Results

According to the filing, Peoples Financial Services Corp. (NASDAQ:PFIS) reported net income of $19,131 thousand for the three months ended September 30, 2026, an increase from $15,246 thousand in the comparable quarter of 2025. For the nine months ended September 30, 2026, the company disclosed net income of $48,683 thousand, compared with $47,211 thousand for the same period in 2025. Income before income taxes for the third quarter was $22,410 thousand, with income tax expense of $3,279 thousand.

The filing reported net interest income of $47,287 thousand for Q3 2026, rising from $41,183 thousand in Q3 2025. Total interest income for the quarter was $71,456 thousand versus $65,164 thousand a year earlier. Total interest expense was $24,169 thousand for Q3 2026 compared with $23,981 thousand in Q3 2025. The company also recorded a benefit for credit losses of $(1,148) thousand in the third quarter of 2026, compared with a benefit of $(838) thousand in Q3 2025. Total noninterest income for Q3 2026 was $5,679 thousand, and total noninterest expense was $31,704 thousand, the filing stated.

On the balance sheet, total assets grew to $5,559,310 thousand at September 30, 2026, from $5,270,578 thousand at December 31, 2025. Net loans stood at $4,322,700 thousand, up from $4,027,889 thousand at year-end 2025. Total stockholders' equity was $529,300 thousand at September 30, 2026, compared with $519,847 thousand at December 31, 2025. The registrant is classified as an accelerated filer and is incorporated in Pennsylvania, with principal executive offices at 30 E D Preate Drive, Moosic, PA 18507.

What Was Disclosed

Peoples Financial Services Corp. filed an unaudited quarterly report covering the period ended September 30, 2026, disclosing consolidated balance sheets, income statements, and changes in stockholders' equity, along with notes to financial statements and management's discussion and analysis.