Key Highlights

  • Wise shares rose 6.51% to $11.78 in pre-market trading on June 26.
  • FY26 net revenue increased 19% to $2.5 billion, supported by higher customers and transaction volumes.
  • FY27 guidance and a planned share purchase programme above $500 million strengthened the capital allocation outlook.

Strong FY26 Results Lift Wise Stock

Wise Group plc (NASDAQ: WSE) shares advanced 6.51% to $11.78 in pre-market trading on June 26, 2026, as of the latest available update.

The stock had closed the previous session 1.10% higher at $11.06. The pre-market gain followed Wise’s fiscal 2026 results, published after the June 25 close.

Net revenue increased 19% year over year to $2.5 billion, reaching the upper end of the company’s medium-term growth target. Income before tax rose to $660.4 million, producing a 26% margin, slightly above Wise’s guided 20% to 25% range.

Wise provides international money transfers, multi-currency accounts, payment cards and financial infrastructure for individuals, businesses and banks.

Customer Growth Supports Revenue Visibility

Active customers increased 21% to approximately 19 million, while cross-border transaction volume rose 31% to $243.5 billion.

Customer holdings expanded 40% to $39 billion, and annual card spending increased 37% to $43.6 billion. Nearly half of net revenue now comes from services outside traditional cross-border transfers, including card revenue, interest income and other account products.

This diversification matters because it reduces Wise’s dependence on transfer fees alone. It also suggests customers are using the platform for more everyday financial activity rather than only occasional international payments.

Wise continued expanding its infrastructure through direct payment-system connections in Brazil and Japan, new licences in South Africa, the UAE and Thailand, and platform agreements with financial institutions including UniCredit and Raiffeisen Bank.

FY27 Guidance Reassures Investors

Management reiterated its medium-term target for annual net revenue growth of 15% to 20%.

For fiscal 2027, Wise expects net revenue growth around the middle of that range on a constant-currency basis. It also expects an income before tax margin near the upper end of the 20% to 25% range.

The guidance indicates that management expects growth to remain durable even after a strong FY26 comparison.

However, the forecast assumes no material change in central-bank rates or in the amount of interest Wise pays customers. A sharper decline in interest rates could reduce income earned on customer balances.

Share Purchase Programme Strengthens Capital Allocation

Wise also announced plans to begin a new share purchase programme expected to exceed $500 million.

Around 40% will support recurring purchases for the Employee Share Trust, helping cover employee awards and limit dilution. The remaining allocation may provide a more direct return of capital to shareholders.

Wise had already spent $470 million purchasing 35.9 million shares during FY26 to offset dilution from employee options.

The programme signals confidence in cash generation, although it should not be treated entirely as a conventional buyback because a substantial portion is linked to employee compensation.

Legal and Structural Risks Remain

Wise continues to face legal scrutiny following reports concerning a possible Belgian money-laundering investigation. No final adverse ruling has been disclosed, but regulatory uncertainty may remain an overhang.

The company also completed a corporate reorganisation in May, establishing Wise Group plc as the ultimate parent and moving its primary listing from London to Nasdaq.

The shift may improve access to US investors, but it also places greater focus on execution and valuation. At the previous close, Wise had a market capitalisation near $11.1 billion and traded at roughly 34 times reported earnings.

Conclusion

Wise’s 6.51% pre-market gain reflects strong FY26 execution, resilient FY27 guidance and a substantial capital return programme.

Customer growth, transaction volumes and rising use of the broader Wise account support the long-term growth outlook. The central risks remain regulatory scrutiny, interest-rate sensitivity and the need to sustain growth after the Nasdaq transition.