Pinnacle Financial Partners, Inc. announced its financial results for the three and six month periods ended June 30, 2026, on July 22, 2026. The company disclosed the earnings update through a press release and accompanying investor presentation. A conference call and webcast were scheduled for July 23, 2026, to discuss the company's operational and financial performance for the first half of the year.

Key Points

  • NYSE: PNFP-PC (also trades under ticker PNFP for common stock and related preferred series)
  • Pinnacle Financial Partners disclosed second quarter and first half 2026 financial results on July 22, 2026
  • The announcement includes results for both the three-month and six-month periods ended June 30, 2026
  • An investor call and webcast was scheduled for 8:00 a.m. ET on July 23, 2026, to discuss results in detail

Second Quarter 2026 Earnings Announcement Details

Pinnacle Financial Partners, Inc., a Georgia-incorporated financial services company based in Atlanta, disclosed its earnings for the second quarter of 2026 on July 22, 2026. The announcement covered the company's historical results of operations for the three-month period ended June 30, 2026, as well as cumulative results for the six-month period ending on the same date. The disclosure was made through a press release issued on the announcement date, with detailed supporting materials provided to investors and analysts.

The company's principal executive offices are located at 3400 Overton Park Drive, Atlanta, Georgia 30339. The financial results covered in the announcement reflect the company's operational performance during the first half of the calendar year 2026. Investors seeking detailed financial metrics and management commentary were directed to review the full press release and accompanying materials released on the announcement date.

Investor Conference Call Scheduled for July 23

Pinnacle Financial Partners scheduled an investor call and webcast for 8:00 a.m. Eastern Time on July 23, 2026, to discuss the company's financial results. The company made available a slide presentation prepared for use in conjunction with the earnings announcement. This presentation was filed as part of the company's disclosure to provide visual context and additional detail regarding the company's performance metrics and strategic position.

The webcast format allowed both institutional and individual investors to access real-time commentary from company management regarding the second quarter and first half results. The presentation materials and call provided an opportunity for investors and analysts to gain deeper insight into the company's operational trends, financial metrics, and forward-looking strategic priorities during the period covered by the announcement.

Stock Classes and Trading Information

Pinnacle Financial Partners maintains multiple classes of publicly traded securities listed on the New York Stock Exchange. The company's common stock trades under the ticker symbol PNFP and carries a par value of one dollar per share. Additionally, the company has issued preferred stock in multiple series, each with distinct characteristics and trading symbols.

The company's preferred securities include the Fixed-to-Floating Rate Non-Cumulative Perpetual Preferred Stock, Series A (trading symbol PNFP-PrA), the Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B (trading symbol PNFP-PrB), and Depositary Shares representing a 1/40 interest in shares of 6.75% Fixed-Rate Non-Cumulative Perpetual Preferred Stock, Series C (trading symbol PNFP-PrC). All of these securities are registered and traded on the New York Stock Exchange.

Financial Results Disclosure Methodology

The company disclosed that the financial information contained in the earnings announcement was being "furnished" rather than "filed" under Section 18 of the Securities Exchange Act of 1934, as amended. This designation indicates that while the information is provided to investors for informational purposes, it is not subject to the liability provisions that apply to filed documents. The distinction reflects standard regulatory practice for earnings releases and related materials disclosed pursuant to Item 2.02 (Results of Operations and Financial Condition) of Form 8-K.

The press release and slide presentation were filed as exhibits to the company's current report filing. The company specified that the portions of the press release related to the historical results of operations for the three and six month periods ended June 30, 2026, were incorporated by reference into the Item 2.02 disclosure. The furnished information was noted as not eligible for incorporation by reference into registration statements or other filings pursuant to the Securities Act of 1933, absent express written agreement to do so.

Regulation FD Compliance and Disclosure

The slide presentation and accompanying materials were made available to investors simultaneously with the press release, in compliance with Regulation Fair Disclosure (Regulation FD) requirements. By providing the presentation materials on the same date as the earnings announcement, the company ensured that all investors had access to the same information at the same time, preventing selective disclosure to particular investor groups.

The disclosure of the slide presentation was made pursuant to Item 7.01 (Regulation FD Disclosure) of Form 8-K. The presentation materials provided additional context and visual representation of the company's financial metrics and operational highlights for the periods covered by the earnings announcement. This approach allowed the company to provide comprehensive information to the investment community in a coordinated manner.

Incorporation Status and Corporate Structure

Pinnacle Financial Partners, Inc., is incorporated under the laws of the State of Georgia. The company's Internal Revenue Service Employer Identification Number is 39-3738880. The company's Commission File Number with the Securities and Exchange Commission is 001-43038, which indicates its registration status as a reporting company with the SEC.

As a Georgia corporation with principal executive offices in Atlanta, the company is subject to Georgia state corporate law and federal securities regulations. The company's multi-class capital structure, including common stock and various series of preferred stock, reflects a diversified approach to capital formation and investor accommodation across different investment profiles and risk tolerances.

Emergence Growth Company Status

Pinnacle Financial Partners indicated in its filing that it is not an emerging growth company as defined under Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities Exchange Act of 1934. This determination means that the company is not eligible for scaled disclosure requirements or extended transition periods for new accounting standards that are available to smaller reporting companies and emerging growth companies.

The company's status as a non-emerging growth company requires it to comply with full accounting and disclosure standards applicable to large accelerated filers and other established public companies. This status reflects the company's size, trading volume, and market capitalization relative to the thresholds established by the Securities and Exchange Commission for emerging growth company classification.

Executive Certification and Filing Authority

The current report was signed on behalf of Pinnacle Financial Partners, Inc., by Allan E. Kamensky, who holds the title of Executive Vice President and Chief Legal Officer. Kamensky's signature on the filing certifies that the report was executed in accordance with the requirements of the Securities Exchange Act of 1934, as amended, and that the information contained therein is accurate and complete to the best of his knowledge.

The filing authority granted to Kamensky reflects his role within the company's senior management structure. As Chief Legal Officer, Kamensky carries responsibility for ensuring the company's compliance with securities laws and regulations. His signature on the Form 8-K filing represents the company's formal submission of the earnings announcement and related disclosures to the Securities and Exchange Commission on July 22, 2026.

Investment Community Access to Detailed Results

The company has directed investors and analysts to the full press release and supporting slide presentation for comprehensive details regarding the company's financial performance during the second quarter and first half of 2026. These materials, filed as exhibits to the current report, contain the specific financial metrics, revenue figures, earnings data, and management commentary related to the reported periods.

Investors seeking granular information about the company's operational metrics, asset quality, capital ratios, net interest margin trends, or other financial indicators are directed to review the complete earnings announcement materials. The scheduled webcast presentation on July 23, 2026, provides an additional avenue for investors to access management commentary and participate in real-time question-and-answer discussion regarding the company's financial results and strategic direction.