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Atlantic American Corporation, through its subsidiaries, provides life and health, and property and casualty insurance products in the United States. It operates through American Southern and Bankers Fidelity segments. The company offers property and casualty insurance products, including commercial automobile insurance coverage for state governments, local municipalities, and other motor pools and fleets; general liability insurance; and inland marine insurance products. It also provides surety bond coverage for subdivision construction; school bus contracts; and performance and payment bonds. In addition, the company offers individual and group whole life insurance products; Medicare supplement insurance products; other accident and health insurance products comprising various individual and group policies for the payment of standard benefits for the treatment of cancer and other critical illnesses; Vantage Flex Plus, a hospital indemnity plan; and Vantage Recovery short-term care product and a group whole life product. It markets its products through independent agents and brokers. The company was founded in 1937 and is based in Atlanta, Georgia. Atlantic American Corporation operates as a subsidiary of Atlantic American / Delta Group.
Source: TradingView
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
Atlantic American Corporation is a publicly traded holding company with insurance operations through subsidiaries that write life, supplemental health and annuity products. Long-term growth may be supported by demographic-driven demand for retirement and supplemental insurance, investment income on reserves and modest product or distribution expansion; the company may appeal to investors seeking exposure to recurring premium cash flows in niche insurance markets.
Material risks include underwriting losses, sensitivity of the investment portfolio to interest-rate and market moves, regulatory changes and limited liquidity common to smaller-cap insurers.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
| Income before tax | -5.26M | -0.56M | 2.10M | 5.30M | 15.50M |
| Net income | -4.27M | -0.17M | 1.52M | 4.28M | 12.17M |
| Gross profit | 14.37M | 18.17M | 187.85M | 199.55M | 195.35M |
| Reconciled depreciation | 0.37M | 0.65M | 0.89M | 1.00M | 0.98M |
| Ebit | -1.84M | 2.70M | 3.16M | 5.29M | 15.43M |
| Ebitda | -1.48M | 3.36M | 4.05M | 6.29M | 16.41M |
| Depreciation and amortization | 0.37M | 0.65M | 0.89M | 1.00M | 0.98M |
| Operating income | -5.26M | -0.56M | 3.16M | 5.29M | 15.43M |
| Other operating expenses | 193.49M | 187.36M | 185.75M | 194.25M | 179.84M |
| Interest expense | 3.42M | 3.27M | 1.95M | 1.39M | 1.61M |
| Tax provision | -1.00M | -0.39M | 0.57M | 1.02M | 3.33M |
| Net interest income | -3.42M | -3.27M | -1.95M | -1.39M | -1.61M |
| Income tax expense | -1.00M | -0.39M | 0.57M | 1.02M | 3.33M |
| Total revenue | 188.23M | 186.79M | 187.85M | 199.55M | 195.35M |
| Total operating expenses | 19.63M | 18.73M | -184.69M | -194.26M | -179.92M |
| Cost of revenue | 173.86M | 168.62M | - | - | - |
| Total other income expense net | -3.42M | -3.27M | -1.06M | 0.01M | 0.08M |
| Net income from continuing ops | -4.27M | -0.17M | 1.52M | 4.28M | 12.17M |
| Net income applicable to common shares | - | - | - | 3.88M | 11.77M |
| Preferred stock and other adjustments | - | - | - | - | 0.40M |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
| Total assets | 393.43M | 361.21M | 367.06M | 402.29M | 405.19M |
| Intangible assets | 2.54M | 46.39M | 2.54M | 2.54M | 2.54M |
| Other current assets | -50.40M | 53.71M | - | 27.42M | -310.70M |
| Total liab | 293.81M | 253.94M | 264.87M | 33.74M | 35.04M |
| Total stockholder equity | 99.61M | 107.28M | 102.19M | 141.29M | 145.06M |
| Other current liab | 70.77M | 41.56M | -2.01M | 27.47M | 27.13M |
| Common stock | 22.40M | 22.40M | 22.40M | 22.40M | 22.40M |
| Capital stock | 22.46M | - | 22.46M | 22.46M | 22.46M |
| Retained earnings | 45.85M | 50.93M | 51.98M | 51.26M | 47.79M |
| Other liab | - | - | - | 174.33M | 172.85M |
| Other assets | 355.31M | 0.00M | 321.49M | -209.72M | -201.44M |
| Cash | 35.57M | 28.30M | 28.86M | 24.75M | 19.32M |
| Total current liabilities | 4.02M | 67.44M | 2.01M | 49.59M | 27.71M |
| Current deferred revenue | - | - | - | - | 1.30M |
| Net debt | 2.19M | 11.25M | 6.88M | 8.98M | 14.42M |
| Short term debt | 4.02M | 1.06M | 2.01M | - | 36.50M |
| Short long term debt | 4.02M | - | 2.01M | - | - |
| Short long term debt total | 37.76M | 39.55M | 35.75M | 33.74M | 33.74M |
| Other stockholder equity | 50.02M | 50.02M | 49.90M | 49.88M | 49.81M |
| Property plant equipment | - | - | 3.40M | 4.14M | 4.83M |
| Total current assets | 35.57M | 53.71M | 28.86M | 328.11M | 330.02M |
| Long term investments | 221.75M | - | 221.53M | 281.35M | 274.06M |
| Net tangible assets | - | - | - | 138.69M | 142.46M |
| Short term investments | 36.87M | 1.72M | 208.73M | 260.99M | 254.11M |
| Net receivables | 50.40M | - | 41.30M | 42.38M | 56.60M |
| Long term debt | 33.74M | - | 33.74M | 33.74M | 33.74M |
| Accounts payable | - | 24.81M | 22.85M | 21.09M | 26.41M |
| Accumulated other comprehensive income | -18.71M | -16.13M | -22.15M | 17.69M | 25.00M |
| Common stock total equity | - | - | - | - | 22.40M |
| Preferred stock total equity | - | - | - | - | 0.06M |
| Retained earnings total equity | - | - | - | - | 47.79M |
| Treasury stock | - | - | - | - | -7.34M |
| Non currrent assets other | -247.19M | 234.15M | -221.53M | -283.89M | -276.60M |
| Non current assets total | 2.54M | 307.51M | 16.71M | 283.89M | 276.60M |
| Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
| Investments | 2.28M | - | -3.43M | 5.41M | -2.06M |
| Change to liabilities | - | - | - | -0.95M | 2.32M |
| Total cashflows from investing activities | 2.28M | - | - | 5.30M | -2.06M |
| Net borrowings | 1.00M | - | - | - | - |
| Total cash from financing activities | 0.19M | 0.18M | 1.08M | -0.95M | -0.48M |
| Change to operating activities | - | - | - | 1.70M | -1.30M |
| Net income | -4.27M | -0.17M | 1.52M | 4.28M | 12.17M |
| Change in cash | 7.27M | -0.56M | 4.11M | 5.43M | 6.43M |
| Begin period cash flow | 28.30M | 28.86M | 24.75M | 19.32M | 12.89M |
| End period cash flow | 35.57M | 28.30M | 28.86M | 24.75M | 19.32M |
| Total cash from operating activities | 4.80M | 2.62M | 6.45M | 1.09M | 8.97M |
| Depreciation | 0.37M | 0.65M | 0.89M | 1.00M | 0.98M |
| Other cashflows from investing activities | 2.51M | - | - | - | 25.66M |
| Dividends paid | 0.81M | 0.81M | 0.81M | 0.81M | 0.40M |
| Change to inventory | - | - | 1.86M | -1.54M | -1.35M |
| Change to account receivables | - | -3.52M | 1.08M | 1.54M | 1.35M |
| Sale purchase of stock | -0.01M | -0.01M | -0.11M | -0.15M | -0.09M |
| Other cashflows from financing activities | 0.99M | -3.37M | 1.89M | -0.15M | -0.08M |
| Change to netincome | - | - | - | -30.56M | -25.95M |
| Capital expenditures | 0.23M | 0.08M | 0.13M | 0.11M | 0.23M |
| Change receivables | - | - | - | - | 1.35M |
| Cash flows other operating | - | - | - | - | -14.78M |
| Cash and cash equivalents changes | - | - | - | - | 6.43M |
| Change in working capital | 10.38M | 5.88M | 2.94M | 3.72M | 0.44M |
| Stock based compensation | 0.01M | 0.12M | 0.13M | 0.21M | 0.44M |
| Other non cash items | 0.05M | 2.02M | 2.79M | -7.01M | -2.81M |
| Free cash flow | 4.58M | 2.54M | 6.33M | 0.98M | 8.74M |
Sector: Financial Services Industry: Insurance - Life
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| AAME Atlantic American Corporation |
-0.01 0.80% |
1.24 | 5.61 | 7.39 | 0.13 | 0.24 | 0.14 |
| PIAIF Ping An Insurance |
- -% |
6.67 | 5.78 | 5.15 | 0.13 | 0.85 | 1.31 |
| CILJF China Life Insurance Co Ltd |
- -% |
3.23 | 2.96 | 5.06 | 0.23 | 1.11 | 1.10 |
| AAGIY AIA Group Ltd ADR |
0.18 0.45% |
40.18 | 12.84 | 11.34 | 3.88 | 2.47 | 2.22 |
| AAIGF AIA Group Ltd |
- -% |
10.01 | 12.45 | 10.93 | 3.86 | 2.38 | 2.21 |
Atlantic American Corporation, through its subsidiaries, provides life and health, and property and casualty insurance products in the United States. It operates through American Southern and Bankers Fidelity segments. The company offers property and casualty insurance products, including commercial automobile insurance coverage for state governments, local municipalities, and other motor pools and fleets; general liability insurance; and inland marine insurance products. It also provides surety bond coverage for subdivision construction; school bus contracts; and performance and payment bonds. In addition, the company offers individual and group whole life insurance products; Medicare supplement insurance products; other accident and health insurance products comprising various individual and group policies for the payment of standard benefits for the treatment of cancer and other critical illnesses; Vantage Flex Plus, a hospital indemnity plan; and Vantage Recovery short-term care product and a group whole life product. It markets its products through independent agents and brokers. The company was founded in 1937 and is based in Atlanta, Georgia. Atlantic American Corporation operates as a subsidiary of Atlantic American / Delta Group.
| Name | Title | Year Born |
|---|---|---|
| Mr. Hilton Hatchett Howell Jr. | Chairman, Pres & CEO | 1962 |
| Mr. Jeffrey Ross Franklin CPA | VP, CFO & Corp. Sec. | 1978 |
| Mr. John Dunbar | Chief Information Officer & VP | NA |
| Ms. Barbara B. Snyder | VP of HR | NA |
| Mr. Ricky David Burns | Exec. VP | NA |
| Mr. Casey Brant Hudson | VP & Controller | NA |
| Mr. Hilton Hatchett Howell Jr. | Chairman of the Board, President & CEO | 1962 |
| Mr. Jeffrey Ross Franklin CPA | VP, CFO & Corporate Secretary | 1978 |
| Ms. Barbara B. Snyder | Vice President of Human Resources | NA |
| Mr. Ricky David Burns | Executive Vice President | NA |
Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.
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