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Ally Financial Inc

Financial Services US ALLY

42.635USD
0.23(0.53%)

Last update at 2026-06-05T15:32:00Z

Day Range

42.3042.76
LowHigh

52 Week Range

30.4647.02
LowHigh

Fundamentals

  • Previous Close 42.41
  • Market Cap14256.61M
  • Volume458952
  • P/E Ratio19.54
  • Dividend Yield2.65%
  • Revenue TTM7687.00M
  • Revenue Per Share TTM24.76
  • Gross Profit TTM 7687.00M
  • Diluted EPS TTM2.37

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 1051.00M 836.00M 1103.00M 2342.00M 3855.00M
Minority interest - - - - -
Net income 852.00M 668.00M 957.00M 1714.00M 3060.00M
Selling general administrative 2684.00M 3033.00M 2959.00M 2180.00M 1904.00M
Selling and marketing expenses 382.00M 285.00M 308.00M 457.00M 315.00M
Gross profit 6318.00M 6731.00M 7102.00M 102.00M 132.00M
Reconciled depreciation 1397.00M 1199.00M 1247.00M 914.00M 570.00M
Ebit 1051.00M 836.00M 1103.00M 5611.00M 6455.00M
Ebitda 2448.00M 2035.00M 2330.00M 6525.00M 7025.00M
Depreciation and amortization 1397.00M 1199.00M 1227.00M 914.00M 570.00M
Non operating income net other - - - - -
Operating income 1051.00M 836.00M 1103.00M 5611.00M 6455.00M
Other operating expenses 11103.00M 15533.00M 14864.00M 5509.00M 2467.00M
Interest expense 6408.00M 7472.00M 6897.00M 2857.00M 1914.00M
Tax provision 199.00M 167.00M 61.00M 627.00M 790.00M
Interest income 13521.00M 14222.00M 13958.00M 10621.00M 8651.00M
Net interest income 7113.00M 6750.00M 7061.00M 7764.00M 6737.00M
Extraordinary items 0.00000M -1.00000M -2.00000M -1.00000M -5.00000M
Non recurring - - - - -
Other items - - - - -
Income tax expense 199.00M 167.00M 144.00M 627.00M 790.00M
Total revenue 12154.00M 16369.00M 15967.00M 9342.00M 8912.00M
Total operating expenses 5267.00M 5895.00M 5999.00M 4687.00M 2206.00M
Cost of revenue 5836.00M 9638.00M 8865.00M - -
Total other income expense net - 167.00M -1247.00000M -3269.00000M -2600.00000M
Discontinued operations - - - -1.00000M -5.00000M
Net income from continuing ops 852.00M 669.00M 1022.00M 1715.00M 3065.00M
Net income applicable to common shares 742.00M 558.00M 847.00M 1604.00M 3003.00M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 196002.00M 191836.00M 196392.00M 191826.00M 182350.00M
Intangible assets - 54.00M 73.00M 98.00M 129.00M
Earning assets - - - - -
Other current assets 549.00M - 10538.00M 2091.00M 91292.00M
Total liab 180504.00M 177933.00M 182626.00M 178967.00M 165300.00M
Total stockholder equity 15498.00M 13903.00M 13766.00M 12859.00M 17050.00M
Deferred long term liab - - - 1933.00M 1974.00M
Other current liab 3434.00M 151574.00M -7409.00000M -64.00000M -210.00000M
Common stock 22272.00M 22142.00M 21975.00M 14978.00M 16483.00M
Capital stock 24619.00M 24466.00M 24299.00M 17302.00M 23995.00M
Retained earnings 633.00M 270.00M 154.00M -384.00000M -1599.00000M
Other liab - - - 5063.00M 3514.00M
Good will 190.00M 551.00M 669.00M 822.00M 822.00M
Other assets - 134150.00M -24415.00000M 116483.00M 95505.00M
Cash 10030.00M 10292.00M 6945.00M 5571.00M 5062.00M
Cash and equivalents - - - - -
Total current liabilities 163434.00M 154594.00M 7409.00M 2743.00M 210.00M
Current deferred revenue 3656.00M 3535.00M 3492.00M - 3514.00M
Net debt 11735.00M 8939.00M 13288.00M 14590.00M 11967.00M
Short term debt 4695.00M 1625.00M 2550.00M 2399.00M -3304.00000M
Short long term debt 4150.00M 1625.00M 2550.00M 2399.00M 0.00000M
Short long term debt total 21765.00M 19231.00M 20233.00M 20161.00M 17029.00M
Other stockholder equity -6945.00000M -6909.00000M -6871.00000M -6838.00000M -5188.00000M
Property plant equipment 8772.00M 9336.00M - 10444.00M 10862.00M
Total current assets 147387.00M 30543.00M 31360.00M 32162.00M 39173.00M
Long term investments 28251.00M 27779.00M 28608.00M 31284.00M 35859.00M
Net tangible assets - - - 10535.00M 14726.00M
Short term investments 19273.00M 19010.00M 24415.00M 25641.00M 33384.00M
Net receivables 136808.00M 1241.00M 1124.00M 950.00M 727.00M
Long term debt 17070.00M 17495.00M 17570.00M 17762.00M 17029.00M
Inventory - - -11662.00000M - -
Accounts payable 151649.00M 1395.00M 1367.00M 408.00M 210.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -2786.00000M -3924.00000M -3816.00000M -4059.00000M -158.00000M
Additional paid in capital - - - - -
Common stock total equity - - - 21816.00M 21671.00M
Preferred stock total equity - - - 2324.00M 2324.00M
Retained earnings total equity - - - -384.00000M -1599.00000M
Treasury stock - - - -6838.00000M -5188.00000M
Accumulated amortization - - - - -
Non currrent assets other 11623.00M 4477.00M 178162.00M 533.00M -47672.00000M
Deferred long term asset charges - - - - -
Non current assets total 48615.00M 161293.00M 189447.00M 43181.00M 47672.00M
Capital lease obligations 124.00M 111.00M 113.00M 137.00M 175.00M
Long term debt total 17070.00M 12676.00M - 17762.00M 17029.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 577.00M 4991.00M -7288.00000M -8630.00000M -11388.00000M
Change to liabilities - - - 95.00M 152.00M
Total cashflows from investing activities -5163.00000M 4991.00M -7182.00000M -17263.00000M -11098.00000M
Net borrowings 2562.00M -1819.00000M 2008.00M 3060.00M -5207.00000M
Total cash from financing activities 1956.00M -5566.00000M 3839.00M 11575.00M -3848.00000M
Change to operating activities - - - 1319.00M -256.00000M
Net income 852.00M 668.00M 957.00M 1714.00M 3060.00M
Change in cash -1624.00000M 3941.00M 1217.00M 552.00M -10904.00000M
Begin period cash flow 4612.00M 7439.00M 6222.00M 5670.00M 16574.00M
End period cash flow 2988.00M 11380.00M 7439.00M 6222.00M 5670.00M
Total cash from operating activities 3628.00M 4528.00M 4557.00M 6247.00M 4042.00M
Issuance of capital stock - - 0.00000M 0.00000M 2324.00M
Depreciation 1397.00M 1199.00M 1227.00M 1327.00M 1261.00M
Other cashflows from investing activities -6460.00000M 4394.00M -6439.00000M -8633.00000M 290.00M
Dividends paid 489.00M 482.00M 478.00M -494.00000M -381.00000M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -59.00000M -38.00000M -33.00000M -1650.00000M -4704.00000M
Other cashflows from financing activities -58.00000M -3227.00000M 2342.00M 20227.00M 7696.00M
Change to netincome - - - 488.00M -23.00000M
Capital expenditures 4275.00M 3460.00M 2759.00M 3532.00M 5120.00M
Change receivables - - - - -
Cash flows other operating - - - 2623.00M -408.00000M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - 559.00M -10904.00000M
Change in working capital -799.00000M 60.00M 11.00M 1872.00M -136.00000M
Stock based compensation - - 127.00M - -
Other non cash items 3575.00M 2601.00M 2362.00M 1334.00M -143.00000M
Free cash flow -647.00000M 1068.00M 1798.00M 2715.00M -1078.00000M

Peer Comparison

Sector: Financial Services Industry: Credit Services

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
ALLY
Ally Financial Inc
0.23 0.53% 42.63 19.54 8.40 1.85 1.06 4.29
V
Visa Inc. Class A
7.78 2.49% 320.18 31.25 25.97 16.18 13.64 16.19 23.37
MA
Mastercard Inc
10.21 2.17% 481.76 37.04 29.50 16.14 62.35 16.47 27.24
AXP
American Express Company
-2.715 0.87% 309.81 21.46 18.83 3.38 6.76 3.93
COF
Capital One Financial Corporation
5.58 3.14% 183.20 61.36 10.04 3.84 1.12 3.02

Reports Covered

Stock Research & News

Profile

Ally Financial Inc., a digital financial-services company, provides various digital financial products and services in the United States and Canada. The company operates through Automotive Finance operations, Insurance operations, and Corporate Finance operations. It offers automotive financing services, including providing retail installment sales contracts, loans and operating leases, term loans to dealers, financing dealer floorplans and other lines of credit to dealers, warehouse lines to automotive retailers, and fleet financing; and financing services to companies and municipalities for the purchase or lease of vehicles, and vehicle-remarketing services. The company also provides consumer finance protection and insurance products through the automotive dealer channel, and commercial insurance products directly to dealers; VSCs, VMCs, and GAP products; and underwrite select commercial insurance coverages, which primarily insure dealers' vehicle inventory. In addition, it provides senior secured asset-based and leveraged cash flow loans to middle-market companies; leveraged loans; commercial real estate product to serve companies in the nursing facilities, senior housing, and medical office buildings; and treasury activities, such as management of the cash and corporate investment securities and loan portfolios, short- and long-term debt, retail and brokered deposit liabilities, derivative instruments, original issue discount, and equity investments. Further, the company offers deposits and securities brokerage and investment advisory services. The company was formerly known as GMAC Inc. and changed its name to Ally Financial Inc. in May 2010. Ally Financial Inc. was founded in 1919 and is based in Detroit, Michigan.

Ally Financial Inc

Ally Detroit Center, Detroit, MI, United States, 48226

Key Executives

Name Title Year Born
Mr. Jeffrey J. Brown CEO & Director 1973
Mr. Scott A. Stengel Gen. Counsel 1972
Mr. Douglas R. Timmerman Pres of Dealer Financial Services 1963
Ms. Diane E. Morais Pres of Consumer & Commercial Banking Products - Ally Bank 1966
Mr. Bradley J. Brown Corp. Treasurer & Interim CFO 1966
Mr. David J. DeBrunner VP, Corp. Controller & Chief Accounting Officer 1966
Mr. Sathish Muthukrishnan Chief Information, Data & Digital Officer NA
Sean Leary Head of Investor Relations and Enterprise FP&A NA
Mr. Daniel Soto Chief Compliance Officer NA
Ms. Andrea C. Brimmer Chief Marketing & PR Officer 1966

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