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Australian Finance Group Ltd

Financial Services AU AFG

1.64AUD
0.01(0.92%)

Last update at 2026-06-12T06:10:00Z

Day Range

1.601.66
LowHigh

52 Week Range

1.472.79
LowHigh

Fundamentals

  • Previous Close 1.62
  • Market Cap442.97M
  • Volume237360
  • P/E Ratio10.87
  • Dividend Yield6.15%
  • Revenue TTM1320.60M
  • Revenue Per Share TTM4.87
  • Gross Profit TTM 125.40M
  • Diluted EPS TTM0.15

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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Income before tax 48.70M 43.99M 53.64M 60.38M 70.77M
Minority interest -0.40000M -1.47500M -1.79700M -0.93500M -
Net income 35.00M 28.98M 37.31M 38.78M 51.30M
Selling general administrative 62.80M 58.09M 60.34M 49.95M 39.08M
Selling and marketing expenses 5.80M 4.73M 6.82M 4.68M 1.85M
Gross profit 116.40M 363.15M 106.88M 122.90M 99.54M
Reconciled depreciation 10.50M 7.36M 7.00M 4.12M 2.06M
Ebit 48.70M 284.46M 44.84M 55.33M 68.70M
Ebitda 59.20M 291.82M 51.84M 59.44M 70.77M
Depreciation and amortization 10.50M 7.36M 7.00M 4.12M 2.06M
Non operating income net other - - - - -
Operating income 48.70M 43.99M 44.84M 55.33M 68.70M
Other operating expenses 355.20M 306.77M 952.24M 867.77M 676.84M
Interest expense 287.00M 250.32M 213.75M 58.81M 46.71M
Tax provision 13.30M 13.54M 14.53M 20.67M 19.46M
Interest income 412.30M 367.00M 7.28M 191.32M 158.49M
Net interest income 125.30M 116.68M 134.76M 132.51M 111.78M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 13.30M 13.54M 14.53M 20.67M 19.46M
Total revenue 403.90M 1097.02M 106.88M 122.90M 99.54M
Total operating expenses 67.70M 56.42M 952.24M 867.77M 676.84M
Cost of revenue 287.50M 733.87M 684.64M 746.57M 601.55M
Total other income expense net 6.10M -240.47100M 53.64M 60.38M 70.77M
Discontinued operations - - - - -
Net income from continuing ops 35.40M 30.45M 39.11M 39.71M 51.30M
Net income applicable to common shares 35.00M 28.98M 37.31M 38.78M 51.30M
Preferred stock and other adjustments - - - - -
Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Total assets 7067.50M 6291.19M 6004.87M 6361.67M 4741.59M
Intangible assets 44.40M - 34.17M 31.95M 9.51M
Earning assets - - - - -
Other current assets - -1363.82800M 168.44M 5951.21M 4438.72M
Total liab 6845.40M 6084.14M 5805.10M 6156.23M 4538.60M
Total stockholder equity 222.10M 194.42M 179.06M 184.32M 202.98M
Deferred long term liab - - - - -
Other current liab - -2363.15600M -5743.17400M 15.89M -4499.34900M
Common stock - 102.12M 102.12M 102.12M 102.12M
Capital stock 102.10M - 102.12M 102.12M 102.12M
Retained earnings 111.10M 96.91M 89.87M 96.34M 96.31M
Other liab - - 845.25M 859.77M 784.99M
Good will 61.10M - 61.08M 60.75M 60.75M
Other assets - 6291.19M 5842.39M 6178.30M 4619.48M
Cash 223.80M 221.62M 222.24M 268.58M 226.05M
Cash and equivalents - - 1.25M 1.25M 1.23M
Total current liabilities - 2363.16M 5743.17M 6093.14M 4499.35M
Current deferred revenue - - - - -
Net debt 5393.30M 4348.84M 4375.71M 4686.31M 3237.03M
Short term debt - 2363.16M 4597.95M 4954.90M 3463.07M
Short long term debt 5617.10M - 4597.95M 4954.90M 3463.07M
Short long term debt total - 4570.46M 4597.95M 4954.90M 3463.07M
Other stockholder equity - - -191.99200M -198.46200M -198.43800M
Property plant equipment - - 7.20M 6.00M 5.67M
Total current assets - - 60.03M 84.68M 106.93M
Long term investments 48.60M - 37.48M 31.42M 41.00M
Net tangible assets - - 83.81M 91.63M 193.47M
Short term investments - - -162.21100M -183.90400M 15.00M
Net receivables 15.20M 1142.21M 15.10M 11.77M 5.64M
Long term debt - - 2007.24M 2350.97M 1933.79M
Inventory - - - -5962.97300M -4444.36000M
Accounts payable 1186.30M - 1145.22M 1138.24M 1036.28M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - -4.61200M -12.93100M -14.14200M 4.54M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - -319.23300M -102.45000M -98.69000M -15.17800M
Deferred long term asset charges - - - - -
Non current assets total - 320.67M 102.45M 98.69M 15.18M
Capital lease obligations - - - - -
Long term debt total - - 2012.15M 2355.00M 1937.86M
Breakdown 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Type yearly yearly yearly yearly yearly
Date 2025-06-30 2024-06-30 2023-06-30 2022-06-30 2021-06-30
Investments -1053.70000M 13.19M 309.64M 0.52M -18.91500M
Change to liabilities - - 2.31M 8.84M 14.48M
Total cashflows from investing activities -1053.70000M 13.19M 309.64M -1457.50600M -505.94600M
Net borrowings 1041.50M -28.91000M -362.08900M 1486.89M 540.35M
Total cash from financing activities 1020.00M -52.59200M -408.07200M 1448.14M 511.86M
Change to operating activities - - -0.62300M -9.49500M 0.40M
Net income 35.00M 28.98M 37.31M 38.78M 51.30M
Change in cash 2.20M -0.62400M -46.34300M 42.54M 64.52M
Begin period cash flow 221.62M 222.24M 268.58M 226.05M 161.53M
End period cash flow 223.82M 221.62M 222.24M 268.58M 226.05M
Total cash from operating activities 35.90M 38.78M 52.09M 51.90M 58.60M
Issuance of capital stock - - - - 0.04M
Depreciation - 7.36M 5.46M 3.97M 1.71M
Other cashflows from investing activities -1035.00000M 23.87M 316.67M 0.26M 0.75M
Dividends paid -21.50000M -21.93200M 45.98M 38.76M 28.45M
Change to inventory - - - - -
Change to account receivables -5.30000M 4.44M - - -
Sale purchase of stock - - - 0.00000M 1132.08M
Other cashflows from financing activities -0.30000M -1.75000M 2065.44M 4304.00M 540.31M
Change to netincome - - 6.09M 9.66M -9.64500M
Capital expenditures 5.80M 17.84M 7.03M 12.67M 6.98M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -9.80000M 5.34M -489.53100M -598.11800M -468.58300M
Stock based compensation - - 1.11M 1.36M 1.17M
Other non cash items 45.70M 33.44M 8.21M 7.79M 4.42M
Free cash flow 30.10M 20.94M 45.06M 39.23M 51.62M

Peer Comparison

Sector: Financial Services Industry: Mortgage Finance

Company Change (AUD) Price (AUD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
AFG
Australian Finance Group Ltd
0.01 0.92% 1.64 10.87 17.09 0.34 1.91 34.05
RMC
Resimac Group Ltd
0.03 3.01% 0.85 7.00 11.59 1.68 0.82 88.22 37.19
N1H
N1 Holdings Ltd
- -% 0.09 9.00 - 0.39 2.62 24.59

Reports Covered

Stock Research & News

Profile

Australian Finance Group Limited, together with its subsidiaries, engages in the mortgage broking business in Australia. It operates in Distribution and Manufacturing segments. The company is involved in the mortgage origination of home loans, commercial loans, and consumer asset finance, as well as distribution of own branded home loan products through its residential mortgage-backed securities program and white label arrangements. Its products include Suite360 Platform, BrokerEngine Plus Software, and SMART marketing platform, as well as analytics and business data. The company was incorporated in 1994 and is headquartered in Perth, Australia.

Australian Finance Group Ltd

905 Hay Street, Perth, WA, Australia, 6000

Key Executives

Name Title Year Born
Mr. David Bailey Chief Exec. Officer NA
Mr. Malcolm Watkins Co-Founder & Non-Exec. Director 1965
Ms. Lisa Bevan Company Sec. 1973
Mr. Luca Pietropiccolo Chief Financial Officer NA
Brad Wearn Chief Information Officer NA
Ms. Michelle Palethorpe Gen. Counsel NA
Alison Clarke Head of Corp. Communications NA
Mr. Chris Slater Head of Sales & Distribution NA
Mr. Jonathan Amery Head of Marketing NA
Ms. Amanda Di Virgilio HR Mang. NA

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