UMB Financial Corporation filed a current report on September 1, 2026, disclosing the full redemption of its outstanding 2.75% Fixed-to-Floating Rate Subordinated Notes due 2031, with the redemption set for September 15, 2026.

Key Highlights

  • Redemption date: All outstanding 2.75% Fixed-to-Floating Rate Subordinated Notes due 2031 (CUSIP 42234Q AE2) will be redeemed on September 15, 2026.
  • Redemption price: Holders will receive 100% of the principal amount of the Notes redeemed, plus any accrued and unpaid interest up to, but excluding, September 15, 2026.
  • Payment method: Payment of the redemption price will be made through the facilities of The Depository Trust Company.
  • Holder notice: Holders of the Notes will receive notice of the redemption, the redemption price, and further instructions under the terms of the governing indenture.
  • Filing signed by: Ram Shankar, Chief Financial Officer of UMB Financial Corporation, on September 1, 2026.

UMB Financial to Redeem All Outstanding 2.75% Subordinated Notes on September 15, 2026

According to the filing, UMB Financial Corporation (NASDAQ:UMBF) announced on September 1, 2026, the redemption of all outstanding 2.75% Fixed-to-Floating Rate Subordinated Notes due 2031, identified by CUSIP 42234Q AE2. The company disclosed that the redemption will take effect on September 15, 2026, and covers the full outstanding amount of the Notes.

The filing states that the redemption price will equal 100% of the principal amount of the Notes redeemed, plus any accrued and unpaid interest to, but excluding, the redemption date. The company disclosed that payment will be processed through the facilities of The Depository Trust Company, and that holders will receive formal notice including the redemption price and further instructions in accordance with the governing indenture.

The report was filed under Item 7.01 (Regulation FD Disclosure) and includes no financial statements as exhibits beyond the cover page formatted in Inline XBRL. The filing notes that it "does not constitute an offer to sell or the solicitation of an offer to buy these securities." The company also carries listed Depositary Shares (NASDAQ:UMBFO), each representing a 1/400th interest in a share of 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B, though those securities are not subject to this redemption action.

What Was Disclosed

UMB Financial Corporation disclosed the full redemption of its 2.75% Fixed-to-Floating Rate Subordinated Notes due 2031 (CUSIP 42234Q AE2), effective September 15, 2026, at 100% of principal plus accrued and unpaid interest, with payment via The Depository Trust Company.