Key Highlights

● Angel Oak Mortgage REIT filed two 8-Ks on September 29, 2026, each reporting an amendment dated September 25, 2026.

● The Global Investment Bank 3 Facility now matures September 25, 2027, with the spread range's low end at 1.35 percent.

● The Multinational Bank 1 facility, set to expire September 25, 2026, now runs to December 28, 2026 with rolling renewals.

● That facility's spread range moves from 1.30 to 2.10 percent, to 1.20 to 2.10 percent, with the upper end unchanged.

Angel Oak Mortgage REIT, Inc. (NYSE:AOMR) filed two Form 8-Ks on September 29, 2026, each reporting an amendment dated September 25, 2026 to a financing facility, and each lowers the bottom of a pricing spread range. One amendment extends a master repurchase facility with a lender the filing calls Global Investment Bank 3 until September 25, 2027. The other extends a facility with a lender called Multinational Bank 1 to December 28, 2026, with rolling three-month renewals. Both were reported under Item 1.01, entry into a material definitive agreement, and both were signed by Brandon Filson, the company's Chief Financial Officer and Treasurer.

The Global Investment Bank 3 Facility

The first filing describes the Sixth Amendment to the Second Amended and Restated Master Repurchase Agreement. The parties are Angel Oak Mortgage REIT, Inc., Angel Oak Mortgage Fund TRS, Angel Oak Mortgage Operating Partnership, LP, and Global Investment Bank 3. The amendment extends the facility to a new Maturity date of September 25, 2027.

On pricing, the filing states that the spread range moves from 1.75 percent to 4.75 percent, to 1.35 percent to 4.75 percent. Put differently, the low end of the range is 0.40 percentage points lower, while the high end is unchanged. The filing does not say which loans or securities are financed at which point in the range, and Item 1.01 does not describe guarantees or financial covenants. The amendment is attached as Exhibit 10.1, and the filing notes that portions of it are redacted under Regulation S-K.

The Multinational Bank 1 Facility

The second filing reports an amendment with Multinational Bank 1 and two subsidiaries of the company. The facility had been set to expire on September 25, 2026. It is now extended to December 28, 2026, with rolling three-month renewals. The filing does not state whether those renewals are at either party's option or subject to conditions, and it does not identify the amendment by number.

The pricing spread range for this facility changes from 1.30 percent to 2.10 percent, to 1.20 percent to 2.10 percent, a reduction of 0.10 percentage points at the low end. As with the first facility, the upper end is unchanged.

Why the Disclosure Matters

Angel Oak Mortgage REIT is a mortgage real estate investment trust listed on the NYSE, and short-term secured borrowing is part of how such companies fund their holdings. A repurchase facility is a financing arrangement in which a borrower sells Assets to a lender and agrees to buy them back later, so the maturity date determines how long the funding line is committed. Extending the term and lowering the bottom of the spread range are the two changes these filings report. The lenders are identified in the filings only as Global Investment Bank 3 and Multinational Bank 1, and the filings give no facility sizes, advance rates or Collateral details in the text of the reports.

The filings do not explain why the amendments were negotiated, what the outstanding balances are, or how they will affect the company's borrowing costs overall. Each 8-K is short and confined to the terms of its own amendment.

Angel Oak Facility Maturity Dates Ahead

The Multinational Bank 1 facility now runs to December 28, 2026, so its next renewal falls near the end of the year, and the filing describes renewals on a rolling three-month basis. The Global Investment Bank 3 facility runs to September 25, 2027.