Uwharrie Capital Corp filed a third-quarter 2026 earnings press release on October 28, 2026, reporting consolidated financial results for the nine months and three months ended September 30, 2026.

Key Highlights

  • Nine-month net income: $10.0 million for the period ended September 30, 2026, up from $8.3 million in the same period of 2025.
  • Per-share earnings: Net income available to common shareholders was $1.31 per share for the nine months ended September 30, 2026, compared to $1.05 per share a year earlier.
  • Third-quarter net income: $2.9 million for both the three-month periods ended September 30, 2026 and September 30, 2025.
  • Q3 per-share figure: Net income available to common shareholders was $0.37 per share for each of the three-month periods ended September 30, 2026 and 2025.
  • Total assets: Consolidated total assets reached $1.23 billion at September 30, 2026, versus $1.20 billion at December 31, 2025.
  • Preferred dividends: Net income available to common shareholders reflects deduction of dividends on preferred stock issued by Uwharrie Bank.

Uwharrie Capital Reports Year-Over-Year Earnings Growth Through September 2026

Uwharrie Capital Corp (OTCQX:UWHR), a North Carolina-based financial holding company headquartered in Albemarle, N.C., reported its consolidated results for the nine months ended September 30, 2026, according to the filing. The company operates through its subsidiaries, Uwharrie Bank and Uwharrie Investment Advisors, offering what the filing describes as "a full range of financial solutions." Consolidated total assets grew to $1.23 billion at September 30, 2026, from $1.20 billion at December 31, 2025, according to the disclosure.

For the nine-month period, the company disclosed net income of $10.0 million, an increase from $8.3 million reported for the same period in 2025. Net income available to common shareholders for the nine months ended September 30, 2026, was $9.6 million, or $1.31 per share, compared to $7.8 million, or $1.05 per share, for the nine months ended September 30, 2025. The filing noted that this figure accounts for dividends paid on preferred stock issued by Uwharrie Bank, a factor that distinguishes it from the consolidated net income total.

For the three-month period ended September 30, 2026, the company reported net income of $2.9 million, equal to the $2.9 million recorded for the three months ended September 30, 2025. Net income available to common shareholders for each of those quarterly periods was $2.7 million, or $0.37 per share, according to the filing. The flat quarterly comparison contrasts with the stronger year-over-year improvement seen across the nine-month period.

What Was Disclosed

Uwharrie Capital Corp disclosed consolidated earnings results for the nine and three months ended September 30, 2026, covering net income, per-share figures for common shareholders, and total asset levels, with comparisons to the corresponding prior-year periods and year-end 2025 balance sheet figures.