Director and 10% owner Thomas W. Smith filed a Form 4 with the SEC on November 9, 2026, disclosing a gift of 24,000 shares of World Acceptance Corp common stock from Ridgeview Smith Investments LLC to the Thomas W. Smith Foundation on November 5, 2026, for no consideration.

Key Highlights

  • Transaction: 24,000 shares of World Acceptance Corp common stock were gifted (transaction code G) from Ridgeview Smith Investments LLC to the Thomas W. Smith Foundation on November 5, 2026, at a price of $0.
  • Post-transaction holdings via Ridgeview: Following the gift, Ridgeview Smith Investments LLC holds 459,000 shares indirectly beneficially owned by Thomas W. Smith.
  • Additional indirect holdings reported: 34,000 shares held by the Thomas W. Smith Foundation; 61,150 shares held by Thomas W. Smith Family Accounts; and 42,294 shares held by the Prescott Investors Profit Sharing Trust.
  • Disclaimers: Smith disclaims beneficial ownership of shares held by the Foundation, Family Accounts, and Prescott Investors Profit Sharing Trust, except to the extent of his pecuniary interest, as noted in the filing.
  • Issuer: World Acceptance Corp, listed on NASDAQ:WRLD, is the issuer named in the filing.

Smith Transfers WRLD Shares from LLC to Charitable Foundation at No Cost

According to the Form 4 filed November 9, 2026, Thomas W. Smith, identified as a director and 10% owner of World Acceptance Corp (NASDAQ:WRLD), reported a gift transaction dated November 5, 2026. The filing discloses that 24,000 shares of WRLD common stock were transferred from Ridgeview Smith Investments LLC to the Thomas W. Smith Foundation for no consideration. The filing describes Ridgeview as "a limited liability company established by Thomas W. Smith for the benefit of his family," with Smith holding indirect beneficial ownership as trustee of a revocable trust that is the sole member of Ridgeview.

Following the reported transaction, the filing shows that Ridgeview holds 459,000 shares indirectly beneficially owned by Smith. The Foundation, described in the filing as "a private charitable foundation," now separately reports 34,000 shares. The filing states that Smith "serves as a trustee of the Foundation but has no direct or indirect pecuniary interest in the shares held by the Foundation," and that inclusion of Foundation shares in the report "shall not be deemed an admission of beneficial ownership for purposes of Section 16."

The filing also reports two additional pools of indirectly held shares: 61,150 shares in Thomas W. Smith Family Accounts, described as investment accounts for certain family members, and 42,294 shares held by the Prescott Investors Profit Sharing Trust, an employee profit-sharing plan for which Smith serves as trustee. Smith disclaims beneficial ownership of shares in both pools except to the extent of his pecuniary interest, as stated in the filing. No derivative securities transactions were reported.

What Was Disclosed

Thomas W. Smith filed a Form 4 disclosing a November 5, 2026 gift of 24,000 World Acceptance Corp shares from Ridgeview Smith Investments LLC to the Thomas W. Smith Foundation at $0, along with updated beneficial ownership figures across four indirectly held accounts.