CA
NZ
UK
AU
IND
US
…
Ottawa Bancorp, Inc. operates as the bank holding company for OSB Community Bank, a savings bank that provides various financial services to individual and corporate customers in Illinois. The company provides saving, checking, money market, and interest-bearing accounts, as well as certificate of deposit; and business checking and municipal accounts. It offers business loans, including business and investor real estate loans, lines of credit, equipment/machinery/business vehicle term loans; first time homebuyer, auto, student, construction, and mortgage loans; and home equity lines of credit. In addition, the company provides cash management solutions, such as remote deposit capture, automated clearing house/payroll direct deposit, and merchant services; commercial leasing, business credit cards; digital banking; and additional services comprising notary, lamination, night depository, document faxing, money gift envelopes, safe deposit boxes, and coin counting. The company was formerly known as Ottawa Savings Bancorp, Inc. and changed its name to Ottawa Bancorp, Inc. in October 2016. The company was founded in 1871 and is based in Ottawa, Illinois.
Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website
A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 2.43M | 1.08M | 2.33M | 3.43M | 4.06M |
| Net income | 1.68M | 0.78M | 1.67M | 2.48M | 2.90M |
| Selling general administrative | 5.77M | 5.26M | 5.03M | 5.17M | 7.21M |
| Reconciled depreciation | 0.31M | 0.37M | 0.28M | 0.28M | 0.27M |
| Other operating expenses | - | - | - | 1.20M | 1.39M |
| Interest expense | 6.97M | 7.28M | 5.75M | 1.89M | 1.54M |
| Tax provision | 0.75M | 0.30M | 0.66M | 0.95M | 1.15M |
| Interest income | 17.17M | 16.08M | 15.08M | 13.18M | 12.40M |
| Net interest income | 10.20M | 8.80M | 9.33M | 11.28M | 10.86M |
| Income tax expense | - | - | - | 0.98M | 1.18M |
| Total revenue | 11.30M | 9.33M | 10.45M | 12.74M | 13.35M |
| Net income from continuing ops | 1.68M | 0.78M | 1.67M | 2.48M | 2.90M |
| Net income applicable to common shares | - | - | - | 2.48M | 2.90M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 362.59M | 353.65M | 363.92M | 357.85M | 342.53M |
| Intangible assets | 1.08M | 1.14M | 0.03M | 0.07M | 0.10M |
| Other current assets | - | - | - | 1.31M | 1.41M |
| Total liab | 320.89M | 311.87M | 322.28M | 316.38M | 296.55M |
| Total stockholder equity | 41.70M | 41.78M | 41.64M | 41.47M | 45.97M |
| Common stock | - | - | - | 0.03M | 0.03M |
| Capital stock | 0.02M | 0.02M | 0.03M | 0.03M | 0.03M |
| Retained earnings | 22.17M | 21.50M | 21.80M | 21.86M | 20.54M |
| Other liab | - | - | - | 5.55M | 6.48M |
| Good will | 0.65M | 0.65M | 0.65M | 0.65M | 0.65M |
| Other assets | - | - | - | 317.59M | 293.01M |
| Cash | 21.06M | 12.52M | 13.40M | 11.11M | 6.77M |
| Total current liabilities | - | - | - | 290.17M | 273.10M |
| Net debt | - | 11.12M | 19.05M | 9.74M | 9.76M |
| Other stockholder equity | - | - | - | -3.45M | -1.05M |
| Property plant equipment | - | - | - | 6.16M | 6.33M |
| Total current assets | - | - | - | 12.48M | 9.89M |
| Long term investments | 16.00M | 16.82M | 18.78M | 20.90M | 32.70M |
| Net tangible assets | - | - | - | 40.55M | 45.83M |
| Short term investments | 16.00M | 16.82M | 18.78M | 20.90M | 32.70M |
| Net receivables | 1.41M | 2.11M | 1.70M | 1.31M | 1.01M |
| Long term debt | 17.10M | 23.63M | 32.45M | 20.85M | 16.52M |
| Accounts payable | 0.55M | 0.85M | 0.32M | 290.08M | 273.05M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | 2.11M | 1.72M | -2.32M | -15.22M | -38.93M |
| Change to liabilities | - | - | - | 0.00M | 0.00M |
| Net borrowings | -6.53M | -8.82M | 11.60M | - | - |
| Total cash from financing activities | 5.87M | -10.05M | 1.75M | 16.00M | 32.09M |
| Net income | 1.68M | 0.78M | 1.67M | 2.48M | 2.90M |
| Change in cash | 7.31M | 3.61M | 2.53M | 4.35M | -3.86M |
| Begin period cash flow | 17.01M | 13.40M | 10.86M | 6.52M | 10.38M |
| End period cash flow | 24.32M | 17.01M | 13.40M | 10.86M | 6.52M |
| Total cash from operating activities | 3.43M | -0.62M | 3.10M | 3.57M | 2.98M |
| Depreciation | 0.31M | 0.37M | 0.28M | 0.28M | 0.27M |
| Dividends paid | 1.02M | 1.07M | 1.09M | 1.15M | 1.82M |
| Change to account receivables | 0.70M | -0.41M | -0.58M | -0.30M | -0.03M |
| Sale purchase of stock | -1.88M | -1.88M | -0.17M | -3.81M | -2.06M |
| Capital expenditures | 0.13M | 0.25M | 0.08M | 0.08M | 0.26M |
| Change in working capital | 0.98M | -2.44M | 1.28M | -0.91M | 0.07M |
| Stock based compensation | 0.26M | 0.40M | 0.24M | 0.26M | 0.25M |
| Other non cash items | 0.40M | -0.10M | -0.03M | 0.30M | 0.09M |
| Free cash flow | 3.30M | -0.87M | 3.03M | 3.49M | 2.73M |
Sector: Financial Services Industry: Banks - Regional
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| OTTW Ottawa Savings Bancorp Inc |
- -% |
19.35 | 19.18 | - | 3.41 | 1.02 | 4.94 |
| DBSDY DBS Group Holdings Ltd ADR |
-0.76 0.34% |
219.92 | 20.00 | 17.57 | 7.54 | 3.17 | 13.19 |
| CIHHF China Merchants Bank Co Ltd Class H |
- -% |
6.62 | 7.70 | 7.10 | 0.55 | 0.83 | 3.51 |
| CIHKY China Merchants Bank Co Ltd |
0.28 0.82% |
34.49 | 7.79 | 7.20 | 0.55 | 0.85 | 3.51 |
| UNCFF UniCredit SpA |
-0.46 0.49% |
92.86 | 11.53 | 10.27 | 5.72 | 1.83 | 8.22 |
Ottawa Bancorp, Inc. operates as the bank holding company for OSB Community Bank, a savings bank that provides various financial services to individual and corporate customers in Illinois. The company provides saving, checking, money market, and interest-bearing accounts, as well as certificate of deposit; and business checking and municipal accounts. It offers business loans, including business and investor real estate loans, lines of credit, equipment/machinery/business vehicle term loans; first time homebuyer, auto, student, construction, and mortgage loans; and home equity lines of credit. In addition, the company provides cash management solutions, such as remote deposit capture, automated clearing house/payroll direct deposit, and merchant services; commercial leasing, business credit cards; digital banking; and additional services comprising notary, lamination, night depository, document faxing, money gift envelopes, safe deposit boxes, and coin counting. The company was formerly known as Ottawa Savings Bancorp, Inc. and changed its name to Ottawa Bancorp, Inc. in October 2016. The company was founded in 1871 and is based in Ottawa, Illinois.
| Name | Title | Year Born |
|---|---|---|
| Mr. Craig M. Hepner | Pres, CEO & Director | 1965 |
| Mr. Marc N. Kingry | Sr. VP & CFO | 1962 |
| Mr. Mark M. Stoudt | Exec. VP | 1969 |
| Ms. Tracie Steider | Chief Operating Officer | NA |
| Laurie Duffell | Corp. Sec. | NA |
| Mr. Craig M. Hepner | Chairman, President & CEO | 1965 |
| Mr. Marc N. Kingry | Senior VP & CFO | 1962 |
| Mr. Mark M. Stoudt | Executive VP, Director & Chief Lending Officer | 1969 |
| Ms. Tracie Young | Senior VP & COO | 1978 |
| Ms. Laurie Duffell | Corporate Secretary | NA |
Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.
Download a free report with stock ideas and industry insights for general information.
Download Free Report Now →
Basic Materials
-1.40%
Communication Services
-0.45%
Consumer Cyclical
-0.55%
Consumer Defensive
-0.01%
Energy
-0.01%
Financial Services
-0.40%
Financials
-0.15%
Healthcare
-1.15%
Industrials
-0.46%
Real Estate
-0.29%
Technology
-1.22%
Utilities
-0.10%
Note: Daily price change (%) by sector excluding stocks with +/-90% daily price change. Companies above $500 million market capitalization are considered.
Portfolio
Watchlist
+0.55%
Please wait processing your request...