Explore 3 Stock Ideas & Industry Insights Download Free Report

American Coastal Insurance Corp

Financial Services US ACIC

10.09USD
0.20(2.02%)

Last update at 2026-06-04T20:00:00Z

Day Range

10.0010.33
LowHigh

52 Week Range

9.3812.28
LowHigh

Fundamentals

  • Previous Close 9.89
  • Market Cap577.06M
  • Volume419309
  • P/E Ratio5.54
  • Dividend Yield6.29%
  • EBITDA152.83M
  • Revenue TTM335.44M
  • Revenue Per Share TTM6.92
  • Gross Profit TTM 191.56M
  • Diluted EPS TTM2.14

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 142.73M 101.66M 96.08M -442.62500M -83.85700M
Minority interest - 0.00000M 0.00000M 0.11M 1.95M
Net income 106.84M 75.72M 309.91M -467.99900M -57.91900M
Selling general administrative 23.62M 36.98M 31.78M 63.32M 57.21M
Selling and marketing expenses - - 10.24M - -
Gross profit 289.40M 156.35M 141.56M 455.42M 634.53M
Reconciled depreciation 6.57M 8.87M 8.63M 23.31M 11.77M
Ebit 153.55M 113.66M 106.95M -459.96600M -106.09800M
Ebitda 174.15M 122.52M 117.58M -436.65400M -94.33000M
Depreciation and amortization 20.60M 8.87M 10.63M 23.31M 11.77M
Non operating income net other - - - -46.20500M -18.08300M
Operating income 142.73M 111.59M 96.08M -459.96600M -106.09800M
Other operating expenses 192.71M 185.06M 167.60M 898.05M 718.38M
Interest expense 10.81M 12.00M 10.88M 9.61M 9.39M
Tax provision 35.94M 25.34M 8.07M 25.48M -23.98900M
Interest income - - - - -
Net interest income -10.81500M -11.99600M -10.68900M -9.61300M -9.39100M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 35.94M 25.34M 10.88M 25.48M -23.98900M
Total revenue 335.44M 296.66M 263.68M 455.42M 634.53M
Total operating expenses 146.66M 44.76M 45.48M -915.38800M -740.62500M
Cost of revenue 46.04M 140.31M 122.11M 690.89M 487.78M
Total other income expense net -0.43800M -9.93300M -154.84300M 17.45M 24.19M
Discontinued operations - - - - -
Net income from continuing ops 106.80M 76.32M -363.84400M -468.11000M -59.86800M
Net income applicable to common shares - - - -469.85500M -57.91900M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 834.83M 1216.11M 572.68M 2839.35M 2698.57M
Intangible assets 3.47M 5.91M 9.32M 12.77M 18.38M
Earning assets - - - - -
Other current assets -1671.84600M -595.02700M 228.40M 1688.19M -77.88000M
Total liab 517.26M 980.45M 403.92M 3019.53M 2366.62M
Total stockholder equity 317.56M 235.66M 168.76M -180.18300M 312.41M
Deferred long term liab - - - - -
Other current liab -319.93900M -169.27000M -46.16500M -134.39900M -324.88300M
Common stock 0.00500M 0.00500M 0.00500M 0.00400M 0.00400M
Capital stock 0.00500M 0.00500M 0.00500M 0.00400M 0.00400M
Retained earnings -114.50900M -184.77200M -237.38900M -544.44000M -74.90400M
Other liab - - - 238.21M 153.85M
Good will 59.48M 59.48M 59.48M 59.48M 73.05M
Other assets - 1216.11M - 7.35M -77.88000M
Cash 1021.50M 137.04M 171.83M 229.89M 212.02M
Cash and equivalents - - - - -
Total current liabilities - 71.10M 29.44M 134.40M 324.88M
Current deferred revenue 139.92M - -0.59700M - -
Net debt -865.87700M 15.31M -22.36800M -75.73100M -53.52900M
Short term debt 0.40M 0.34M 0.60M - 158.50M
Short long term debt - - - - -
Short long term debt total 155.62M 152.34M 149.46M 154.16M 158.50M
Other stockholder equity 439.31M 436.09M 423.29M 395.20M 393.84M
Property plant equipment - - - 19.59M 31.56M
Total current assets 363.30M 355.03M 228.40M 2324.68M 1951.91M
Long term investments 342.05M 317.80M 180.70M 415.48M 701.56M
Net tangible assets - - - -254.28500M 220.99M
Short term investments 943.20M 148.01M 7.19M 376.46M 663.60M
Net receivables 70.45M 309.98M 388.38M 1718.33M 1076.29M
Long term debt 149.35M 149.02M 148.69M 152.47M 156.56M
Inventory - - -722.84100M - -
Accounts payable 179.62M 169.27M 75.60M 134.40M 324.88M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - 19.55M
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -7.24200M -15.66600M -17.13700M -30.94700M -6.53100M
Additional paid in capital - - - - -
Common stock total equity - - - 0.00400M 0.00400M
Preferred stock total equity - - - - -
Retained earnings total equity - - - -546.29600M -74.90400M
Treasury stock - - - -0.43100M -0.43100M
Accumulated amortization - - - - -
Non currrent assets other 172.02M -388.91500M 250.90M -507.32000M -824.54100M
Deferred long term asset charges - - - - -
Non current assets total 471.53M 142.80M 344.28M 507.32M 824.54M
Capital lease obligations 3.13M 3.32M 0.78M 1.69M 1.93M
Long term debt total - - - 152.47M 156.56M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -3.72000M -179.21100M 167.59M 225.54M 274.18M
Change to liabilities - - - -305.89600M -93.96500M
Total cashflows from investing activities 0.62M -179.21100M -2.54400M 236.84M 251.38M
Net borrowings - 0.00000M 0.00000M -4.44100M -1.81700M
Total cash from financing activities -1.08100M -13.84000M 26.77M -25.39000M -12.20600M
Change to operating activities - - - 317.71M -132.98700M
Net income -618.20000M 75.72M 309.91M -469.96600M -59.86800M
Change in cash 93.46M 50.46M -111.77800M 38.33M -56.22000M
Begin period cash flow 222.29M 171.83M 283.61M 245.28M 301.50M
End period cash flow 292.85M 222.29M 171.83M 283.61M 245.28M
Total cash from operating activities 71.03M 243.51M -136.00300M -173.11300M -295.39100M
Issuance of capital stock 0.77M 11.62M 26.79M - -
Depreciation 20.60M 8.87M 10.63M 23.31M 11.77M
Other cashflows from investing activities 1150.42M -179.18900M - -6.89800M -17.53100M
Dividends paid 0.00000M 24.10M 0.00000M -2.58900M -10.35000M
Change to inventory - - - - -
Change to account receivables 109.83M 76.48M 16.05M -641.08100M -167.72200M
Sale purchase of stock - -1.35900M -0.02400M - -
Other cashflows from financing activities -1.85500M -1.35900M -0.02400M -18.36000M -0.03900M
Change to netincome - - - 35.03M -24.95500M
Capital expenditures 0.15M 0.02M 0.20M 3.05M 5.27M
Change receivables - - - -423.24400M -212.38100M
Cash flows other operating - - - 1012.09M 12.31M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - 38.33M -56.22000M
Change in working capital -54.85100M 160.62M -238.21800M 210.00M -218.83500M
Stock based compensation 223.50M 2.54M 1.32M 1.39M 1.19M
Other non cash items 499.98M -1.88200M -234.07600M 38.01M -6.82500M
Free cash flow 70.87M 243.49M -136.19900M -176.16000M -300.66200M

Peer Comparison

Sector: Financial Services Industry: Insurance - Property & Casualty

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
ACIC
American Coastal Insurance Corp
0.20 2.02% 10.09 5.54 7.64 1.72 1.81 1.58
CB
Chubb Ltd
1.75 0.56% 314.50 12.85 12.20 2.16 1.74 2.48
PGR
Progressive Corp
1.92 0.99% 195.38 34.22 20.33 1.55 5.46 1.70
ALL
The Allstate Corporation
1.50 0.72% 210.84 5.68 8.60 0.83 1.94 0.96
TKOMF
Tokio Marine Holdings Inc.
- -% 42.01 14.81 10.00 0.0069 1.59 0.0064

Reports Covered

Stock Research & News

Profile

American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in July 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.

American Coastal Insurance Corp

570 Carillon Parkway, Saint Petersburg, FL, United States, 33716

Key Executives

Name Title Year Born
Mr. Robert Daniel Peed Chairman & CEO 1963
Mr. Bennett Bradford Martz CPA Pres & CFO 1971
Mr. Christopher Lee Griffith COO, VP & Chief Information Officer 1976
Ms. Brooke Eileen Adler Interim Gen. Counsel & Corp. Sec. 1977
Mr. Antonio Gonzalez Sr. VP of Sales & Agency Relations NA
Mr. John R. H. Henley Sr. VP of Claims NA
Mr. Bennett Bradford Martz CPA President 1971
Ms. Brooke Eileen Adler General Counsel & Corporate Secretary 1977
Ms. Svetlana Castle C.P.A., J.D. Chief Financial Officer 1982
Mr. James Andrew Gray Jr., C.P.A. Chief Compliance & Risk Officer 1963

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.