Stock Yards Bancorp, Inc. filed its Form 10-Q for the quarterly period ended September 30, 2026 with the Securities and Exchange Commission on November 5, 2026, reporting condensed consolidated financial results for the three and nine months ended September 30, 2026.

Key Highlights

  • Total assets reached $10.26 billion as of September 30, 2026, up from $9.54 billion at December 31, 2025, according to the filing.
  • Net loans totaled $7.88 billion at September 30, 2026, compared with $6.95 billion at December 31, 2025.
  • Total deposits were $8.39 billion at quarter-end, rising from $7.79 billion at year-end 2025.
  • Total interest income for the nine months ended September 30, 2026 was $380.34 million, compared with $346.44 million for the same period in 2025.
  • Shares outstanding were 31,066,000 as of September 30, 2026, up from 29,476,000 at December 31, 2025, with the registrant reporting 31,065,660 shares outstanding as of October 30, 2026.
  • Total stockholders' equity was $1.27 billion at September 30, 2026, compared with $1.08 billion at December 31, 2025.
  • Allowance for credit losses on loans was $107.86 million at September 30, 2026, up from $91.87 million at December 31, 2025.

Stock Yards Bancorp Third-Quarter 2026 Financial Position and Income

According to the filing, Stock Yards Bancorp, Inc. (NASDAQ:SYBT), a Kentucky-incorporated bank holding company headquartered at 1040 East Main Street, Louisville, Kentucky, reported total assets of $10,260,130 thousand at September 30, 2026, an increase from $9,536,124 thousand at December 31, 2025. The company disclosed that gross loans grew to $7,987,664 thousand from $7,041,310 thousand over the same period, while the allowance for credit losses on loans rose to $107,855 thousand from $91,867 thousand, resulting in net loans of $7,879,809 thousand.

The filing reported total deposits of $8,389,825 thousand at September 30, 2026, consisting of $1,679,364 thousand in non-interest bearing deposits and $6,710,461 thousand in interest bearing deposits. Federal Home Loan Bank advances stood at $250,000 thousand, down from $300,000 thousand at December 31, 2025. Goodwill increased to $239,862 thousand from $194,074 thousand, and core deposit intangible rose to $21,632 thousand from $6,688 thousand, which the company attributed in part to acquisition activity referenced in the glossary entries for acquired entities including Field and Main Bancorp, Inc.

On the income statement, the registrant disclosed total interest income of $134,384 thousand for the three months ended September 30, 2026, compared with $120,272 thousand for the three months ended September 30, 2025. For the nine months ended September 30, 2026, total interest income was $380,338 thousand versus $346,438 thousand in the prior-year period. Interest income from loans, including fees, was $123,322 thousand for the third quarter of 2026 and $347,756 thousand for the nine-month period. Deposit interest expense for the nine months ended September 30, 2026 was $110,456 thousand, compared with $111,386 thousand for the same period in 2025. Accumulated other comprehensive loss widened to $74,737 thousand at September 30, 2026 from $61,275 thousand at December 31, 2025.

What Was Disclosed

Stock Yards Bancorp filed its quarterly report covering the period ended September 30, 2026, disclosing balance sheet growth in total assets, loans, and deposits, alongside nine-month interest income of $380.34 million and an increased allowance for credit losses relative to year-end 2025.