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Landmark Bancorp Inc

Company price
31.9 USD -0.45 ( 1.39%)
Last update at 2026-11-03T21:00:00Z
VOLUME
6338
Market Cap
106.74M
P/E
9.11

Momentum Score

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Landmark Bancorp, Inc. operates as the financial holding company for Landmark National Bank that provides various financial and banking services to its local communities. It offers non-interest bearing demand, money market, checking, and savings accounts, as well as certificates of deposit. The company also provides one-to-four family residential real estate, construction and land, commercial real estate, commercial, paycheck protection program, municipal, and agriculture loans; and consumer and other loans, such as automobile, boat, and home improvement and home equity loans, as well as insurance, and mobile and online banking services. In addition, the company invests in certain investment and mortgage-related securities. It operates in the eastern, central, southeast, and southwest Kansas. The company was founded in 1885 and is headquartered in Manhattan, Kansas.

Source: TradingView
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Day Price Range
31.90
Low
32.38
High
52 Week Price Range
15.20
Low
21.32
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Landmark Bancorp, Inc. is a bank holding company that provides commercial and consumer banking services through its community-bank subsidiary, including lending, deposit-taking and payment services. Long-term growth may be supported by net interest margin expansion, organic loan and deposit growth from local client relationships and modest fee-income diversification, which could support steady, interest-rate‑sensitive earnings.
The primary risk is credit concentration and sensitivity to local economic conditions, which could be exacerbated by interest-rate volatility, competitive pressures and regulatory changes.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
32.35
Dividend Yield
4.32%
Revenue TTM
55.63M
Revenue Per Share
10.16
Gross Profit TTM
52.58M
Debt / Equity
0.78
ROE
9.54%
Net Debt
67.01M
ROCE
3.89%
Diluted EPS TTM
2.14

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 11.31M 22.82M 24.28M 12.12M 11.59M
Net income 9.88M 18.01M 19.49M 10.66M 10.43M
Selling general administrative 20.41M 22.17M 22.72M 19.51M 17.86M
Selling and marketing expenses - - 0.53M 0.57M 0.59M
Gross profit 52.58M 60.58M 63.84M 46.16M 43.36M
Reconciled depreciation 1.45M 1.60M 2.59M 2.22M 2.12M
Ebit 15.66M 22.82M 24.28M 12.12M 17.96M
Ebitda 17.10M 24.43M 25.88M 13.32M 19.07M
Depreciation and amortization 1.45M 1.60M 1.60M 1.21M 1.11M
Operating income 15.66M 22.82M 24.28M 12.12M 16.96M
Other operating expenses 1.89M -37.76M -39.56M -34.05M 26.40M
Interest expense 4.35M 1.51M 2.77M 6.76M 5.37M
Tax provision 1.43M 4.81M 4.79M 1.45M 1.17M
Interest income 43.23M 39.83M 39.25M 37.11M 33.15M
Net interest income 38.88M 38.32M 36.48M 30.35M 27.79M
Extraordinary items - - - - -0.09M
Income tax expense 1.43M 4.81M 4.79M 1.45M 1.17M
Total revenue 52.58M 60.58M 63.84M 46.16M 43.36M
Total operating expenses 1.89M -37.76M -39.56M -34.05M -26.40M
Cost of revenue - - - - 0.00M
Total other income expense net -4.35M -1.51M -2.77M -6.76M -5.37M
Net income from continuing ops 9.88M 18.01M 19.49M 10.66M 10.43M
Net income applicable to common shares 9.88M 18.01M 19.49M 10.66M 10.43M
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 1561.67M 1502.87M 1328.97M 1188.03M 998.47M
Intangible assets 6.40M 7.82M 4.28M 3.93M 2.83M
Earning assets - - - - 374.60M
Other current assets 40.29M 2.49M 325.43M 448.24M 202.78M
Total liab 1434.76M 1391.43M 1193.33M 1061.36M 889.86M
Total stockholder equity 126.91M 111.43M 135.64M 126.67M 108.61M
Other current liab 1146.13M -22.53M -15.79M -17.31M -12.61M
Common stock 0.06M 0.05M 0.05M 0.05M 0.05M
Capital stock 0.06M 0.05M 0.05M 0.05M 0.05M
Retained earnings 54.28M 52.17M 52.59M 44.95M 34.29M
Other liab - - 15.66M 16.67M 12.16M
Good will 32.38M 32.20M 17.53M 17.53M 17.53M
Other assets - 920.79M 311.97M 448.24M 202.78M
Cash 32.02M 32.24M 196.59M 84.82M 13.69M
Total current liabilities 1158.85M 22.53M 15.79M 17.31M 12.61M
Net debt 67.01M 36.01M -167.54M -56.80M 28.50M
Short term debt 12.71M - - - 3.00M
Short long term debt total 99.03M 68.25M 29.05M 28.02M 42.20M
Other stockholder equity 89.13M 84.27M 79.12M 72.23M 69.03M
Property plant equipment - 24.33M 20.80M 20.49M 21.13M
Total current assets 40.29M 521.55M 590.77M 396.09M 388.09M
Long term investments 464.45M 498.30M 383.62M 301.74M 903.97M
Net tangible assets - 75.23M 118.03M 108.93M 88.25M
Short term investments 452.77M 489.31M 380.72M 297.27M 363.00M
Net receivables 28.99M 26.09M 13.46M 14.00M 11.39M
Long term debt 99.03M 68.25M 29.05M 28.02M 39.20M
Inventory -1.89M 0.93M -13.46M 1.77M 0.29M
Accounts payable - 22.53M 15.79M 17.31M 12.61M
Accumulated other comprehensive income -16.56M -25.07M 3.88M 9.45M 5.24M
Common stock total equity - - 0.05M 0.05M 0.05M
Retained earnings total equity - - 52.59M 44.95M 34.29M
Non currrent assets other 56.62M -502.11M -426.23M -343.70M -407.60M
Non current assets total 1521.38M 60.53M 426.23M 343.70M 407.60M
Long term debt total - - 29.05M 28.02M 39.20M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -197.16M -47.81M -104.55M -7.44M -63.41M
Change to liabilities 0.00M -0.74M 3.83M -2.43M 3.66M
Total cashflows from investing activities - -56.45M -104.55M -7.93M -64.29M
Net borrowings - 1.03M -14.18M -14.70M -9.86M
Total cash from financing activities 6.32M 129.69M 160.86M -6.77M 45.44M
Change to operating activities - -0.74M 3.83M -2.43M 3.66M
Net income 9.88M 18.01M 19.49M 10.66M 10.43M
Change in cash -166.06M 104.39M 71.12M -5.42M 2.53M
Begin period cash flow 189.21M 84.82M 13.69M 19.11M 16.58M
End period cash flow 23.16M 189.21M 84.82M 13.69M 19.11M
Total cash from operating activities 24.78M 31.16M 14.81M 9.28M 21.38M
Depreciation 2.58M 2.60M 2.59M 2.22M 2.12M
Other cashflows from investing activities - -7.32M -1.36M 0.54M 0.43M
Dividends paid -4.20M -3.82M -3.63M -3.51M 3.33M
Change to account receivables 5.15M 0.61M -2.61M 0.05M -0.47M
Sale purchase of stock -1.24M 0.02M -2.35M 0.04M -0.01M
Other cashflows from financing activities 338.98M 133.51M 343.27M 444.06M 695.66M
Change to netincome - 8.65M -8.49M -2.86M 3.79M
Capital expenditures 0.88M 1.32M 0.36M 1.04M 1.31M
Cash flows other operating - 0.56M -2.37M 0.00M -0.68M
Cash and cash equivalents changes - 104.39M 71.12M -5.42M 2.53M
Change in working capital 10.14M -0.12M 1.23M -2.38M 3.19M
Stock based compensation 0.29M 0.32M 0.30M 0.29M 0.22M
Other non cash items 3.07M 9.54M -8.30M -1.32M 4.46M
Free cash flow 23.90M 29.84M 14.46M 8.24M 20.07M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
LARK
Landmark Bancorp Inc
-0.45
1.39%
31.90 9.11 - 1.88 0.82
DBSDY
DBS Group Holdings Ltd ADR
-2.95
1.31%
221.60 20.00 17.57 7.54 3.17
CIHHF
China Merchants Bank Co Ltd Class H
-
-%
6.66 7.70 7.10 0.55 0.83
CIHKY
China Merchants Bank Co Ltd
-0.72
2.15%
33.05 7.79 7.20 0.55 0.85
UNCFF
UniCredit SpA
1.29
1.58%
82.76 11.53 10.27 5.72 1.83

Profile*

Landmark Bancorp Inc

Landmark Bancorp, Inc. operates as the financial holding company for Landmark National Bank that provides various financial and banking services to its local communities. It offers non-interest bearing demand, money market, checking, and savings accounts, as well as certificates of deposit. The company also provides one-to-four family residential real estate, construction and land, commercial real estate, commercial, paycheck protection program, municipal, and agriculture loans; and consumer and other loans, such as automobile, boat, and home improvement and home equity loans, as well as insurance, and mobile and online banking services. In addition, the company invests in certain investment and mortgage-related securities. It operates in the eastern, central, southeast, and southwest Kansas. The company was founded in 1885 and is headquartered in Manhattan, Kansas.

701 Poyntz Avenue, Manhattan, KS, United States, 66502

785 565 2000

270

Name Title Year Born
Mr. Michael E. Scheopner Pres, CEO & Director 1962
Mr. Mark A. Herpich VP, Sec., CFO & Treasurer 1968
Mr. Mark A. Herpich VP, Secretary, CFO & Treasurer 1968
Mr. Michael E. Scheopner Non-Executive Employee 1962
Ms. Abigail M. Wendel President, CEO & Director 1974
Mr. Raymond L. McLanahan Chief Credit Officer NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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