Explore 3 Stock Ideas & Industry Insights Download Free Report

Banco Bilbao Viscaya Argentaria SA ADR

Financial Services US BBVA

22.33USD
-0.5(2.19%)

Last update at 2026-06-05T18:04:00Z

Day Range

22.3022.66
LowHigh

52 Week Range

12.8325.41
LowHigh

Fundamentals

  • Previous Close 22.83
  • Market Cap126994.62M
  • Volume1534715
  • P/E Ratio10.91
  • Dividend Yield4.80%
  • Revenue TTM31648.00M
  • Revenue Per Share TTM5.51
  • Gross Profit TTM 31648.00M
  • Diluted EPS TTM2.06

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 16227.00M 15405.00M 12419.00M 10356.00M 7247.00M
Minority interest -615.00000M -521.00000M -397.00000M -407.00000M -965.00000M
Net income 10511.00M 10054.00M 8019.00M 6420.00M 4653.00M
Selling general administrative 12811.00M 12660.00M 10633.00M 9247.00M 8252.00M
Selling and marketing expenses 129.00M 441.00M 349.00M 282.00M 207.00M
Gross profit 30857.00M -6657.00000M 28966.00M 21435.00M 18015.00M
Reconciled depreciation 1521.00M 1533.00M 1403.00M 1328.00M 1234.00M
Ebit 16227.00M 15405.00M 12419.00M 9949.00M 6562.00M
Ebitda 17748.00M 16938.00M 13822.00M 11277.00M 7796.00M
Depreciation and amortization 1521.00M 1533.00M 1403.00M 1328.00M 1234.00M
Non operating income net other - - - - -
Operating income 16227.00M 15405.00M 12419.00M 9949.00M 6562.00M
Other operating expenses 20703.00M 20077.00M 45769.00M 9938.00M -16257.00000M
Interest expense 16445.00M 36394.00M 24760.00M 12279.00M 8328.00M
Tax provision 5100.00M 4830.00M 4003.00M 3529.00M 1909.00M
Interest income 26280.00M 25267.00M 23089.00M 19153.00M 14686.00M
Net interest income 26280.00M 25267.00M 23089.00M 19153.00M 14686.00M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 5100.00M 4830.00M 4003.00M 3529.00M 1909.00M
Total revenue 36930.00M 35482.00M 58188.00M 21435.00M 18015.00M
Total operating expenses 14630.00M -22062.00000M 16547.00M 9938.00M -16257.00000M
Cost of revenue 6073.00M 42139.00M 29222.00M - -
Total other income expense net -6890.00000M -2453.00000M -2885.00000M 407.00M 685.00M
Discontinued operations - - - - 280.00M
Net income from continuing ops 11126.00M 10575.00M 8416.00M 6827.00M 5338.00M
Net income applicable to common shares - - - 6420.00M 4294.00M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 859576.00M 772402.00M 775558.00M 713140.00M 662885.00M
Intangible assets 2856.00M 1790.00M 1568.00M 1449.00M 1379.00M
Earning assets - - - - -
Other current assets 93921.00M - 148294.00M 74245.00M 279440.00M
Total liab 797778.00M 712389.00M 720293.00M 662523.00M 614125.00M
Total stockholder equity 57357.00M 55654.00M 51701.00M 46993.00M 43907.00M
Deferred long term liab - - - - -
Other current liab 633093.00M 504436.00M -1114.00000M -142.00000M -218.00000M
Common stock 76228.00M 2824.00M 2861.00M 2955.00M 3267.00M
Capital stock 76228.00M 72875.00M 67955.00M 64422.00M 3267.00M
Retained earnings 56857.00M 50747.00M 43305.00M 38956.00M 36494.00M
Other liab - - - 43663.00M 32415.00M
Good will 2856.00M 700.00M 795.00M 707.00M 818.00M
Other assets 24243.00M 772402.00M -330170.00000M 283080.00M 346126.00M
Cash 93950.00M 59881.00M 83371.00M 85092.00M 74562.00M
Cash and equivalents - - - - -
Total current liabilities 633093.00M 573683.00M 416096.00M 142.00M 218.00M
Current deferred revenue - - - - -
Net debt -12108.00000M 84546.00M -9179.00000M -24976.00000M -12843.00000M
Short term debt 110334.00M 68672.00M 236.00M 142.00M 218.00M
Short long term debt - - - - -
Short long term debt total 81842.00M 144427.00M 74192.00M 60116.00M 61719.00M
Other stockholder equity 76228.00M 19158.00M 19735.00M 20890.00M 23012.00M
Property plant equipment - - - 8441.00M 7189.00M
Total current assets 275944.00M 185266.00M 184338.00M 197193.00M 164053.00M
Long term investments 268645.00M 239335.00M 263377.00M 221974.00M 226773.00M
Net tangible assets - - - 44837.00M 41710.00M
Short term investments 181994.00M 93692.00M 62180.00M 58953.00M 60394.00M
Net receivables 460401.00M 31693.00M 38787.00M 38026.00M 29097.00M
Long term debt 81842.00M 69867.00M 68707.00M 55429.00M 55763.00M
Inventory - - -255245.00000M 325.00M 1262.00M
Accounts payable 502501.00M - - 459814.00M 407301.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -18871.00000M -17075.00000M -14200.00000M -15808.00000M -18866.00000M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 24242.00M 65909.00M 755482.00M 83094.00M -152706.00000M
Deferred long term asset charges - - - - -
Non current assets total 583632.00M 587136.00M 921390.00M 232867.00M 152706.00M
Capital lease obligations 1463.00M 1467.00M 1507.00M 1398.00M 2560.00M
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 82.00M -1423.00000M -1270.00000M -3911.00000M 30.00M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities -1403.00000M -1423.00000M - -3911.00000M -1634.00000M
Net borrowings 2340.00M 2915.00M - -2258.00000M -2301.00000M
Total cash from financing activities -3673.00000M -2567.00000M -1842.00000M -7563.00000M -4349.00000M
Change to operating activities - - - -5467.00000M -3112.00000M
Net income 9714.83M 10054.00M 7674.00M 6827.00M 5618.00M
Change in cash 7692.00M -24271.00000M -4340.00000M 11957.00M -9089.00000M
Begin period cash flow 51145.00M 75416.00M 79756.00M 67799.00M 76888.00M
End period cash flow 58837.00M 51145.00M 75416.00M 79756.00M 67799.00M
Total cash from operating activities 14968.00M -18190.00000M -721.00000M 23718.00M -1242.00000M
Issuance of capital stock 757.00M 691.00M 711.00M 434.00M 438.00M
Depreciation 1521.00M 1533.00M 1403.00M 1328.00M 1234.00M
Other cashflows from investing activities 99216.64M -304.00000M - -155.00000M -806.00000M
Dividends paid 4030.39M 3913.00M 2808.00M 2185.00M 926.00M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -1916.26300M -1529.00000M -2166.00000M -2983.00000M -1022.00000M
Other cashflows from financing activities -793.46600M -40.00000M -622.00000M -571.00000M -538.00000M
Change to netincome - - - 7614.00M 4908.00M
Capital expenditures 827.00M 1195.00M 1819.00M 2442.00M 946.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 92170.80M -65398.00000M 9479.00M 8356.00M -13002.00000M
Stock based compensation - - - - -
Other non cash items -86917.62400M 35621.00M -19277.00000M 7207.00M 4908.00M
Free cash flow 14141.00M -19385.00000M -2540.00000M 21276.00M -2188.00000M

Peer Comparison

Sector: Financial Services Industry: Banks - Diversified

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BBVA
Banco Bilbao Viscaya Argentaria SA ADR
-0.5 2.19% 22.33 10.91 10.15 4.01 1.86 3.57
JPM
JPMorgan Chase & Co
2.51 0.81% 313.40 9.99 10.83 3.38 1.66
ACGBY
Agricultural Bank of China PK
-0.07 0.38% 18.53 6.92 6.73 0.67 0.60 6.34
BAC
Bank of America Corp
-0.425 0.78% 53.74 13.44 12.15 3.49 1.38 6.81
ACGBF
Agricultural Bank Of China
- -% 0.77 6.36 6.33 0.59 0.56 6.34

Reports Covered

Stock Research & News

Profile

Banco Bilbao Vizcaya Argentaria, S.A., together with its subsidiaries, provides various financial services in Spain, Mexico, Turkey, South America, Europe, the United States, and Asia. The company offers traditional retail, wholesale, investment, and transaction banking. It also engages in financial, insurance, asset management, and capital markets businesses, as well as digital banking. The company was formerly known as Banco Bilbao Vizcaya, S.A. and changed its name to Banco Bilbao Vizcaya Argentaria, S.A. in January 2000. Banco Bilbao Vizcaya Argentaria, S.A. was founded in 1857 and is headquartered in Bilbao, Spain.

Banco Bilbao Viscaya Argentaria SA ADR

Plaza San Nicolás, 4, Bilbao, Spain, 48005

Key Executives

Name Title Year Born
Mr. Carlos Torres Vila Group Exec. Chairman 1966
Mr. Onur Genc CEO & Exec. Director 1974
Mr. Rafael Salinas Martinez de Lecea CFO & Global Head of Fin. 1963
Ms. Maria Luisa Gomez Bravo Global Head of Corp. & Investment Banking NA
Ms. Gloria Couceiro Justo Global Head of Shareholder & IR NA
Ms. Maria Jesus Arribas de Paz Global Head of Legal NA
Mr. Paul G. Tobin Global Head of Communications 1973
Rafeal Pardo Head of BBVA Foundation NA
Mr. Jorge Sicilia Serrano Chief Economist NA
Mr. Jaime Saenz de Tejada Pulido Head of Global Risk Management 1968

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.