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Propel Holdings Inc

Financial Services CA PRL

23.21CAD
1.03(4.64%)

Last update at 2026-06-12T20:00:00Z

Day Range

22.2023.40
LowHigh

52 Week Range

17.2438.15
LowHigh

Fundamentals

  • Previous Close 22.18
  • Market Cap867.17M
  • Volume282082
  • P/E Ratio11.41
  • Dividend Yield2.34%
  • EBITDA122.15M
  • Revenue TTM589.81M
  • Revenue Per Share TTM15.09
  • Gross Profit TTM 589.81M
  • Diluted EPS TTM1.93

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 80.19M 62.61M 37.98M 20.22M 8.06M
Minority interest - - - - -
Net income 60.56M 46.38M 27.78M 15.13M 6.56M
Selling general administrative 62.02M 53.34M 40.17M 35.55M 26.03M
Selling and marketing expenses - - - - -
Gross profit 279.74M 193.52M 131.99M 216.57M 123.13M
Reconciled depreciation 9.01M 5.48M 4.23M 3.38M 2.91M
Ebit 115.53M 62.61M 37.98M 30.39M 13.82M
Ebitda 124.70M 68.09M 42.21M 33.76M 16.74M
Depreciation and amortization 9.17M 5.48M 4.23M 3.38M 2.91M
Non operating income net other - - - - -
Operating income 116.09M 62.61M 37.98M 30.39M 13.82M
Other operating expenses 484.04M 385.26M 278.71M 120.15M 55.02M
Interest expense 35.34M 31.85M 22.80M 10.16M 5.76M
Tax provision 19.29M 16.23M 10.21M 5.09M 1.50M
Interest income 457.10M 33.71M 14.68M 16.54M 19.14M
Net interest income 422.36M 320.81M -8.12062M 6.37M 13.38M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 19.63M 16.23M 10.21M 5.09M 1.50M
Total revenue 600.13M 447.87M 316.70M 216.57M 123.13M
Total operating expenses 163.65M 130.91M 94.00M - -
Cost of revenue 320.39M 254.35M 184.71M - -
Total other income expense net -35.90335M - -22.59464M -10.16434M -5.75797M
Discontinued operations - - - - -
Net income from continuing ops 59.52M 46.38M 27.78M 15.13M 6.56M
Net income applicable to common shares - 46.38M 27.78M 15.13M 6.56M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 670.56M 551.01M 344.26M 256.68M 149.50M
Intangible assets 79.12M -16.03195M 13.44M 11.47M 7.91M
Earning assets - - - - -
Other current assets 383.78M - 289.83M - 16.33M
Total liab 409.86M 340.89M 242.74M 175.04M 74.17M
Total stockholder equity 260.70M 210.11M 101.52M 81.64M 75.33M
Deferred long term liab - - - 2.80M 2.72M
Other current liab -13.93384M - -203.48880M -151.19645M -49.59555M
Common stock 161.44M - 78.96M 78.95M 78.95M
Capital stock 161.73M 157.63M 78.96M 78.95M 78.95M
Retained earnings 89.23M 51.06M 18.67M 1.03M -4.04147M
Other liab - - - - 0.08M
Good will 46.46M 42.98M - - -
Other assets - - 272.06M 208.89M 114.96M
Cash 73.81M 20.50M 13.75M 7.66M 7.24M
Cash and equivalents - - - - -
Total current liabilities 1.06M - 203.49M 151.20M 49.60M
Current deferred revenue - - - - -
Net debt 264.61M 251.46M 187.77M 143.91M 42.81M
Short term debt 1.06M - 199.17M 148.90M 46.87M
Short long term debt 329.63M 271.96M 199.17M 148.90M 46.87M
Short long term debt total 338.42M - 201.52M 151.57M 50.05M
Other stockholder equity 7.04M - 3.66M 1.66M 0.42M
Property plant equipment - - - 2.64M 2.98M
Total current assets 525.26M - 56.54M 33.68M 23.64M
Long term investments - - - - -
Net tangible assets - - - - 67.42M
Short term investments - - - - -
Net receivables 67.68M 52.59M 42.79M 26.02M 16.41M
Long term debt - - - 144.25M 42.22M
Inventory - - -289.82994M - -
Accounts payable 13.93M 10.56M 4.32M 2.30M 2.73M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 2.99M - 0.22M - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 26.47M - -15.66325M -14.11416M -10.89137M
Deferred long term asset charges - - - - -
Non current assets total 145.30M - 15.66M 14.11M 10.89M
Capital lease obligations 9.41M 2.33M 2.35M 2.67M 3.18M
Long term debt total - - - 146.22M 44.81M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - -71.89706M -5.43481M -5.27365M -2.76436M
Change to liabilities - - - 0.00000M 8.68M
Total cashflows from investing activities -10.37419M -71.89706M -5.43481M -5.27365M -2.76436M
Net borrowings 56.59M 71.37M 50.62M - -3.40632M
Total cash from financing activities 37.40M 134.83M 38.48M 91.01M 56.59M
Change to operating activities - - - - -119.41549M
Net income 60.56M 46.38M 27.78M 15.13M 6.56M
Change in cash 8.11M 6.75M 6.09M 0.42M 1.99M
Begin period cash flow 65.70M 13.75M 7.66M 7.24M 5.25M
End period cash flow 73.81M 20.50M 13.75M 7.66M 7.24M
Total cash from operating activities -17.98597M -54.83706M -26.95395M -85.32075M -51.83294M
Issuance of capital stock 0.00000M 76.81M 0.00000M 0.00000M 67.67M
Depreciation 9.17M 5.48M 4.23M 3.38M 2.91M
Other cashflows from investing activities - -6.25357M -5.33223M - -
Dividends paid 21.39M -13.98525M -10.13401M 10.06M 8.07M
Change to inventory - - - - -
Change to account receivables -377.67993M -5.00432M 0.03M - -2.58047M
Sale purchase of stock -0.23095M 77.90M 0.00915M 0.00107M 68.07M
Other cashflows from financing activities -1.42787M 0.63M -2.00073M 113.16M 37.52M
Change to netincome - - - - 52.80M
Capital expenditures 0.33M 6.29M 5.43M 5.27M 2.76M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -402.13675M -21.04111M -1.95121M -20.15907M -11.39057M
Stock based compensation 3.38M 1.91M 2.01M 1.24M 0.35M
Other non cash items 314.42M -78.56851M -51.07913M -82.99511M -47.03158M
Free cash flow -18.31626M -61.12542M -32.38875M -90.59440M -54.59730M

Peer Comparison

Sector: Financial Services Industry: Credit Services

Company Change (CAD) Price (CAD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
PRL
Propel Holdings Inc		 1.03 4.64% 23.21 11.41 5.62 1.47 2.42 1.75
AXP
American Express CDR (CAD Hedged)		 0.49 1.81% 27.63 20.47 17.95 3.03 6.45 3.93
GSY
goeasy Ltd		 2.25 5.92% 40.25 - 4.63 1.03 0.61 2.98 4.95
ACD
Accord Financial Corp.		 - -% 0.56 - 9.34 0.64 0.22 10.57 24.50
CRWN
Crown Capital Partners Inc		 -0.04 6.90% 0.54 - 40.98 0.04 0.69 0.76

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Profile

Propel Holdings Inc., together with its subsidiaries, operates as a financial technology company. The company's lending platform facilitates to credit products, such as installment loans and lines of credit under the MoneyKey, CreditFresh, Fora Credit, and QuidMarket brands to American consumers. It also offers marketing, analytics, and loan servicing services. The company was formerly known as 2288984 Ontario Inc. and changed its name to Propel Holdings Inc. in June 2021. Propel Holdings Inc. was incorporated in 2011 and is headquartered in Toronto, Canada.

Propel Holdings Inc

69 Yonge Street, Toronto, ON, Canada

Key Executives

Name Title Year Born
Mr. Clive Kinross Co-Founder, CEO & Director 1971
Mr. Gary Edelstein Pres 1973
Dr. Jonathan Ari Goler Co-Founder, EVP & Chief Risk Officer 1981
Mr. Sheldon Saidakovsky Co-Founder, EVP & CFO 1980
Mr. Noah Buchman Co-Founder, Exec. VP & Pres of CreditFresh 1986
Mr. Bradley Sherk VP of Operations & Shared Services 1976
Mr. Jay Vaghela VP & Gen. Counsel 1982
Ms. Sarika Ahluwalia VP & Chief Compliance Officer 1983
Ms. Cindy Usprech VP of People & Culture 1978
Mr. Clive Kinross Co-Founder, CEO & Director 1970

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