Explore 3 Stock Ideas & Industry Insights Download Free Report

Catalyst Bancorp Inc

Company price
17.5 USD -0.40 ( 2.23%)
Last update at 2026-11-06T21:00:00Z
VOLUME
8407
Market Cap
65.61M
P/E
28.48

Momentum Score

…

Catalyst Bancorp, Inc. operates as a holding company for Catalyst Bank that provides various banking products and services to individuals and businesses in Louisiana. The company accepts various deposit products, including demand and NOW accounts, money market accounts, savings accounts, and certificates of deposit. It also offers single family residential first mortgage loans, commercial real estate mortgage loans, multi-family residential mortgage loans, commercial and industrial loans, construction and land loans, consumer loans, and other loans. In addition, the company invests in various types of securities, such as mortgage-backed securities, the U.S. treasury obligations, securities of various federal agencies and of state and municipal governments, certificates of deposit at federally insured banks and savings institutions, and federal funds. Catalyst Bancorp, Inc. was founded in 1922 and is headquartered in Opelousas, Louisiana.

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Day Price Range
17.50
Low
18.04
High
52 Week Price Range
11.10
Low
18.16
High

Momentum Score

…
Loading momentum score…

A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Catalyst Bancorp, Inc. is a bank holding company that operates banking subsidiaries offering deposit, lending and related financial services to individuals and businesses. Long-term growth may be supported by organic loan and fee-income expansion and net interest margin sensitivity to prevailing rates, and the company could benefit from selective strategic initiatives such as branch expansion or acquisitions, which may appeal to investors seeking regional banking exposure.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
17.90
Dividend Yield
-
Revenue TTM
11.09M
Revenue Per Share
3.03
Gross Profit TTM
11.09M
Debt / Equity
0.18
ROE
2.53%
Net Debt
10.60M
ROCE
2.56%
Diluted EPS TTM
0.56

Insight Announcement

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 2.50M -3.98M 0.59M 0.16M 2.41M
Net income 2.05M -3.09M 0.53M 0.18M 1.93M
Selling general administrative 5.98M 5.48M 5.38M 5.12M 5.70M
Selling and marketing expenses - 0.13M 0.10M 0.24M 0.04M
Gross profit 11.17M 5.03M 8.92M 8.34M 9.30M
Reconciled depreciation 0.42M 0.41M 0.41M 0.45M 0.42M
Ebit - -3.98M 0.59M 0.39M 2.41M
Ebitda 2.50M -3.57M 0.99M 0.84M 2.84M
Depreciation and amortization - 0.41M 0.40M 0.45M 0.42M
Operating income 2.50M -3.98M 0.59M 0.39M 2.41M
Other operating expenses 12.84M 13.86M 10.41M 0.78M 6.89M
Interest expense 4.11M 4.32M 1.96M 0.68M 0.80M
Tax provision 0.45M -0.89M 0.05M -0.02M 0.49M
Interest income 13.90M 13.86M 9.16M 8.01M 7.70M
Net interest income 9.79M 9.54M 7.74M 7.33M 6.90M
Income tax expense 0.45M -0.89M 0.06M -0.02M 0.49M
Total revenue 15.34M 9.88M 11.00M 8.34M 9.30M
Total operating expenses 8.67M 9.01M 8.33M 0.78M -6.89M
Cost of revenue 4.17M 4.85M 2.08M - -
Total other income expense net -0.00M -1.15M -0.90M -0.23M -0.80M
Net income from continuing ops 2.05M -3.09M 0.45M 0.18M 1.93M
Net income applicable to common shares - - - 0.18M 1.93M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 282.93M 276.70M 270.89M 263.32M 285.35M
Other current assets 21.11M - 19.98M 0.67M 131.26M
Total liab 201.20M 196.49M 186.28M 174.85M 187.00M
Total stockholder equity 81.72M 80.20M 84.62M 88.47M 98.35M
Other current liab 185.27M 185.67M 80.18M - -
Common stock 0.04M 0.04M 0.05M 0.05M 0.05M
Capital stock 0.04M 0.04M 0.05M 0.05M 0.05M
Retained earnings 51.91M 49.86M 53.01M 52.74M 52.35M
Other liab - - - 0.56M 1.19M
Other assets 256.78M 226.32M - 29.67M 47.13M
Cash 4.13M 44.30M 19.01M 13.47M 40.88M
Total current liabilities 185.27M 185.67M 80.18M 165.09M 176.79M
Net debt 10.60M -34.74M 0.37M -13.47M -40.88M
Short term debt - 3.00M - - -
Short long term debt total 14.73M 9.56M 19.38M - -
Other stockholder equity 37.36M 33.86M 45.02M 44.76M 46.62M
Property plant equipment - - - 6.30M 6.58M
Total current assets 5.04M 45.15M 19.98M 227.35M 129.80M
Long term investments 65.38M 42.16M 84.00M 93.08M 101.84M
Net tangible assets - - - 88.47M 98.35M
Short term investments 48.89M 28.71M 70.54M 79.60M 88.34M
Net receivables 0.91M 0.85M 0.91M 0.67M 0.58M
Long term debt 14.73M 9.56M - - -
Inventory - - -164.84M 0.32M 0.34M
Accounts payable - - - 165.09M 176.79M
Accumulated other comprehensive income -7.59M -3.56M -13.46M -9.07M -0.68M
Non currrent assets other 16.57M 18.75M 227.61M -93.08M -108.41M
Non current assets total 277.89M 231.55M 250.91M 6.30M 108.41M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -21.85M 17.82M 2.69M -14.14M -46.59M
Change to liabilities - - - 0.00M 0.00M
Total cashflows from investing activities -24.39M 17.82M -0.27M - -46.59M
Net borrowings 5.00M 0.00M 10.00M - -
Total cash from financing activities 2.01M 4.29M 3.80M -14.04M 58.80M
Change to operating activities - - - - 1.14M
Net income 2.05M -3.09M 0.53M 0.18M 1.93M
Change in cash -19.09M 25.28M 5.54M -27.41M 15.64M
Begin period cash flow 44.30M 19.01M 13.47M 40.88M 25.25M
End period cash flow 25.20M 44.30M 19.01M 13.47M 40.88M
Total cash from operating activities 3.29M 3.17M 2.01M 0.77M 3.43M
Issuance of capital stock - - - 0.00M 50.84M
Depreciation 0.42M 0.41M 0.40M 0.45M 0.42M
Other cashflows from investing activities -24.39M -22.61M -11.10M - 0.22M
Dividends paid - - - 0.01M 0.01M
Sale purchase of stock -2.59M -5.76M -6.32M - -
Other cashflows from financing activities -0.40M 20.05M 0.11M -13.85M 7.97M
Change to netincome - - - - -0.06M
Capital expenditures 0.19M 0.43M 0.17M 0.25M 1.51M
Change in working capital -0.79M 0.07M 0.03M -0.64M 1.05M
Stock based compensation 0.90M 0.81M 0.77M 0.47M 0.07M
Other non cash items 2.02M 5.86M 0.30M 0.32M 0.24M
Free cash flow 3.10M 2.74M 1.84M 0.52M 1.92M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
CLST
Catalyst Bancorp Inc
-0.40
2.23%
17.50 28.48 - 5.92 0.79 7.19
DBSDY
DBS Group Holdings Ltd ADR
-6.82
3.06%
215.88 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H
-
-%
6.66 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd
0.02
0.06%
34.57 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA
-0.81
0.94%
85.79 11.53 10.27 5.72 1.83 8.22

Profile*

Catalyst Bancorp Inc

Catalyst Bancorp, Inc. operates as a holding company for Catalyst Bank that provides various banking products and services to individuals and businesses in Louisiana. The company accepts various deposit products, including demand and NOW accounts, money market accounts, savings accounts, and certificates of deposit. It also offers single family residential first mortgage loans, commercial real estate mortgage loans, multi-family residential mortgage loans, commercial and industrial loans, construction and land loans, consumer loans, and other loans. In addition, the company invests in various types of securities, such as mortgage-backed securities, the U.S. treasury obligations, securities of various federal agencies and of state and municipal governments, certificates of deposit at federally insured banks and savings institutions, and federal funds. Catalyst Bancorp, Inc. was founded in 1922 and is headquartered in Opelousas, Louisiana.

235 North Court Street, Opelousas, LA, United States, 70570

337 948 3033

49

Name Title Year Born
Mr. Joseph B. Zanco CPA, CIA Pres, CEO & Director 1970
Ms. Jutta A. Codori Sr. Admin. Officer 1963
Mr. Ted D. Bellard Independent Director & Sec. 1969
Mr. Jacques L. J. Bourque CPA, M.B.A. Chief Financial Officer 1993
Ms. Leslie Olinger Credit Mang. NA
Ms. Cheryl Redlich VP, Compliance Officer & Internal Audit NA
Mr. Joseph B. Zanco CPA, CIA President, CEO & Director 1970
Ms. Jutta A. Codori Senior Administrative Officer 1963
Mr. Ted D. Bellard Independent Director & Secretary 1969
Mr. Jacques L. J. Bourque C.P.A., M.B.A. Chief Financial Officer 1993

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

Support

Hi! How can we help you today?

Loading…