Realty Income Corporation filed a Form 8-K on August 25, 2026, disclosing that on August 20, 2026, the company entered into amendments to two existing term loan agreements, conforming their terms to a recently closed credit agreement.

Key Highlights

  • Wells Fargo Term Loan Amendment: Realty Income entered into the Second Amendment to its Amended and Restated Term Loan Agreement with Wells Fargo Bank, National Association, as Administrative Agent, covering a $500 million term loan due August 20, 2027.
  • TD Term Loan Amendment: The company also entered into the First Amendment to its Amended and Restated Term Loan Agreement with Toronto Dominion (Texas) LLC, as Administrative Agent, governing multi-currency term loans allowing up to an aggregate of $1.35 billion in total borrowings, maturing January 18, 2028.
  • Purpose of amendments: Both amendments conform certain terms of the respective loan agreements to the terms of the Fifth Amended and Restated Credit Agreement, dated as of July 10, 2026.
  • Original agreements: The Wells Fargo term loan agreement was originally dated January 22, 2024, and the TD term loan agreement was originally dated November 18, 2025.
  • Signed by: Bianca Martinez, Senior Vice President, Associate General Counsel and Assistant Secretary, signed the filing on behalf of Realty Income Corporation.

Realty Income Conforms Term Loan Terms to Revised Credit Agreement

According to the filing, Realty Income Corporation (NYSE:O) executed two term loan agreement amendments on August 20, 2026. The first, the Wells Fargo Term Loan Agreement Amendment, represents the second amendment to an existing agreement originally dated January 22, 2024. That agreement provides for a $500 million term loan due August 20, 2027, with Wells Fargo Bank, National Association serving as Administrative Agent.

The second amendment, the TD Term Loan Agreement Amendment, is the first amendment to an agreement originally dated November 18, 2025. The filing states that this agreement governs multi-currency term loans that "allow us to incur up to an aggregate of $1.35 billion in total borrowings" and mature on January 18, 2028, with Toronto Dominion (Texas) LLC serving as Administrative Agent.

The filing disclosed that both amendments were made to conform certain terms of the respective term loan agreements to those of the company's Fifth Amended and Restated Credit Agreement, dated July 10, 2026, in which Wells Fargo Bank, National Association also serves as Administrative Agent. The full text of each amendment, including conformed copies of each term loan agreement as amended, was attached as Exhibit 10.1 and Exhibit 10.2, respectively. The filing noted that certain annexes and schedules were omitted pursuant to Item 601(a)(5) of Regulation S-K.

What Was Disclosed

Realty Income Corporation disclosed amendments to two term loan agreements - one with Wells Fargo covering a $500 million loan and one with Toronto Dominion covering up to $1.35 billion in multi-currency borrowings - both revised to align with the company's July 10, 2026 credit agreement.