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Catalyst Bancorp, Inc. operates as a holding company for Catalyst Bank that provides various banking products and services to individuals and businesses in Louisiana. The company accepts various deposit products, including demand and NOW accounts, money market accounts, savings accounts, and certificates of deposit. It also offers single family residential first mortgage loans, commercial real estate mortgage loans, multi-family residential mortgage loans, commercial and industrial loans, construction and land loans, consumer loans, and other loans. In addition, the company invests in various types of securities, such as mortgage-backed securities, the U.S. treasury obligations, securities of various federal agencies and of state and municipal governments, certificates of deposit at federally insured banks and savings institutions, and federal funds. Catalyst Bancorp, Inc. was founded in 1922 and is headquartered in Opelousas, Louisiana.
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
Catalyst Bancorp, Inc. is a bank holding company that operates banking subsidiaries offering deposit, lending and related financial services to individuals and businesses. Long-term growth may be supported by organic loan and fee-income expansion and net interest margin sensitivity to prevailing rates, and the company could benefit from selective strategic initiatives such as branch expansion or acquisitions, which may appeal to investors seeking regional banking exposure.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 2.50M | -3.98M | 0.59M | 0.16M | 2.41M |
| Net income | 2.05M | -3.09M | 0.53M | 0.18M | 1.93M |
| Selling general administrative | 5.98M | 5.48M | 5.38M | 5.12M | 5.70M |
| Selling and marketing expenses | - | 0.13M | 0.10M | 0.24M | 0.04M |
| Gross profit | 11.17M | 5.03M | 8.92M | 8.34M | 9.30M |
| Reconciled depreciation | 0.42M | 0.41M | 0.41M | 0.45M | 0.42M |
| Ebit | - | -3.98M | 0.59M | 0.39M | 2.41M |
| Ebitda | 2.50M | -3.57M | 0.99M | 0.84M | 2.84M |
| Depreciation and amortization | - | 0.41M | 0.40M | 0.45M | 0.42M |
| Operating income | 2.50M | -3.98M | 0.59M | 0.39M | 2.41M |
| Other operating expenses | 12.84M | 13.86M | 10.41M | 0.78M | 6.89M |
| Interest expense | 4.11M | 4.32M | 1.96M | 0.68M | 0.80M |
| Tax provision | 0.45M | -0.89M | 0.05M | -0.02M | 0.49M |
| Interest income | 13.90M | 13.86M | 9.16M | 8.01M | 7.70M |
| Net interest income | 9.79M | 9.54M | 7.74M | 7.33M | 6.90M |
| Income tax expense | 0.45M | -0.89M | 0.06M | -0.02M | 0.49M |
| Total revenue | 15.34M | 9.88M | 11.00M | 8.34M | 9.30M |
| Total operating expenses | 8.67M | 9.01M | 8.33M | 0.78M | -6.89M |
| Cost of revenue | 4.17M | 4.85M | 2.08M | - | - |
| Total other income expense net | -0.00M | -1.15M | -0.90M | -0.23M | -0.80M |
| Net income from continuing ops | 2.05M | -3.09M | 0.45M | 0.18M | 1.93M |
| Net income applicable to common shares | - | - | - | 0.18M | 1.93M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 282.93M | 276.70M | 270.89M | 263.32M | 285.35M |
| Other current assets | 21.11M | - | 19.98M | 0.67M | 131.26M |
| Total liab | 201.20M | 196.49M | 186.28M | 174.85M | 187.00M |
| Total stockholder equity | 81.72M | 80.20M | 84.62M | 88.47M | 98.35M |
| Other current liab | 185.27M | 185.67M | 80.18M | - | - |
| Common stock | 0.04M | 0.04M | 0.05M | 0.05M | 0.05M |
| Capital stock | 0.04M | 0.04M | 0.05M | 0.05M | 0.05M |
| Retained earnings | 51.91M | 49.86M | 53.01M | 52.74M | 52.35M |
| Other liab | - | - | - | 0.56M | 1.19M |
| Other assets | 256.78M | 226.32M | - | 29.67M | 47.13M |
| Cash | 4.13M | 44.30M | 19.01M | 13.47M | 40.88M |
| Total current liabilities | 185.27M | 185.67M | 80.18M | 165.09M | 176.79M |
| Net debt | 10.60M | -34.74M | 0.37M | -13.47M | -40.88M |
| Short term debt | - | 3.00M | - | - | - |
| Short long term debt total | 14.73M | 9.56M | 19.38M | - | - |
| Other stockholder equity | 37.36M | 33.86M | 45.02M | 44.76M | 46.62M |
| Property plant equipment | - | - | - | 6.30M | 6.58M |
| Total current assets | 5.04M | 45.15M | 19.98M | 227.35M | 129.80M |
| Long term investments | 65.38M | 42.16M | 84.00M | 93.08M | 101.84M |
| Net tangible assets | - | - | - | 88.47M | 98.35M |
| Short term investments | 48.89M | 28.71M | 70.54M | 79.60M | 88.34M |
| Net receivables | 0.91M | 0.85M | 0.91M | 0.67M | 0.58M |
| Long term debt | 14.73M | 9.56M | - | - | - |
| Inventory | - | - | -164.84M | 0.32M | 0.34M |
| Accounts payable | - | - | - | 165.09M | 176.79M |
| Accumulated other comprehensive income | -7.59M | -3.56M | -13.46M | -9.07M | -0.68M |
| Non currrent assets other | 16.57M | 18.75M | 227.61M | -93.08M | -108.41M |
| Non current assets total | 277.89M | 231.55M | 250.91M | 6.30M | 108.41M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | -21.85M | 17.82M | 2.69M | -14.14M | -46.59M |
| Change to liabilities | - | - | - | 0.00M | 0.00M |
| Total cashflows from investing activities | -24.39M | 17.82M | -0.27M | - | -46.59M |
| Net borrowings | 5.00M | 0.00M | 10.00M | - | - |
| Total cash from financing activities | 2.01M | 4.29M | 3.80M | -14.04M | 58.80M |
| Change to operating activities | - | - | - | - | 1.14M |
| Net income | 2.05M | -3.09M | 0.53M | 0.18M | 1.93M |
| Change in cash | -19.09M | 25.28M | 5.54M | -27.41M | 15.64M |
| Begin period cash flow | 44.30M | 19.01M | 13.47M | 40.88M | 25.25M |
| End period cash flow | 25.20M | 44.30M | 19.01M | 13.47M | 40.88M |
| Total cash from operating activities | 3.29M | 3.17M | 2.01M | 0.77M | 3.43M |
| Issuance of capital stock | - | - | - | 0.00M | 50.84M |
| Depreciation | 0.42M | 0.41M | 0.40M | 0.45M | 0.42M |
| Other cashflows from investing activities | -24.39M | -22.61M | -11.10M | - | 0.22M |
| Dividends paid | - | - | - | 0.01M | 0.01M |
| Sale purchase of stock | -2.59M | -5.76M | -6.32M | - | - |
| Other cashflows from financing activities | -0.40M | 20.05M | 0.11M | -13.85M | 7.97M |
| Change to netincome | - | - | - | - | -0.06M |
| Capital expenditures | 0.19M | 0.43M | 0.17M | 0.25M | 1.51M |
| Change in working capital | -0.79M | 0.07M | 0.03M | -0.64M | 1.05M |
| Stock based compensation | 0.90M | 0.81M | 0.77M | 0.47M | 0.07M |
| Other non cash items | 2.02M | 5.86M | 0.30M | 0.32M | 0.24M |
| Free cash flow | 3.10M | 2.74M | 1.84M | 0.52M | 1.92M |
Sector: Financial Services Industry: Banks - Regional
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| CLST Catalyst Bancorp Inc |
-0.40 2.23% |
17.50 | 28.48 | - | 5.92 | 0.79 | 7.19 |
| DBSDY DBS Group Holdings Ltd ADR |
-6.82 3.06% |
215.88 | 20.00 | 17.57 | 7.54 | 3.17 | 13.19 |
| CIHHF China Merchants Bank Co Ltd Class H |
- -% |
6.66 | 7.70 | 7.10 | 0.55 | 0.83 | 3.51 |
| CIHKY China Merchants Bank Co Ltd |
0.02 0.06% |
34.57 | 7.79 | 7.20 | 0.55 | 0.85 | 3.51 |
| UNCFF UniCredit SpA |
-0.81 0.94% |
85.79 | 11.53 | 10.27 | 5.72 | 1.83 | 8.22 |
Catalyst Bancorp, Inc. operates as a holding company for Catalyst Bank that provides various banking products and services to individuals and businesses in Louisiana. The company accepts various deposit products, including demand and NOW accounts, money market accounts, savings accounts, and certificates of deposit. It also offers single family residential first mortgage loans, commercial real estate mortgage loans, multi-family residential mortgage loans, commercial and industrial loans, construction and land loans, consumer loans, and other loans. In addition, the company invests in various types of securities, such as mortgage-backed securities, the U.S. treasury obligations, securities of various federal agencies and of state and municipal governments, certificates of deposit at federally insured banks and savings institutions, and federal funds. Catalyst Bancorp, Inc. was founded in 1922 and is headquartered in Opelousas, Louisiana.
235 North Court Street, Opelousas, LA, United States, 70570
337 948 3033
49
| Name | Title | Year Born |
|---|---|---|
| Mr. Joseph B. Zanco CPA, CIA | Pres, CEO & Director | 1970 |
| Ms. Jutta A. Codori | Sr. Admin. Officer | 1963 |
| Mr. Ted D. Bellard | Independent Director & Sec. | 1969 |
| Mr. Jacques L. J. Bourque CPA, M.B.A. | Chief Financial Officer | 1993 |
| Ms. Leslie Olinger | Credit Mang. | NA |
| Ms. Cheryl Redlich | VP, Compliance Officer & Internal Audit | NA |
| Mr. Joseph B. Zanco CPA, CIA | President, CEO & Director | 1970 |
| Ms. Jutta A. Codori | Senior Administrative Officer | 1963 |
| Mr. Ted D. Bellard | Independent Director & Secretary | 1969 |
| Mr. Jacques L. J. Bourque C.P.A., M.B.A. | Chief Financial Officer | 1993 |
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