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BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses in the United States. It operates through BancFirst Metropolitan Banks, BancFirst Community Banks, Pegasus, Worthington, and Other Financial Services segments. The company offers checking, negotiable order of withdrawal, savings, money market, health savings, coverdell education, individual retirement, and sweep accounts, as well as certificates of deposit, overdraft protection, and auto draft services. It also provides commercial real estate owner occupied and non-owner occupied, construction and development, construction residential real estate, residential real estate first lien, agricultural, commercial and consumer non-real estate, and oil and gas loans; lending activities, such as private banking, commercial and residential real estate, commercial and industrial, and energy loans; automobiles, home equity loans, and other personal loans; and securities investment products. In addition, the company offers investment management and administration of trusts for individuals, corporations, and employee benefit plans, as well as bond trustee and paying agent business for various Oklahoma municipalities and governmental entities; and provision of item processing, research, and other correspondent banking services to financial institutions and governmental units. Further, the company provides commercial and personal insurance products; and depository and funds transfer, collection, safe deposit box, cash management, and other services. It serves non-metropolitan trade centers and cities in the metropolitan statistical areas of Oklahoma. The company was formerly known as United Community Corporation and changed its name to BancFirst Corporation in November 1988. BancFirst Corporation was incorporated in 1984 and is headquartered in Oklahoma City, Oklahoma.
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
BancFirst Corporation is an Oklahoma-headquartered bank holding company providing commercial and consumer banking, mortgage, trust, insurance and payment services through branches and digital channels. Long-term growth may be driven by loan and deposit expansion, fee diversification in mortgage and wealth, and net interest income gains if spreads widen; the company appears positioned to support stable earnings and a consistent dividend through a locally focused franchise.
Key risks are single-state concentration in Oklahoma, exposure to energy and agricultural cycles, interest-rate sensitivity, and competitive and regulatory pressures that could hurt margins.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 305.12M | 275.28M | 269.95M | 237.43M | 208.40M |
| Net income | 240.61M | 216.35M | 212.47M | 193.10M | 167.63M |
| Selling general administrative | 284.30M | 218.35M | 205.81M | 189.71M | 170.18M |
| Selling and marketing expenses | 10.03M | 9.39M | 9.11M | 8.07M | 7.40M |
| Gross profit | 683.43M | 622.45M | 602.41M | 557.42M | 485.69M |
| Reconciled depreciation | 22.54M | 21.68M | 22.19M | 22.05M | 20.04M |
| Ebit | 303.38M | 275.28M | 269.95M | 237.43M | 208.40M |
| Ebitda | 325.92M | 296.96M | 292.14M | 259.48M | 228.44M |
| Depreciation and amortization | 22.54M | 21.68M | 22.19M | 22.05M | 20.04M |
| Operating income | 303.38M | 275.28M | 269.95M | 237.43M | 208.40M |
| Other operating expenses | 520.73M | 633.43M | 539.40M | -319.99M | -277.29M |
| Interest expense | 309.87M | 277.26M | 199.48M | 46.15M | 11.36M |
| Tax provision | 64.51M | 58.93M | 57.48M | 44.33M | 40.77M |
| Interest income | 760.25M | 724.14M | 623.94M | 373.67M | 315.66M |
| Net interest income | 490.49M | 446.87M | 424.46M | 373.67M | 315.66M |
| Income tax expense | 64.51M | 58.93M | 57.48M | 44.33M | 40.77M |
| Total revenue | 824.33M | 908.71M | 809.34M | 557.42M | 485.69M |
| Total operating expenses | 379.84M | 347.16M | 332.46M | -319.99M | -277.29M |
| Cost of revenue | 140.89M | 286.27M | 206.94M | - | - |
| Total other income expense net | 1.74M | -439.47M | -75.31M | - | -11.36M |
| Net income from continuing ops | 240.61M | 216.35M | 212.47M | 193.10M | 167.63M |
| Net income applicable to common shares | - | - | - | 193.10M | 167.63M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 14874.76M | 13554.31M | 12406.40M | 12387.86M | 9405.61M |
| Intangible assets | 21.36M | 13.16M | 16.70M | 19.98M | 17.57M |
| Other current assets | - | - | 2471.90M | 2.85M | 5619.03M |
| Total liab | 13020.64M | 11933.13M | 10972.51M | 11137.03M | 8233.88M |
| Total stockholder equity | 1854.12M | 1621.19M | 1433.89M | 1250.84M | 1171.73M |
| Other current liab | - | 11718.55M | 4756.23M | -76.45M | -55.98M |
| Common stock | 33.54M | 33.22M | 32.93M | 32.88M | 32.60M |
| Capital stock | 33.54M | 33.22M | 32.93M | 32.88M | 32.60M |
| Retained earnings | 1611.02M | 1433.77M | 1276.31M | 1120.29M | 977.07M |
| Good will | 182.74M | 182.26M | 182.26M | 182.06M | 149.92M |
| Other assets | - | 11614.19M | - | 5358.45M | 5619.03M |
| Cash | 226.95M | 3553.77M | 2397.46M | 3168.91M | 2050.02M |
| Total current liabilities | 13.22M | 11718.55M | 4761.61M | 76.45M | 55.98M |
| Net debt | -93.27M | -3467.61M | -2302.17M | -3082.87M | -1964.04M |
| Short term debt | 13.22M | - | 5.37M | 0.30M | 2.61M |
| Short long term debt total | 133.69M | 86.16M | 95.29M | 86.04M | 85.99M |
| Other stockholder equity | 217.84M | 187.06M | 174.69M | 169.23M | 159.91M |
| Property plant equipment | - | - | - | 314.84M | 308.52M |
| Total current assets | 268.75M | 3883.69M | 2471.90M | 5008.68M | 2815.54M |
| Long term investments | 924.95M | 1211.75M | 1555.10M | 8397.67M | 6644.78M |
| Net tangible assets | - | - | - | 1048.80M | 978.63M |
| Short term investments | 309.37M | 329.92M | 1553.90M | 1538.22M | 531.52M |
| Net receivables | 41.80M | - | - | 301.55M | 234.00M |
| Long term debt | 98.21M | 86.16M | 86.10M | 86.04M | 85.99M |
| Inventory | - | - | - | 36.94M | 39.55M |
| Accounts payable | - | - | - | 76.45M | 55.98M |
| Accumulated other comprehensive income | -8.27M | -32.86M | -50.04M | -71.56M | 2.15M |
| Common stock total equity | - | - | - | 32.88M | 32.60M |
| Retained earnings total equity | - | - | - | 1120.29M | 977.07M |
| Non currrent assets other | 180.45M | 363.74M | 7122.69M | -2020.73M | -971.03M |
| Non current assets total | 14606.01M | 9670.63M | 9934.50M | 2020.73M | 971.03M |
| Long term debt total | - | - | - | 86.04M | 85.99M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | 350.65M | -71.39M | -669.71M | -1622.58M | 463.01M |
| Change to liabilities | - | - | - | 3.19M | -0.62M |
| Total cashflows from investing activities | 15.54M | -71.39M | -669.71M | -1519.17M | 437.03M |
| Net borrowings | -3.99M | -3.35M | 3.05M | 0.30M | 58.05M |
| Total cash from financing activities | 549.77M | 966.50M | -334.79M | 2411.78M | -193.71M |
| Change to operating activities | - | - | - | 3.19M | -0.62M |
| Net income | 240.61M | 216.35M | 212.47M | 193.10M | 167.63M |
| Change in cash | 850.59M | 1156.31M | -771.45M | 1118.89M | 433.11M |
| Begin period cash flow | 3553.77M | 2397.46M | 3168.91M | 2050.02M | 1616.91M |
| End period cash flow | 4404.36M | 3553.77M | 2397.46M | 3168.91M | 2050.02M |
| Total cash from operating activities | 285.28M | 261.20M | 233.04M | 226.27M | 189.79M |
| Issuance of capital stock | - | - | 2.54M | 7.65M | 2.26M |
| Depreciation | 22.54M | 21.68M | 22.19M | 22.05M | 20.04M |
| Other cashflows from investing activities | -300.51M | -386.24M | -691.91M | 123.20M | 1.27M |
| Dividends paid | 62.21M | 57.77M | 53.64M | -48.46M | -45.14M |
| Change to inventory | - | - | -7.72M | - | - |
| Change to account receivables | 2.00M | -0.64M | -9.88M | -16.91M | 4.21M |
| Sale purchase of stock | 0.00M | 0.00M | -1.82M | 7.65M | -11.66M |
| Other cashflows from financing activities | 611.28M | 1018.42M | -284.92M | 2452.60M | -139.17M |
| Change to netincome | - | - | - | 23.72M | -4.84M |
| Capital expenditures | 48.31M | 36.65M | 22.50M | 19.79M | 27.25M |
| Change receivables | - | - | - | -16.91M | 4.21M |
| Cash flows other operating | - | - | - | -1.49M | -1.05M |
| Cash and cash equivalents changes | - | - | - | 1118.89M | 433.11M |
| Change in working capital | 2.05M | 5.82M | -2.16M | -13.72M | 3.60M |
| Stock based compensation | 3.73M | 3.45M | 3.00M | 1.94M | 2.13M |
| Other non cash items | 17.25M | 16.10M | 0.34M | 22.58M | -10.66M |
| Free cash flow | 236.97M | 224.55M | 210.54M | 206.49M | 162.54M |
Sector: Financial Services Industry: Banks - Regional
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| BANF BancFirst Corporation |
-1.13 1.01% |
110.31 | 15.79 | 18.98 | 5.49 | 2.01 | 5.43 |
| DBSDY DBS Group Holdings Ltd ADR |
-2.42 1.05% |
227.80 | 20.00 | 17.57 | 7.54 | 3.17 | 13.19 |
| CIHHF China Merchants Bank Co Ltd Class H |
- -% |
6.66 | 7.70 | 7.10 | 0.55 | 0.83 | 3.51 |
| CIHKY China Merchants Bank Co Ltd |
1.20 3.58% |
34.75 | 7.79 | 7.20 | 0.55 | 0.85 | 3.51 |
| UNCFF UniCredit SpA |
-0.02 0.02% |
82.05 | 11.53 | 10.27 | 5.72 | 1.83 | 8.22 |
BancFirst Corporation operates as the bank holding company for BancFirst that provides a range of commercial banking services to retail customers, and small to medium-sized businesses in the United States. It operates through BancFirst Metropolitan Banks, BancFirst Community Banks, Pegasus, Worthington, and Other Financial Services segments. The company offers checking, negotiable order of withdrawal, savings, money market, health savings, coverdell education, individual retirement, and sweep accounts, as well as certificates of deposit, overdraft protection, and auto draft services. It also provides commercial real estate owner occupied and non-owner occupied, construction and development, construction residential real estate, residential real estate first lien, agricultural, commercial and consumer non-real estate, and oil and gas loans; lending activities, such as private banking, commercial and residential real estate, commercial and industrial, and energy loans; automobiles, home equity loans, and other personal loans; and securities investment products. In addition, the company offers investment management and administration of trusts for individuals, corporations, and employee benefit plans, as well as bond trustee and paying agent business for various Oklahoma municipalities and governmental entities; and provision of item processing, research, and other correspondent banking services to financial institutions and governmental units. Further, the company provides commercial and personal insurance products; and depository and funds transfer, collection, safe deposit box, cash management, and other services. It serves non-metropolitan trade centers and cities in the metropolitan statistical areas of Oklahoma. The company was formerly known as United Community Corporation and changed its name to BancFirst Corporation in November 1988. BancFirst Corporation was incorporated in 1984 and is headquartered in Oklahoma City, Oklahoma.
100 North Broadway Avenue, Oklahoma City, OK, United States, 73102
405 270 1086
2260
| Name | Title | Year Born |
|---|---|---|
| Mr. David E. Rainbolt | Exec. Chairman | 1956 |
| Mr. David R. Harlow | Pres, CEO & Director | 1963 |
| Mr. Kevin Lawrence | Exec. VP, CFO & Treasurer | 1979 |
| Mr. Randy P. Foraker | Exec. VP, Chief Risk Officer & Sec. | 1956 |
| Mr. Brian Wade Pierson | Sr. VP & Assistant Sec. | 1956 |
| Mr. T. Kent Faison | Pres of Commercial Capital | NA |
| Ms. Jennifer C. Weast | Sr. VP & Controller | 1964 |
| Harry M. Smith | Pres of Pegasus Bank | NA |
| Mr. Roy C. Ferguson | Exec. VP & Chief Credit Officer of BancFirst | 1947 |
| Ms. Laura J. Ratliff | Advisory Director | NA |
Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
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