SHF Holdings, Inc. filed a Form 8-K on November 9, 2026, disclosing its financial results for the three months ended September 30, 2026, and announcing a stockholder letter from CEO and CFO Terrance Mendez addressing those results and a proposed transaction with Opifex Media Inc.

Key Highlights

  • Quarterly results announced: SHF Holdings issued a press release on November 9, 2026, covering financial results for the three months ended September 30, 2026.
  • CEO letter issued: Terrance Mendez, serving as Chief Executive Officer, Chief Financial Officer, and Director, issued a letter to stockholders on November 9, 2026.
  • Proposed transaction disclosed: The stockholder letter addressed, among other things, a proposed transaction with Opifex Media Inc.
  • Registration statement anticipated: According to the filing, SHF may file a Form S-4 registration statement with the SEC, which would include a proxy statement and prospectus related to the proposed transaction.
  • Warrant exercise price noted: SHF's redeemable warrants, trading under SHFSW on NASDAQ, are each exercisable for one share of Class A Common Stock at an exercise price of $230.00 per share.
  • Emerging growth company: SHF Holdings confirmed its status as an emerging growth company as defined under applicable securities regulations.

SHF Holdings Discloses Third-Quarter 2026 Results and Opifex Transaction Details

SHF Holdings, Inc. (NASDAQ:SHFS), a Delaware-incorporated company headquartered at 1526 Cole Blvd., Suite 250, Golden, Colorado, filed a current report on November 9, 2026, covering two principal disclosures. Under Item 2.02, the company reported that it had issued a press release that same day announcing its financial results for the three months ended September 30, 2026. The press release is attached to the filing as Exhibit 99.1. The filing noted that the information furnished under Item 2.02 is not deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934.

Under Item 8.01, the filing disclosed that Terrance Mendez, who holds the combined roles of Chief Executive Officer, Chief Financial Officer, and Director, issued a letter to stockholders on November 9, 2026. According to the filing, the letter addressed, among other things, the company's financial results and the proposed transaction with Opifex Media Inc. That letter is attached as Exhibit 99.2. SHF Holdings provides financial services focused on the cannabis industry, and the proposed Opifex transaction represents a notable development for the company's stockholders.

The filing also includes solicitation material disclosures indicating that SHF may file a Form S-4 registration statement containing a proxy statement and prospectus in connection with the proposed transaction. The filing noted that SHF, Opifex, and their respective directors and certain executive officers may be deemed participants in the solicitation of proxies from SHF stockholders. Additional information about participants and their interests is expected to be included in the proxy statement and prospectus when those documents become available. The filing carries Commission File Number 001-40524 and IRS Employer Identification Number 86-2409612.

What Was Disclosed

SHF Holdings filed an 8-K on November 9, 2026, covering third-quarter 2026 financial results and a stockholder letter from CEO and CFO Terrance Mendez that addressed both those results and the proposed transaction with Opifex Media Inc.