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The St. Joe Company, together with its subsidiaries, operates as a real estate development, asset management, and operating company in the United States. It operates through three segments: Residential, Hospitality, and Commercial. The Residential segment engages in the development of communities into homesites for sale to homebuilders and on a limited basis to retail customers. This segment primarily sells developed homesites, completed homes, parcels of entitled or undeveloped land or homesites, and a homesite residual on homebuilder, as well as offers marketing services. Its Hospitality segment owns and operates a private membership club, golf courses, beach clubs, retail outlets, marinas, and other entertainment assets. This segment also engages in the hotel, food and beverage, and gulf-front vacation rental operations, as well as provides management services. The Commercial segment engages in leasing of commercial property, multi-family, a senior living community, and other assets. This segment also involved in the planning, development, entitlement, management, and sale of commercial and rural land holdings for retail, office, hotel, senior living, multi-family, self-storage, and industrial uses; and grows and sells pulpwood, sawtimber, and other forest products, as well as operates real estate brokerage, title insurance agency and insurance agency business. The St. Joe Company was incorporated in 1936 and is based in Panama City Beach, Florida.
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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
The St. Joe Company is a Florida-based real estate developer and large landowner concentrated in the Florida Panhandle, focused on master-planned residential, commercial and resort development. Long-term growth drivers include monetization of its undeveloped land portfolio, population and tourism-driven demand in Florida, and phased development that could support multi-year revenue realization, which may benefit investors seeking exposure to regional development and land appreciation.
Material risks include real estate cyclicality, geographic concentration, permitting and execution challenges for large projects, and sensitivity to interest rates and financing availability.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 155.11M | 98.35M | 100.06M | 94.60M | 99.60M |
| Minority interest | -0.26M | 1.79M | 3.66M | -0.70M | -0.80M |
| Net income | 115.63M | 74.19M | 77.71M | 70.90M | 74.50M |
| Selling general administrative | 6.58M | 25.25M | 23.80M | 13.30M | 13.60M |
| Selling and marketing expenses | - | - | - | 1.10M | 1.60M |
| Gross profit | 477.51M | 167.22M | 153.31M | 105.70M | 135.00M |
| Reconciled depreciation | 47.47M | 46.38M | 38.78M | 22.89M | 18.20M |
| Ebit | 232.13M | 131.93M | 130.68M | 103.11M | 94.50M |
| Ebitda | 279.59M | 178.32M | 169.46M | 126.00M | 126.50M |
| Depreciation and amortization | 47.45M | 46.38M | 38.78M | 22.89M | 32.00M |
| Non operating income net other | - | - | - | 51.53M | 20.13M |
| Operating income | 146.25M | 95.59M | 90.73M | 103.11M | 94.50M |
| Other operating expenses | 367.07M | 307.15M | 298.55M | 190.90M | 172.50M |
| Interest expense | 77.11M | 33.58M | 30.62M | 18.40M | 15.90M |
| Tax provision | 39.23M | 25.95M | 26.01M | 24.39M | 25.00M |
| Interest income | 13.16M | 13.50M | 13.28M | 9.89M | 9.11M |
| Net interest income | -17.32M | -20.08M | -17.34M | -8.49M | -15.90M |
| Income tax expense | 39.23M | 25.95M | 26.01M | 24.40M | 25.00M |
| Total revenue | 513.32M | 402.74M | 389.29M | 252.30M | 267.00M |
| Total operating expenses | 331.26M | 71.64M | 62.57M | 44.30M | 40.50M |
| Cost of revenue | 35.81M | 235.52M | 235.98M | 146.60M | 132.00M |
| Total other income expense net | 8.88M | 2.76M | 9.33M | -8.51M | 5.10M |
| Net income from continuing ops | 115.88M | 72.40M | 74.05M | 70.23M | 74.61M |
| Net income applicable to common shares | 115.63M | 74.19M | 77.71M | 70.93M | 74.55M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 1518.43M | 1538.57M | 1523.53M | 1430.80M | 1208.20M |
| Other current assets | 11.85M | -47.35M | 17.20M | 9.39M | -39.58M |
| Total liab | 742.80M | 801.84M | 825.04M | 779.70M | 582.10M |
| Total stockholder equity | 766.29M | 724.28M | 683.06M | 651.10M | 626.10M |
| Deferred long term liab | - | - | - | 82.71M | 77.26M |
| Other current liab | 10.17M | -82.44M | 6.95M | -69.86M | 5.52M |
| Common stock | 229.51M | 268.67M | 270.85M | 270.03M | 296.87M |
| Capital stock | 229.51M | 268.67M | 270.85M | 270.03M | 296.87M |
| Retained earnings | 536.19M | 454.19M | 410.37M | 358.34M | 310.93M |
| Other liab | - | - | - | 129.48M | 181.45M |
| Other assets | 1347.50M | 59.86M | 4.70M | 1303.43M | 479.02M |
| Cash | 129.61M | 88.80M | 86.07M | 37.70M | 70.20M |
| Cash and equivalents | 129.61M | 88.76M | 86.07M | 37.75M | 70.16M |
| Total current liabilities | 86.06M | 59.30M | 108.03M | 38.90M | 56.25M |
| Current deferred revenue | 58.66M | 59.27M | 62.84M | 38.90M | 2.14M |
| Net debt | 443.13M | 586.62M | 546.83M | 526.10M | 330.40M |
| Short term debt | 12.18M | 57.77M | 4.67M | 0.00M | 223.03M |
| Short long term debt | - | 3.36M | 4.67M | - | - |
| Short long term debt total | 572.74M | 675.42M | 632.89M | 563.80M | 400.60M |
| Other stockholder equity | 775.60M | 1.42M | -410.37M | 20.30M | 18.69M |
| Property plant equipment | 43.59M | 63.52M | 66.91M | 39.64M | 31.14M |
| Total current assets | 186.79M | 88.80M | 160.64M | 78.30M | 159.20M |
| Long term investments | 268.86M | 269.96M | 270.55M | 254.89M | 257.54M |
| Net tangible assets | - | - | - | 630.80M | 607.41M |
| Short term investments | - | - | 200.90M | 40.60M | 89.00M |
| Net receivables | 42.02M | 43.32M | 53.12M | 23.80M | 36.78M |
| Long term debt | 569.98M | 612.88M | 627.14M | 177.86M | 177.57M |
| Inventory | 3.31M | 4.04M | 4.25M | 3.98M | 2.80M |
| Accounts payable | 17.23M | 22.85M | 24.34M | 69.86M | 48.60M |
| Noncontrolling interest in consolidated entity | - | - | - | 20.31M | 18.69M |
| Accumulated other comprehensive income | 0.59M | 1.42M | 1.84M | 2.43M | -0.39M |
| Common stock total equity | - | - | - | 270.03M | 296.87M |
| Retained earnings total equity | - | - | - | 358.34M | 310.93M |
| Non currrent assets other | 1019.19M | 1056.42M | 1025.43M | 1058.00M | 760.40M |
| Non current assets total | 1331.64M | 1389.91M | 1362.89M | 1352.50M | 1049.00M |
| Capital lease obligations | 2.76M | 4.77M | 1.09M | 0.98M | 1.11M |
| Long term debt total | 570.51M | 616.64M | 632.10M | 177.86M | 177.57M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | 0.00M | -50.38M | -132.12M | 101.52M | 108.14M |
| Change to liabilities | - | - | - | -0.33M | 7.42M |
| Total cashflows from investing activities | -26.22M | -50.38M | -99.14M | -189.78M | -196.09M |
| Net borrowings | -46.80M | -17.24M | 68.19M | 162.35M | 65.58M |
| Total cash from financing activities | -124.28M | -52.07M | 40.76M | 112.46M | 48.57M |
| Change to operating activities | - | - | - | 14.99M | 1.05M |
| Net income | 115.88M | 72.40M | 74.05M | 70.23M | 73.75M |
| Change in cash | 40.20M | 5.55M | 45.47M | -29.10M | -35.72M |
| Begin period cash flow | 96.32M | 90.77M | 45.30M | 74.40M | 110.12M |
| End period cash flow | 136.51M | 96.32M | 90.77M | 45.30M | 74.40M |
| Total cash from operating activities | 190.70M | 107.99M | 103.85M | 48.22M | 111.80M |
| Depreciation | 47.47M | 46.38M | 38.78M | 22.89M | 18.20M |
| Other cashflows from investing activities | 0.79M | -42.72M | 3.84M | -283.95M | -299.92M |
| Dividends paid | 33.62M | 30.35M | 25.66M | -23.50M | -18.84M |
| Sale purchase of stock | -40.27M | -3.36M | 0.00M | -19.97M | 1.94M |
| Other cashflows from financing activities | -2.94M | -1.12M | -1.77M | 176.28M | 69.84M |
| Change to netincome | - | - | - | 2.41M | 17.55M |
| Capital expenditures | 4.06M | 49.93M | 139.97M | 259.16M | 153.50M |
| Cash flows other operating | - | - | - | -46.97M | -5.12M |
| Cash and cash equivalents changes | - | - | - | -29.10M | -35.72M |
| Change in working capital | 4.85M | 0.23M | 12.06M | 17.67M | 1.05M |
| Stock based compensation | 1.23M | 1.21M | 0.82M | 0.36M | -18.20M |
| Other non cash items | 27.48M | -11.43M | -11.18M | -67.42M | 21.02M |
| Free cash flow | 186.64M | 58.06M | -36.12M | -210.94M | -41.70M |
Sector: Real Estate Industry: Real Estate - Diversified
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
Enterprise Value
to EBITDA (x) |
|---|---|---|---|---|---|---|---|---|
| JOE St Joe Company |
-1.78 2.48% |
70.02 | 30.35 | 50.25 | 6.69 | 4.82 | 7.52 | 17.10 |
| DITTF Daito Trust Construction Co.Ltd |
- -% |
18.51 | 49.16 | 12.79 | 0.02 | 2.11 | 0.62 | 7.92 |
| MTSFF Mitsui Fudosan Co. Ltd |
0.72 7.41% |
10.44 | 14.38 | 13.12 | 0.01 | 1.21 | 3.25 | 14.10 |
| MTSFY Mitsui Fudosan Co Ltd ADR |
0.25 0.84% |
29.85 | 14.31 | 13.42 | 0.01 | 1.23 | 3.28 | 14.20 |
| MITEY Mitsubishi Estate Co Ltd ADR |
0.16 0.67% |
24.06 | 19.32 | 13.50 | 0.01 | 1.10 | 0.02 | 0.09 |
The St. Joe Company, together with its subsidiaries, operates as a real estate development, asset management, and operating company in the United States. It operates through three segments: Residential, Hospitality, and Commercial. The Residential segment engages in the development of communities into homesites for sale to homebuilders and on a limited basis to retail customers. This segment primarily sells developed homesites, completed homes, parcels of entitled or undeveloped land or homesites, and a homesite residual on homebuilder, as well as offers marketing services. Its Hospitality segment owns and operates a private membership club, golf courses, beach clubs, retail outlets, marinas, and other entertainment assets. This segment also engages in the hotel, food and beverage, and gulf-front vacation rental operations, as well as provides management services. The Commercial segment engages in leasing of commercial property, multi-family, a senior living community, and other assets. This segment also involved in the planning, development, entitlement, management, and sale of commercial and rural land holdings for retail, office, hotel, senior living, multi-family, self-storage, and industrial uses; and grows and sells pulpwood, sawtimber, and other forest products, as well as operates real estate brokerage, title insurance agency and insurance agency business. The St. Joe Company was incorporated in 1936 and is based in Panama City Beach, Florida.
130 Richard Jackson Boulevard, Panama City Beach, FL, United States, 32407
850 231 6400
906
| Name | Title | Year Born |
|---|---|---|
| Mr. Jorge Luis Gonzalez | Pres, CEO, COO & Director | 1965 |
| Mr. Marek Bakun | Exec. VP, CFO & Chief Accounting Officer | 1972 |
| Ms. K. Rhea Goff | Sr. VP & Chief Admin. Officer | 1981 |
| Ms. Elizabeth J. Walters | Sr. VP, Gen. Counsel & Corp. Sec. | 1963 |
| Mr. David S. Harrelson | Sr. VP of Timberland | 1956 |
| Mr. Patrick W. Murphy | Sr. VP of Hospitality | 1971 |
| Mr. Dan Velazquez | Sr. VP of Commercial Real Estate | NA |
| Ms. Bridget Precise | Sr. VP of Residential Real Estate | NA |
| Mr. L. Park Brady Jr. | Special Advisor | 1948 |
| Mr. Jorge Luis Gonzalez | President, CEO, COO & Chairman of the Board | 1965 |
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