UMB Financial Corporation disclosed its financial results for the quarter ended June 30, 2026, on July 28, 2026. The Kansas City-based financial services company also announced dividend declarations for both its common stock and Series B preferred stock. The announcement came ahead of a shareholder conference call scheduled for July 29, 2026.

Key Points

  • NASDAQ: UMBFO (depositary shares) and NASDAQ: UMBF (common stock)
  • UMB Financial Corporation announced second-quarter 2026 financial results on July 28, 2026
  • Board declared a quarterly common stock dividend of $0.50 per share, payable October 1, 2026
  • Board declared a Series B preferred stock dividend of $193.75 per share, or $0.484375 per depositary share, payable October 15, 2026

Quarterly Earnings Announcement and Conference Call

UMB Financial Corporation issued a press release on July 28, 2026, announcing the company's financial results for the quarter and six-month period ended June 30, 2026. The announcement marked the company's disclosure of operational and financial performance metrics for the second quarter of 2026. The company indicated that detailed materials would be available to investors in advance of a shareholder conference call.

A shareholder conference call was scheduled for 8:30 a.m. Central Time on July 29, 2026, the day following the earnings announcement. Investor presentation materials dated July 28, 2026, were made available to support the conference call discussion. The company noted that these materials would be accessible on its corporate website at www.umb.com for investor reference and review.

Common Stock Dividend Declaration

The Board of Directors of UMB Financial Corporation declared a quarterly dividend of $0.50 per share on the company's common stock. This dividend is payable on October 1, 2026, to stockholders of record as of the close of business on September 10, 2026. The declaration represents the board's decision regarding shareholder distributions for the current period and establishes specific record and payment dates for dividend recipients.

The common stock dividend represents a regular capital return to shareholders holding the company's primary equity security, which trades on the NASDAQ Global Select Market under the ticker symbol UMBF. The timing of the record date and payment date provides a clear administrative framework for determining dividend eligibility and processing payments to registered shareholders.

Series B Preferred Stock Dividend Declaration

The Board of Directors also declared a dividend on the company's Series B 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock. The preferred stock dividend was set at $193.75 per share of preferred stock, which translates to $0.484375 per depositary share. Investors holding depositary shares representing fractional interests in the preferred stock receive dividend payments proportional to their ownership stake through this structure.

The Series B preferred stock dividend is payable on October 15, 2026, to stockholders of record as of the close of business on September 30, 2026. The depositary shares, each representing a 1/400th interest in a share of the underlying preferred stock, trade on the NASDAQ Global Select Market under the ticker symbol UMBFO. This structure allows investors to trade fractional interests in the preferred stock in a standardized format.

Dividend Record and Payment Dates

The company established separate record dates and payment dates for its common and preferred stock dividends. For common stock, the record date is September 10, 2026, with payment occurring on October 1, 2026. This two-week interval between the record date and payment date provides the company with time to process dividend payments to registered shareholders. The preferred stock dividend carries a record date of September 30, 2026, with payment on October 15, 2026.

Investors must own shares as of the applicable record date to receive the respective dividend payment. The staggered payment schedule between the two securities reflects different dividend payment cycles and administrative processes. Shareholders should note both dates to ensure they maintain their positions if they wish to qualify for the announced dividend distributions.

Company Overview and Headquarters

UMB Financial Corporation is headquartered at 1010 Grand Boulevard in Kansas City, Missouri, with the main corporate telephone number 816-860-7000. The company is incorporated in Missouri and maintains Commission File Number 001-38481 with the Securities and Exchange Commission. The organization's IRS Employer Identification Number is 43-0903811.

The company's common stock carries a par value of $1.00 and is registered for trading on the NASDAQ Global Select Market. UMB Financial Corporation maintains multiple classes of publicly traded securities, including its common stock and preferred stock series, each with distinct characteristics and trading symbols to facilitate investor access to different capital structures within the organization.

Regulatory Filing Status and Furnishing

The announcement and related materials were furnished to the Securities and Exchange Commission pursuant to Item 2.02 and Item 8.01 of the Form 8-K filing. The company noted that the information contained in these items, including the press releases and presentation materials, is being furnished and shall not be deemed "filed" with the SEC for purposes of Section 18 of the Securities Exchange Act of 1934. This designation affects the legal liability framework and incorporation status of the furnished information relative to other regulatory filings.

The furnished information is not subject to the liabilities of Section 18 of the Exchange Act and is not incorporated by reference into any future regulatory filing of the company under the Securities Act of 1933 or the Securities Exchange Act of 1934, except where the company expressly references the Form 8-K filing by specific citation. The company disclosed that it does not incorporate by reference any information presented at websites referenced in the press release, limiting the scope of incorporated materials to the explicitly attached exhibits.

Investor Presentation Materials and Website Availability

UMB Financial Corporation indicated that investor presentation materials dated July 28, 2026, would be available on the company's website at www.umb.com. These materials were prepared for use during the shareholder conference call on July 29, 2026, and provide supporting information and data related to the company's second-quarter 2026 financial results. The company stated that it disclaims any obligation to correct or update the materials in the future, establishing that the presentation materials represent a snapshot of information as of their date of issuance.

By making these materials available through its website, the company provided investors with access to detailed presentations that accompany the earnings announcement and conference call discussion. Investors may reference these materials to understand the company's financial performance, operational metrics, and management perspective on the second quarter's results and forward outlook.

Securities Registered and Trading Information

UMB Financial Corporation maintains two actively traded securities on the NASDAQ Global Select Market. The common stock, carrying a par value of $1.00, trades under the symbol UMBF and represents primary equity ownership in the company. The depositary shares representing interests in the Series B 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock trade under the symbol UMBFO and provide investors with an alternative security structure offering different dividend yields and characteristics.

Both securities are fully registered for trading on the NASDAQ Global Select Market, one of the primary exchanges for U.S. equities. The dual listing provides investors with multiple avenues to gain exposure to UMB Financial Corporation's capital structure, with the preferred stock offering higher fixed dividend rates compared to common stock distributions.

Next Steps for Investors and Shareholders

Investors interested in reviewing detailed financial performance data and management commentary are encouraged to participate in or review the results of the shareholder conference call scheduled for July 29, 2026, at 8:30 a.m. Central Time. The accompanying investor presentation materials available on the company's website provide context and analysis related to the reported financial results. Shareholders should also note the record dates and payment dates for the announced dividends to ensure proper timing of any portfolio adjustments related to dividend eligibility.

The company did not disclose specific financial figures, earnings guidance, or forward-looking statements within the current filing. Investors should consult the full press release, investor presentation materials, and conference call discussion for detailed financial data and management commentary regarding the company's second-quarter 2026 performance and outlook.